Credit Score

Dave Ramsey has no credit score and says he couldn't rent an apartment if he tried. He doesn't care — but should you?

He can pay cash for the whole complex. The 32 million Americans who can't be scored don't have that option.

By Godwin Oluponmile

My mom opened a credit card in my name to build my credit — but I just found out it has a $40,000 balance. What do I do?

How to recover from a debt you never asked for.

By Laura Grace Tarpley

1.25 million U.S. kids hit by identity theft each year — here's how to fix a stolen Social Security Number discovered years later

If your identity is stolen as a kid, you could be left with real and serious problems to deal with once you reach adulthood.

By Christy Bieber

Latest Articles

Parents opened a credit card in their child's name to build credit — but $40K in hidden debt tanked her score instead

By Laura Grace Tarpley| 06.14.2026
I’m 83, my husband died and the bank closed our credit card. I've always paid it off in full — but they say I have no credit history. What can I do?

By Danielle Antosz| 05.26.2026
A single mom paid $3,300 for son's graduation gift: a car that never arrived. Then a loan she didn't expect hit her credit report

By Victoria Vesovski| 05.07.2026
Young Americans think dating apps should filter their matches by credit score — why good credit is suddenly so coveted

By Victoria Vesovski| 04.29.2026
My Ex Opened a Credit Card Using Our Son’s Social Security Number and He’s Now Been Denied Student Loans. What Now?

By Danielle Antosz| 03.28.2026
Cynthia Chen Built Credit, Then a $1B Fintech Firm

By Laura Boast| 03.26.2026
Mortgage Lenders Are Rethinking Credit Scores in 2026

By Jessica Wong| 02.12.2026
Report Rent to Boost Credit. 1 Mistake Can Wipe Out Gains

By Rebecca Payne| 12.27.2025
The Way Your Credit Score Is Calculated Is About To Change — and As Many as 91.5 Million Americans Will Be Impacted. Why Some Might Need To Worry

By Sarah Sharkey| 12.09.2025
‘They’re Gonna Cave Like a Walmart Tent’: Missouri Man’s FICO Score Dropped and Now His IT Job Is at Risk — What Dave Ramsey Says To Tell His Boss

By Emma Caplan-Fisher| 12.09.2025
Young Americans With Bad Credit Are Taking This 1 Step to Boost Their Scores by up to 60 Points — How to Know if It’s the Right Move for You

By Danielle Antosz| 10.14.2025
I’m 25 and Just Discovered My Dad’s Been Using My Name to Take Out Loans Since I Was a Teen — and Now My Credit’s Destroyed. What Can I Do?

By Rebecca Holland| 10.10.2025
Just 1.76% of Americans Have a FICO Score of 850. Here’s What They All Have In Common — and Why You May Not Need a Perfect Score to Reap the Rewards

By Jessica Wong| 10.08.2025
Americans’ Credit Scores Have Been Tumbling — but 1 Group Is Currently Facing the Harshest Financial Reality. Why That’s a Big Deal

By Chris Clark| 10.07.2025
Philadelphia Woman’s Husband Has Been His Ex’s Landlord for 5 Years — but She’s Constantly Late With Rent and It’s Hurting Their Ability To Buy Their Own House. The Ramsey Show Weighs In

By Maurie Backman| 10.06.2025
Credit Scores Just Plunged at Fastest Pace Since Great Recession — How Does Your FICO Compare to the New Average?

By Mike Crisolago| 10.01.2025
Minnesota woman finds $17K debt on her credit report from a company card. Dave Ramsey says it happens ‘all the time’ — and tells her to do this ASAP

By Maurie Backman| 09.24.2025
This Woman Was Declared Dead by Her Credit Card Company — Here’s What to Do if It Happens to You

By Rebecca Holland| 07.29.2025
Your Credit Score Could Go Through a Big Change This Fall — But That’s Good News if You’re Part of This Growing Group

By Chris Clark| 07.25.2025
Americans Duped by U.S. Marshals Service Phone Scam

By Christy Bieber| 04.17.2025
Here’s how a major drop to your credit score can affect your financial future

By Rebecca Holland| 03.23.2025
I Was Raised on the Idea That I Need a Credit Score to Buy a House or Car — But Do I Really Need to Live a Life That Involves Debt?

By Maurie Backman| 11.18.2024
Almost 30 million Americans are ‘credit invisible’ — or about 11% of the US population. Here’s what to do now if you’re part of this growing group

By Vawn Himmelsbach| 10.15.2024
I’m 44 and Have Benefited From a Big Mistake: Someone Opened a Mortgage in My Name 10 Years Ago and Has Given My Credit Score a Boost With Timely Payments. I Feel Guilty — What Should I Do?

By Maurie Backman| 08.27.2024
Money expert says Americans who obsess over an 800 credit score are ‘crazy’ — once you hit this benchmark you can ‘give it a rest’

By Chris Clark| 08.13.2024
‘A Notable Milestone’: The Average US Credit Score Falls for the First Time in a Decade As ‘Financial Strain’ Takes a Toll on Consumers. Here Are 4 Ways To Ease the Pain

By Serah Louis| 03.18.2024
The Credit Pros review

By Kara Perez| 01.02.2024
Experian Boost review 2024

By Kara Perez| 01.02.2024
The Credit Score You Need To Buy a House Today

By Vishesh Raisinghani| 10.27.2023
'It's Just Bragging Rights': Finance Expert Says 'No Benefit' of Going Above This Credit Score

By Coryanne Hicks| 10.06.2023
67% Of Millennials Who Want To Own a Home Have $0 Saved for a Down Payment

By James Battiston| 08.25.2023
This Tiktoker Turned a Modest Scratch-Ticket Win Into a House at Just 22 Years Old — Here’s How She Gamed the System and Ways You Can, Too

By Serah Louis| 06.27.2023
How To Check Your Credit Score for Free

By Kevin Hamilton| 06.08.2023
How to Build a Strong Credit Profile

By Kevin Mercadante| 06.06.2023
By Serah Louis| 05.30.2023
How to Fix Your Credit Score Fast

By Esther Trattner| 05.19.2023
How To Get a Personal Loan If You Have Bad Credit

By Doug Whiteman| 03.14.2023