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Live a richer life.
Authors
Emma Caplan-Fisher
Emma Caplan-Fisher

Emma Caplan-Fisher

Contributor

With a writing and editing career spanning over 15 years, Emma creates and refines content across a broad spectrum of industries, including personal finance, lifestyle, travel, health & wellness, real estate, beauty & fitness and B2B/SaaS/tech.

Her versatility comes through contributions to high-profile clients like Moneywise, Healthline, Narcity and The Honest Talk. Serving as an Editor at Real Estate Magazine, her role synthesized a strong foundation in content editing with a passion for storytelling. Emma currently edits health content for Masse, an agency building SEO campaigns at scale. Emma loves traveling, making jewelry and being outside with her dogs. She volunteers with Big Sisters of BC Lower Mainland.

Their Top Finance Tip Personal finance is about finding the best ways to optimize your resources to live the life you want, worry-free.

Numbers tell a story.

15

Years in finance journalism

364

Articles published

40

Financial topics covered

Emma Caplan-Fisher's Expertise

George Kamel and Ken Coleman fear for the debt trap one Ohio family is in.

Auto • Nov 17

Ramsey Show hosts tell military man living in a trailer, paying $1,720 a month in car loans he’s in ‘full-blown crisis’

By Emma Caplan-Fisher
older lady with concerned expression at the wheel of a red car

Auto • Oct 07

Retiring or relocating and planning to save money by driving your own car? How to know if it’s the right move for you

By Emma Caplan-Fisher
A young driver washes their car.

Auto • Aug 25

I'm 27, make $55K and drive a 15-year-old car with 65K miles on it — do I run it into the ground or trade in?

By Emma Caplan-Fisher
Image of TikTok user @georgiamcilley beside a close up of a credit card being swiped at a portable terminal.

Credit Cards • Feb 16

A Boston TikToker thought paying the minimum meant no credit card interest. Here's how a convo with your kid can pay off

By Emma Caplan-Fisher
Jamie Dimon on a television show

Employment • Apr 05

Is AI about to take your job? What Jamie Dimon says every American worker needs to know now

By Emma Caplan-Fisher
Dave Ramsey and Jade Warshaw speaking to a caller from North Dakota about the risks of joining a family business.

Employment • Mar 23

North Dakota man unsure about joining $10M family business. 'Walk away' says Dave Ramsey after hearing the full account

By Emma Caplan-Fisher
Being a content creator comes with perks like tax write-offs, but tax responsibilities too.

Employment • Feb 22

Content creation can be a profitable gig, but you need to follow IRS tax rules. Here's what you need to report and why

By Emma Caplan-Fisher
Bill Tavernier says he could lose his home because of a reverse mortgage he had no knowledge about.

Loans • Mar 04

Florida retiree says he thought home was paid off before learning of hidden reverse mortgage. Then he was sued for $190K

By Emma Caplan-Fisher
A couple surrounded by moving boxes, worried about housing costs.

Loans • Feb 09

You can now pay rent with ‘buy now, pay later’ — but experts warn that it could send you down a 'death spiral' of debt

By Emma Caplan-Fisher
A tower secures a vehicle to his truck.

Loans • Jan 18

Car repossessions went up 43% over two years as high prices squeeze Americans. Here's what to do if you're at risk

By Emma Caplan-Fisher
A man points toward a small cottage property.

Real Estate • Jul 23

Cottage owners expected rental income to cover the mortgage — but hidden fees turned their properties into money pits

By Emma Caplan-Fisher
Young woman smiling and an image of a young woman doing home renovations

Real Estate • Apr 05

A Gen Z woman couldn't afford rent, so she bought a duplex instead — and cut her housing costs in half

By Emma Caplan-Fisher
A mother and father play with their son inside their home.

Real Estate • Mar 19

Divorced couple buys a duplex to make life easier for their son. Why buying property with an ex can be a smart move

By Emma Caplan-Fisher
ramsey

Retirement • 14785 views

Illinois woman with grown kids, paid-for retirement and a paid-off home wants to rent. Dave Ramsey says no. Who's right?

By Emma Caplan-Fisher
Two older parents embrace their adult child in a family home.

Retirement • Sep 17

It’s costing you up to $18,000 to have your adult kid live at home. What to do now to protect your finances

By Emma Caplan-Fisher
On the left, BTS performing during in Seoul on March 21, 2026 and on the right, Bernadette Joy.

Retirement • Sep 07

She retired at 40 — and credits K-pop group BTS for making it happen. How fandom turned into financial freedom

By Emma Caplan-Fisher
A split screen of Peter Schiff (left) and his father Irwin

Taxes • Sep 21

Peter Schiff's father sold $4.2 million in books claiming income tax is illegal. He died in federal prison

By Emma Caplan-Fisher
A split-image photo of Citadel CEO Ken Griffin and his NYC penthouse

News • Apr 25

Ken Griffin's COO fires back at NYC mayor over $238M penthouse tax video — and a $6B project hangs in the balance

By Emma Caplan-Fisher
Family fighting

Taxes • Apr 03

Your in-law may have just delayed your refund — here's how to fix it

By Emma Caplan-Fisher
couple

News • 18h ago

NJ woman and lover trade 'Tuscan spa robes for his and hers orange jumpsuits’ after conviction for stealing millions

By Emma Caplan-Fisher
tim tebow

News • 381143 views

Tim Tebow drops out of paid Christian event after being accused of using high-pressure sales pushing courses up to $40K

By Emma Caplan-Fisher
Richard and Amanda Finley showing their unfinished home renovations

News • Oct 02

Arizona couple left stranded after construction company deserts them and declares bankruptcy: ‘Our dream house is stuck’

By Emma Caplan-Fisher
President Donald Trump has targeted his critics with accusations of mortgage fraud.

Mortgages • Dec 24

Mortgage fraud frenzy: Now, even President Donald Trump is among the accused. Could any homeowner fall into the trap?

By Emma Caplan-Fisher
A couple asking for advice at a live taping of The Ramsey Show; Cohost George Kamel offers them advice on how to pay off their mortgage faster.

Mortgages • Oct 30

This Chicago couple says they long to burn their mortgage — how The Ramsey Show says they can get there sooner

By Emma Caplan-Fisher
Smiling manager with smartphone looking back on street

News • May 08

NYC is now home to 400K millionaires — the most in the world — and they’re squeezing out the middle class

By Emma Caplan-Fisher
Vivian Tu speaks onstage during the "Networth And Chill" featured session during the 2026 SXSW Conference.

Investing • Sep 18

Vivian Tu says if you don't own stock, companies are 'screwing you over' — the uncomfortable logic behind it

By Emma Caplan-Fisher
Dolly Parton performing around the time she gave the interview about her investments.

Investing • Sep 02

Dolly Parton's $450-million fortune started with farm equipment and hogs — not record royalties

By Emma Caplan-Fisher
Someone shaking hands with a G1 humanoid robot from Unitree Robotics.

Investing • Aug 20

Meet Unitree, the 10-year-old robotics company whose shares jumped 600% in its stock market debut

By Emma Caplan-Fisher
Lauren Hill (left) and Tayler Gonzalez (right) are in a claims dispute with United Healthcare

Insurance • Sep 14

United Healthcare denied him stroke rehab coverage twice — now an Orlando couple is paying $60K out of pocket

By Emma Caplan-Fisher
statefarm

Insurance • Aug 26

State Farm is distributing $5 billion to auto customers — with payouts reaching up to $173

By Emma Caplan-Fisher
A photo of Dave Ramsey

Insurance • Aug 04

Dave Ramsey calls whole life insurance agents 'crooks' pushing fear of economic collapse for 20x commissions

By Emma Caplan-Fisher
Shaquille O'Neal with his son Myles O'Neal, a DJ, in 2025.

Managing Money • 61649 views

Shaq's 6 kids can't access his $500 million without earning 2 degrees and pitching a formal business plan

By Emma Caplan-Fisher
Oskar Flodstrom is an artist who went viral for surreal furniture designs.

Managing Money • Sep 24

A 23-year-old turned a $50 Facebook Marketplace find into a $150,000 viral product — with no degree and no plan

By Emma Caplan-Fisher
Couple featured on episode of Ramit Sethi's 'I Will Teach You To Be Rich.'

Managing Money • Sep 22

Ramit Sethi warns couple earning $112K with no mortgage they'll go broke if they keep spending 108% of their income

By Emma Caplan-Fisher
If you don't have a mom nearby at college, you can rent one.

Life • Sep 24

Parents pay $525 a year to hire a local 'stand-in mom' for their college kids hundreds of miles away

By Emma Caplan-Fisher
A baker takes sourdough bread out of an oven.

Life • Aug 22

Thieves stole a bread maker's bake stand, leaving her ‘heartbroken’ before strangers stepped in to rebuild her business

By Emma Caplan-Fisher
Members of Kappa Delta sorority chant as they welcome their new members.

Life • Aug 11

Parents are spending $6,500 or more on sorority ‘rush coaches’ with no guarantee their daughter gets a bid

By Emma Caplan-Fisher
More articles from Emma Caplan-Fisher

More from Emma Caplan-Fisher

LATEST

couple

News • 18h ago

NJ woman and lover trade 'Tuscan spa robes for his and hers orange jumpsuits’ after conviction for stealing millions

Jael Watts and Luis Pino-Copete fabricated payrolls with stolen identities, listed dead people as transit riders and spent $1.6M on luxuries. A New York state audit started the scheme's unraveling.

By Emma Caplan-Fisher
ramsey

Retirement • 14785 views

Illinois woman with grown kids, paid-for retirement and a paid-off home wants to rent. Dave Ramsey says no. Who's right?

The question of whether to rent through retirement has a more nuanced answer than Ramsey gives, and the buy-at-all-costs mentality could cost you.

By Emma Caplan-Fisher
tim tebow

News • 381143 views

Tim Tebow drops out of paid Christian event after being accused of using high-pressure sales pushing courses up to $40K

A $20 ticket leads to a $97 class, then a $40K pitch — sometimes backed by encouragement to raid your 401(k) or take out a home equity loan. Tebow says he's pausing the tie pending an investigation.

By Emma Caplan-Fisher
Shaquille O'Neal with his son Myles O'Neal, a DJ, in 2025.

Managing Money • 61649 views

Shaq's 6 kids can't access his $500 million without earning 2 degrees and pitching a formal business plan

Shaq follows ‘respectable nepotism.’ His kids can't just ask for money — they need two degrees and a pitch deck.

By Emma Caplan-Fisher
Richard and Amanda Finley showing their unfinished home renovations

News • Oct 02

Arizona couple left stranded after construction company deserts them and declares bankruptcy: ‘Our dream house is stuck’

The Finleys paid $622,000 of a $900,000 contract and have an unfinished shell of a house.

By Emma Caplan-Fisher
bessent

News • Oct 01

Scott Bessent went from ‘I am the house’ to ‘I can’t set the equilibrium price’ in 13 days. What it means for you

In between: a $6 billion buyback that bond markets shrugged off. Here's what it means for your finances.

By Emma Caplan-Fisher
The Cibolo Creek Ranch in Shafter, Texas.

News • Sep 29

John Poindexter, 81, has no heirs — so he's pouring $67 million into a Texas ghost town of 25 people

Poindexter has no children and no plans to split his fortune among family. Instead he's rebuilding a West Texas ghost town of 25 people — one adobe house and saloon at a time.

By Emma Caplan-Fisher
Johnsons

News • Sep 27

An 81-year-old Texan hauled luggage 14 hours a day to cover his wife's cancer bills — exposing Medicare's costly gaps

Don Johnson's story went viral, but his situation isn't unusual. Millions of Medicare beneficiaries face uncapped out-of-pocket costs, and pancreatic cancer treatment can easily run six figures.

By Emma Caplan-Fisher
trader

News • Sep 25

'I can't get my trees back': Texas trader lost millions of trees on his ranch to wildfires — blames power line poles

Salem Abraham lost about 3 to 4 million trees and has since driven hundreds of miles photographing utility poles and fighting in court for inspection records. He thinks the problem is everywhere.

By Emma Caplan-Fisher
If you don't have a mom nearby at college, you can rent one.

Life • Sep 24

Parents pay $525 a year to hire a local 'stand-in mom' for their college kids hundreds of miles away

MindyKnows charges $1,600 for unlimited support at Washington University. Campus Mom offers laundry, wellness check-ins and sorority recruitment help. It's a business built on parental anxiety.

By Emma Caplan-Fisher
Oskar Flodstrom is an artist who went viral for surreal furniture designs.

Managing Money • Sep 24

A 23-year-old turned a $50 Facebook Marketplace find into a $150,000 viral product — with no degree and no plan

Oskar Flodstrom moved to L.A. with $400, was living on $1,000 a month and using food stamps — until a $50 piece with materials from Facebook Marketplace became a $225 viral product.

By Emma Caplan-Fisher
Photo of Andrew Coates, who was rejected from ‘dream’ job as a firefighter because he was homeschooled

News • Sep 23

Nebraska man rejected from ‘dream’ job as firefighter because he was homeschooled

Andrew Coates has an EMT license and volunteer firefighting experience — but his application was rejected because his diploma is considered unaccredited.

By Emma Caplan-Fisher
Most states don't have a plan to care for retired police dogs.

News • Sep 23

Florida offers handlers $5,000 a year for retired police dog vet bills as most states pay nothing

Florida expanded its canine retirement reimbursement from $1,500 to $5,000 in 2025, and it's still the most generous state program in the country — most offer nothing.

By Emma Caplan-Fisher
'I Will Teach You To Be Rich' host Ramit Sethi.

Managing Money • Sep 22

Ramit Sethi warns couple earning $112K with no mortgage they'll go broke if they keep spending 108% of their income

Grace and Chris earn $112,000, own their home outright and spend 108% of what they make each month. The baseball game that blew their $100 budget tells the whole story.

By Emma Caplan-Fisher
A photo of contractors hammering down a fence

News • 16060 views

Illinois contractors use chainsaws to rip down fence they just built after homeowner refuses payment

The contractor says the homeowner refused a repair offer and told them to take the fence down — so they did. The incident is now in court, and it highlights exactly what contractors should do instead.

By Emma Caplan-Fisher
A split screen of Peter Schiff (left) and his father Irwin

Taxes • Sep 21

Peter Schiff's father sold $4.2 million in books claiming income tax is illegal. He died in federal prison

Irwin Schiff sold millions of dollars in books claiming income tax was illegal, helped thousands file false returns and died in federal prison. His son still won't follow the theory he calls correct.

By Emma Caplan-Fisher
Joy Behar attends a discussion of the View's "Behind the Table" podcast at 92NY.

News • 53650 views

Joy Behar hoped to get $11 million for her Hamptons home — but sold it for nearly half that. The mistakes that cost her

“Buyers have more leverage than they’ve had in years, and that shows up clearly in the data.”

By Emma Caplan-Fisher
Vivian Tu speaks onstage during the "Networth And Chill" featured session during the 2026 SXSW Conference.

Investing • Sep 18

Vivian Tu says if you don't own stock, companies are 'screwing you over' — the uncomfortable logic behind it

The host of Your Rich BFF presents a simple argument: invest, or get left behind.

By Emma Caplan-Fisher
Man looking through treasures found in storage locker

Managing Money • Sep 18

A New Jersey high schooler banked $135,000 in a single year flipping abandoned storage lockers

Haskell started with a $10 unit, found $36,000 worth of art and built a six-figure business before graduation — while most of his classmates were polishing college essays.

By Emma Caplan-Fisher
Two older parents embrace their adult child in a family home.

Retirement • Sep 17

It’s costing you up to $18,000 to have your adult kid live at home. What to do now to protect your finances

Half of U.S. parents are spending nearly $18,000 a year supporting adult kids — more than twice what they're saving for retirement. Here's how to stop the bleeding without starting a family feud.

By Emma Caplan-Fisher
Suze Orman

Managing Money • Sep 16

Suze Orman has 'one crucial piece of advice' when a partner dies: Do nothing

Most widows and widowers face intense pressure to act fast with life insurance payouts and inheritance assets. Orman says the smartest financial move in the first year is often no move at all.

By Emma Caplan-Fisher
Jimmy Buffet performing

News • Sep 15

Jimmy Buffett's widow and longtime adviser are battling over his $275 million trust — and it's splitting the family

This combination of co-trustees is tearing the family apart.

By Emma Caplan-Fisher
Lauren Hill (left) and Tayler Gonzalez (right) are in a claims dispute with United Healthcare

Insurance • Sep 14

United Healthcare denied him stroke rehab coverage twice — now an Orlando couple is paying $60K out of pocket

United Healthcare denied Tayler Gonzalez continued inpatient care, even after his neurosurgeon warned that early discharge caused "significant risk."

By Emma Caplan-Fisher
Randy and Mack are in their early 30s, and are talking seriously about marriage. But their financial lives look completely different.

Managing Money • Sep 14

A couple earning $310,000 a year faces a $100,000 debt divide that's putting their marriage plans on hold

Their income is high, but uneven debt, different spending histories and questions about sharing costs are forcing them to rethink what “fair” means before marriage.

By Emma Caplan-Fisher
When John from New York said he wanted to move to the Bahamas to work on boats, Ramsey Show hosts said 'Ahoy!'

Managing Money • Sep 11

A New York man wants to take an $87K pay cut to fix boats in the Bahamas — one detail flipped the Ramsey hosts' verdict

John has $550K in a 401(k), no consumer debt, and a $4,500/month tax-free VA disability check — which changed everything about the Ramsey hosts' advice on his Bahamas move.

By Emma Caplan-Fisher

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