Emma Caplan-Fisher
Emma Caplan-Fisher

Emma Caplan-Fisher

Contributor
Their Top Finance Tip Personal finance is about finding the best ways to optimize your resources to live the life you want, worry-free.

Numbers tell a story.

15

Years in finance journalism

324

Articles published

40

Financial topics covered

Emma Caplan-Fisher's Expertise

More articles from Emma Caplan-Fisher

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LATEST

Photo of a woman's hands filling out lottery ticket

Managing Money Aug 22

Couple finds $5 on the ground and wins $400,000 after buying a lottery ticket – what experts say they should do next

The couple had already cleared $80,000 in debt and had $115,000 in annual income.

Axeel Melendez recovers in his hospital bed with loved ones at his side.

News Aug 20

Tucson man left paralyzed by a swatting call gone wrong. Now taxpayers have to pay the $176 million price tag

An online dispute spilled over into a near-fatal prank, and Axeel Melendez, 24, is holding the sheriff's office responsible.

Someone shaking hands with a G1 humanoid robot from Unitree Robotics.

Investing Aug 20

Meet Unitree, the 10-year-old robotics company whose shares jumped 600% in its stock market debut

Unitree's IPO reflects China's strategic bet on humanoid robots, but a U.S. ban on foreign-manufactured robotics poses a real risk for investors.

Mom comforts young teen son, who looks downcast while sitting on his bed.

Managing Money 19796 views

Gen X parents won’t leave their tweens alone — and the babysitting fees are adding up. What’s behind the ‘strange’ shift

Median babysitter rates have nearly doubled since 2018 — and tween-year supervision costs are hollowing out family budgets.

Suze Orman speaks forcefully on stage in front of a bright red backdrop.

Retirement Aug 15

'You have absolutely no expenses': Suze Orman says the perks your job quietly covers could blow up your retirement math

Kiki lives rent-free with health insurance and utilities paid on a college campus — that's thousands of dollars per-year Orman says will crater her retirement math the moment she stops working.

Members of Kappa Delta sorority chant as they welcome their new members.

Life Aug 11

Parents are spending $6,500 or more on sorority ‘rush coaches’ with no guarantee their daughter gets a bid

“Until very recently, people didn’t even know this industry existed outside of the South."

Authorities warn that no government agency will ever ask you to deposit money in to a crypto ATM.

News Aug 10

‘They had me scared’: Tampa woman loses $25,000 to scammers who told her to pay bail or risk jail for skipping jury duty

Scammers kept Kimberly Fudge on the phone for nearly 10 hours, tracking her every move through spyware loaded on a refurbished phone.

Photo of Kia dealership service manager accused of swapping car parts, and engine

News Aug 08

Louisiana Kia dealership caught harvesting a woman's car for parts to fix a different vehicle

She went in for a blown tire, and a month later she found the hood up and her engine taken apart.

Coyotes have taken up residence in the unfinished structure.

News Aug 06

A pack of coyotes has moved into an abandoned Hollywood construction site — and neighbors are howling for help

While neighbors lose sleep over coyote howls, the stalled 22-unit condo project mirrors California's broader housing construction crisis — and impacts property values and renters.

Image of a dreary road with bubble overlay of Jaguar seen from behind.

News Aug 05

‘Frighteningly stupid’: British man behind on his car payments sped off in his Jaguar — and told cops it was a runaway

A high-speed police chase, $67 million in reputational damage, and over four years in prison — all to avoid a car payment he couldn't make.

Volunteer Jennifer Le packs canned goods at the L.A. Regional Food Bank.

News Aug 05

Arizona has lost half its SNAP users in less than a year — and is the 'canary in the coal mine' for the US

Arizona's SNAP enrollment fell 48% in less than a year — and with states facing massive new cost burdens starting in October, advocates warn the worst is still ahead.

A photo of Dave Ramsey

Insurance 20304 views

Dave Ramsey calls whole life insurance agents 'crooks' pushing fear of economic collapse for 20x commissions

A caller got pitched whole life insurance as a hedge against an economic collapse. Ramsey says that's illogical, the product is a bad deal and the salespeople lied.

Couple speaking to Ramit Sethi during an episode of his podcast 'Money for Couples.'

Managing Money Aug 02

Ramit Sethi helps newlyweds tackle $165,000 in debt — including the $30,000 he hid before their wedding

Arhem hid $30,000 in credit card debt from Sana before their wedding — and the balance grew again after. Sethi says the issue isn't the money, it's the trust, and he has a plan.

Actor Danny DeVito prepares to ring the opening bell at the New York Stock Exchange to celebrate Jersey Mike's Sub Initial Public Offering.

News Aug 01

Jersey Mike’s employees may see a 200% bonus post-IPO — how majority shareholder Blackstone is sharing profits

Jersey Mike's 293 corporate employees could receive bonuses of up to double their salary — but the franchise and corporate store workers making the subs are excluded entirely.

Debra and Sardinia

Life Jul 30

She left Las Vegas for an Italian island. Here’s how much her new life costs — and why more Americans are looking abroad

Coltune started paying $2,500/month for a seafront villa, then found a home for $800 — but Italy's tax rules, residency paperwork and U.S. tax obligations are part of the real cost picture too.

Workers fix a Floridian home damaged in the wake of Hurricane Ian in 2022.

News Jul 28

A Florida couple's $39,000 hurricane repair turned into a $176,000 bill — and a 5-year lien on their home

The Welches signed up for government help after consecutive hurricanes, and ended up with shoddy work, no documentation and a lien that prevents them from selling their home for five years.

Long-term care nurse helps elderly woman walk inside a building.

Retirement Jul 26

Nearly $75K-a-year eldercare costs are erasing middle-class inheritances as more Americans die broke

A Washington Post analysis of thousands of seniors' final decade found over 10% died with nothing left, and for families banking on an inheritance, the math is getting worse.

A participant records a video of a walking robot at AI for Good Global Summit in Geneva, Switzerland.

News Jul 24

‘They find it off-putting’: YouTube to tighten rules around AI slop, bars three types of ‘inauthentic content’

YouTube now explicitly bans monetization for repetitive AI filler, emotionally manipulative videos and AI personas discussing finance or health — but hasn't defined what "too much" looks like.

A man points toward a small cottage property.

Real Estate Jul 23

Cottage owners expected rental income to cover the mortgage — but hidden fees turned their properties into money pits

Earning revenue through cottage rentals was the dream, but a growing number of these property owners are finding the reality to be much more costly.

victim of scam

News Jul 23

Florida homeowner charged $12,000 for a $1,500 garage door repair — a scam the BBB has tracked for years

A Google search led Scott Berry to a company with no address, no state registration and a $12,000 bill for work worth $1,500. The playbook these operators use is disturbingly consistent.

Miami housing has climbed along with the broader cost of living in Florida.

Retirement Jul 20

Miami cost of living surpasses NYC for first time — is Florida losing its appeal as a cheap retirement haven?

Florida's no-income-tax advantage is being erased by soaring insurance, property tax and housing costs — and unemployment is climbing faster than almost any other state.

Dave Ramsey offers a South Dakota woman some advice.

News Jul 20

‘Blame it on the rapture’: They skipped retirement planning. Dave Ramsey says that’s no excuse

Kate's elderly parents are giving away their modest income to Christian ministries, counting on the rapture to arrive before their bills do.

A well-dressed woman with blonde hair sits at a wooden table holding a phone and folder while having a conversation with another person.

News Jul 20

A lawyer took 10 years off to care for her autistic daughter — then got an interview in hours. Here's how she did it

Her decade-long break was supported by a spouse's income and a strong professional network. For most U.S. workers, both are harder to count on — but the gap stigma is softening.

Kevin O'Leary during a visit to "Outnumbered" at Fox News Channel Studio

Retirement Jul 18

Kevin O'Leary says save $100,000 by age 33 — most Americans in that age group aren't even close to that

The personal finance guru's target is ambitious. The bigger takeaway is to start saving and investing as early and as much as you can.

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