Emma Caplan-Fisher
Emma Caplan-Fisher

Emma Caplan-Fisher

Contributor
Their Top Finance Tip Personal finance is about finding the best ways to optimize your resources to live the life you want, worry-free.

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15

Years in finance journalism

292

Articles published

40

Financial topics covered

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A man looking concerned with a woman looking over his shoulder

Managing Money Jul 07

'I feel shame': She makes 2X her husband's pay, saving for retirement alone. Ramit Sethi says there's a simple answer

Andre has $16K in retirement savings at 50. Maria has over $480K in net worth. Ramit Sethi says the real problem isn't the income gap — it's that they're still treating their money as separate.

Neighbourhood joints like Gaetano's in Salt Lake are struggling in this economy.

News Jul 07

‘Welcome to the craziest year we have ever known’: Why a beloved Utah mom-and-pop sub shop can’t outrun today’s economy

America’s sit-down eateries are disappearing, and nostalgia isn’t enough to save them.

People visit the Grateful Dead house at 710 Ashbury.

News Jul 04

‘I’m not good enough to live here’: They have six-figure jobs, but they’ve been priced out of S.F. by AI elite

As OpenAI and Anthropic's IPOs near, San Francisco's housing market is being bought up with AI equity — leaving even $185K earners wondering if they belong.

Rep. Thomas Kean Jr., R-N.J., arrives for the House Republican Conference caucus meeting in the U.S. Capitol on Wednesday,

News Jul 03

Rep. Tom Kean Jr. took 116 days off at full pay to battle depression — after voting against paid sick leave for workers

Tom Kean Jr voted against New Jersey's paid sick leave law while a member of the state Senate. Many American workers aren’t able to collect a check if they don’t work while ill.

The outside of a Take 5 oil change building

News 23556 views

Her Jeep's engine ended up in the backseat after a routine oil change — she says Take 5 told her the warranty was void

The Douglas County, GA case is the second at the same Take 5 location in June — and a national pattern of complaints, lawsuits and an F rating from the BBB suggests it's far from an isolated problem.

Shipping containers and cargo trucks on a lot.

News Jul 01

$1.3M in stolen copper and gear recovered, as organized crime rings shift to target AI data center supply chains

Copper, servers and storage drives are now top targets for organized theft rings, exposing a new vulnerability in America's AI infrastructure boom.

MacKenzie Scott attends the 2018 Vanity Fair Oscar Party.

Investing Jun 30

MacKenzie Scott has donated $26.3B in 5 years — yet she's richer now. Here's why the 'giving' is wrong

Scott received roughly 4% of Amazon stock in her 2019 divorce — and Amazon's relentless growth since then has replenished her fortune faster than she can give it away.

L: Halal meat, R: Salahodeen Abdul-Kafi

Life Jun 30

Former tech worker quit his 14-year career to launch a BBQ restaurant and made $2.3M in revenue in his first year

Spending $210K a month on costs while paying himself nothing, Abdul-Kafi's first-year success shows what happens when tech-world discipline meets an untapped market gap.

Frustrated man sitting in front of computer.

Managing Money Jun 29

Over 500,000 Americans are stuck waiting 20 months for the IRS to return refunds stolen by identity thieves

The IRS workforce is down 27% from a year ago — and for the half-million Americans waiting on identity theft resolutions, that staffing collapse means refunds withheld for nearly two years.

Dave Ramsey

Investing Jun 28

A Texas couple pulled $190,000 from their 401(k)s during COVID — Dave Ramsey says it may have cost them double

A Texas retiree feared she couldn’t afford another market downturn, so she cashed out during COVID. Years later, The Ramsey Show broke down the steep price of that decision.

An aerial photo of houses in Wellesley, Massachusetts.

News Jun 27

The top 10 wealthiest US suburbs have average incomes as high as $612K, but experts warn they're magnets for crime

"High-net-worth individuals are specifically targeted due to their diverse and deep holdings.”

Jared Kushner speaks in the Brady Briefing Room with President Trump standing by.

News Jun 27

Jared Kushner's net worth grew 1,440% since 2009 — 9 times more than the average US household. Here's what drove the gap

Kushner's rise to billionaire status was driven by opportunities and access that few Americans get.

Matthew Ankrum and his family, who are profiled in the new book The Coffee Can Investor by Neeraj Khemlani.

Investing Jun 27

Missouri dad stashes stocks in a coffee can for his 3 daughters. He says with time, they’ll grow to $500 million

A new book, The Coffee Can Investor, urges consumers to buy stock in outperforming companies — then do nothing for years on end.

A nurse helps a patient with their MRI scan.

News Jun 22

AI startup says its aquatic full-body scanner could replace your $2,250 MRI — but some doctors aren't so sure

Midjourney's scanner uses ultrasound, not MRI technology — and experts say the distinction matters.

An older man relaxing on the couch.

Managing Money Jun 19

He saved $24K by using a retirement tax break most people don't know — but 1 common mistake can kill it

Older Americans typically can't make tax-free withdrawals until they reach 59 ½, but this rule waives the 10% penalty.

A man stands in a brightly lit electronics store, leaning slightly to look at a laptop computer on display.

News Jun 18

After 40 years of falling PC prices, the AI boom just reversed the trend — and your next laptop could cost 20% more

AI's hunger for memory chips is starving the consumer market, and shoppers are about to pay the price in ways that go far beyond the sticker on a new laptop.

Jade Warshaw and Dave Ramsey react to a call from an older American who lost $45,000 to hackers.

News Jun 18

The Ramsey Show says firm owes 84-year-old every penny after hackers drained $45K from her wealth management account

The Financial Industry Regulatory Authority’s rules may back Dave Ramsey's claim, creating potential grounds to demand reimbursement.

A sad-looking child and his mother clasp their hands at a pew in church

News Jun 15

A Chicago minister allegedly stole $2 million from his own flock — why is affinity fraud so hard to spot?

Winston Batino allegedly ran a classic affinity fraud from inside a trusted congregation — a scheme among the hardest to detect precisely because it weaponizes faith and friendship.

A woman thinking

Managing Money Jun 14

44% of homeowners say renting is easier — but for retirees on fixed income, the math isn't that simple

Renting in retirement isn't giving up — for many downsizing homeowners, it can mean more liquidity, fewer surprises and a housing cost that actually fits a fixed income.

Preparations for the UFC Freedom 250 event.

Life Jun 12

Trump is hosting a UFC fight for America’s birthday and it’ll be one of the cheapest sporting events to watch in years

For the first time ever, UFC's biggest fights are included in a basic Paramount+ subscription — making Trump's White House bash one of the cheapest major sporting events to watch in years.

Photo of Colonel Sanders with KFC workers

News Jun 10

A house listed for $1.5 million in a Canadian suburb has a finger lickin' detail: It was the home of Colonel Sanders

The modest side-split in Mississauga, where the KFC founder spent his final years, comes with a story as rich as his secret recipe.

Kelsey Pfendler plans to row from California to Hawaii

Life Jun 10

Meet Kelsey Pfendler, the first American woman to row solo 2,400 miles across the Pacific — roughly from NYC to LA

Kelsey Pfendler's solo Pacific row doubles as a fundraiser for river guides' mental health, insurance and financial stability — a community she's served for eight years.

A photo of an airline agent tagging checked luggage

Life Jun 06

Airport workers swapped 17 travelers' luggage tags onto drug-filled bags — here's how to protect yourself

A drug smuggling ring at Toronto's Pearson Airport has turned innocent travelers into unwitting drug mules — and some are flying to countries where the penalty is death.

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