Vishesh Raisinghani
Vishesh Raisinghani
Freelance WriterVishesh Raisinghani is a financial journalist covering personal finance, investing and the global economy. He's also the founder of Sharpe Ascension Inc., a content marketing agency focused on investment firms. His work has appeared in Moneywise, Yahoo Finance!, Motley Fool, Seeking Alpha, Mergers & Acquisitions Magazine and Piggybank.
Vishesh Raisinghani is a financial journalist covering personal finance, investing and the global economy. He's also the founder of Sharpe Ascension Inc., a content marketing agency focused on investment firms. His work has appeared in Moneywise, Yahoo Finance!, Motley Fool, Seeking Alpha, Mergers & Acquisitions Magazine and Piggybank. He frequently covers subjects ranging from retirement planning and stock market strategy to private credit and real estate, blending data-driven insights with practical advice for individuals and families. When he isn’t writing, he moderates webinars and panels with industry leaders in private equity and investment banking. Outside of work, he enjoys reading non-fiction, swimming, cycling and cooking Indo-Japanese fusion dishes.
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LATEST
News • 26939 views
Warren Buffett told CNBC he could end America's deficit crisis 'in five minutes.’ Would his solution still work in 2026?
It all relies on President Donald Trump and Congress.
News • 26939 views
Warren Buffett told CNBC he could end America's deficit crisis 'in five minutes.’ Would his solution still work in 2026?
It all relies on President Donald Trump and Congress.
Investing • 12367 views
The S&P 500 returns 10% on average, but your mortgage costs 6.36% — here's what the math says to do
Paying off your home seems like a quick and predictable return, but there are several factors to consider before you give up on stock market gains.
Investing • 12367 views
The S&P 500 returns 10% on average, but your mortgage costs 6.36% — here's what the math says to do
Paying off your home seems like a quick and predictable return, but there are several factors to consider before you give up on stock market gains.
News • May 31
The average Social Security check is $2,081 — but a simple 3-year delay could bump yours to $3,500/month
There are several ways to boost your monthly benefit check to $3,500 or above, but there is one that is probably easiest on paper
News • May 31
The average Social Security check is $2,081 — but a simple 3-year delay could bump yours to $3,500/month
There are several ways to boost your monthly benefit check to $3,500 or above, but there is one that is probably easiest on paper
Managing Money • May 31
Only 4.6% of Americans have $1 million in retirement savings — here's how to beat those odds
Most Americans want to retire as millionaires, but that’s still a rare target. Less than one in 20 get there, but you can boost your chances with a few savvy money moves.
Managing Money • May 31
Only 4.6% of Americans have $1 million in retirement savings — here's how to beat those odds
Most Americans want to retire as millionaires, but that’s still a rare target. Less than one in 20 get there, but you can boost your chances with a few savvy money moves.
Investing • 66916 views
Here’s the percentage of Americans who are millionaires — it’s likely higher than you think. Are you part of the group?
If you’re not, there are a few ways to break in.
Investing • 66916 views
Here’s the percentage of Americans who are millionaires — it’s likely higher than you think. Are you part of the group?
If you’re not, there are a few ways to break in.
Investing • May 30
Larry Fink warns Americans’ pensions, savings will fund the trillions required for AI data centers. Protect your wealth
Your 401(k) assets could be fueling the AI boom that could cost you your job. Here’s how you can protect yourself.
Investing • May 30
Larry Fink warns Americans’ pensions, savings will fund the trillions required for AI data centers. Protect your wealth
Your 401(k) assets could be fueling the AI boom that could cost you your job. Here’s how you can protect yourself.
Managing Money • 26958 views
3 reasons why $2M to $5M in retirement savings can be the toughest to handle — plus an instant tip for wealthy boomers
Being a multimillionaire is great, but also uniquely complicated. Here’s why this level of wealth can sometimes be challenging.
Managing Money • 26958 views
3 reasons why $2M to $5M in retirement savings can be the toughest to handle — plus an instant tip for wealthy boomers
Being a multimillionaire is great, but also uniquely complicated. Here’s why this level of wealth can sometimes be challenging.
Managing Money • May 29
'Clawback cruelty' is back: The SSA can now take 100% of your Social Security check to cover overpayments
You probably consider benefit checks a stable part of your retirement, but the government still has immense control over this cash flow. Here’s how you can prepare for the unexpected.
Managing Money • May 29
'Clawback cruelty' is back: The SSA can now take 100% of your Social Security check to cover overpayments
You probably consider benefit checks a stable part of your retirement, but the government still has immense control over this cash flow. Here’s how you can prepare for the unexpected.
News • May 29
Vanguard study shows median retirement account in the US isn’t enough to buy a new car. Are you ready for retirement?
Headlines suggest many Americans have sizable retirement savings, but the reality is that less than half can afford a new car — let alone retirement. Here’s the ugly truth hiding in the data.
News • May 29
Vanguard study shows median retirement account in the US isn’t enough to buy a new car. Are you ready for retirement?
Headlines suggest many Americans have sizable retirement savings, but the reality is that less than half can afford a new car — let alone retirement. Here’s the ugly truth hiding in the data.
News • 13081 views
Social Security benefits capped at $50,000 under new, painful proposal. Shockproof your portfolio before it gets signed
A tight cap on annual benefits could impact a growing number of retirees over time. Protect yourself before this proposal becomes reality.
News • 13081 views
Social Security benefits capped at $50,000 under new, painful proposal. Shockproof your portfolio before it gets signed
A tight cap on annual benefits could impact a growing number of retirees over time. Protect yourself before this proposal becomes reality.
Managing Money • May 26
The 5 big retirement wealth levels in America: Where does $2M in savings place you?
From nothing saved to multiple millions, here are all the retirement wealth brackets you can use to measure your own progress.
Managing Money • May 26
The 5 big retirement wealth levels in America: Where does $2M in savings place you?
From nothing saved to multiple millions, here are all the retirement wealth brackets you can use to measure your own progress.
Managing Money • May 26
$124 trillion will pass to heirs by 2048 — Bill Perkins says most retirees should start giving it away much sooner
Giving money to your loved ones early could be tax-efficient if you have the right plan.
Managing Money • May 26
$124 trillion will pass to heirs by 2048 — Bill Perkins says most retirees should start giving it away much sooner
Giving money to your loved ones early could be tax-efficient if you have the right plan.
Managing Money • May 24
Divorced in America? Social Security could owe you up to $1,500 a month under this surprising rule. Check if you qualify
Nearly 41% of Americans are not aware of this special Social Security rule that applies to divorcees and could boost their benefits.
Managing Money • May 24
Divorced in America? Social Security could owe you up to $1,500 a month under this surprising rule. Check if you qualify
Nearly 41% of Americans are not aware of this special Social Security rule that applies to divorcees and could boost their benefits.
Managing Money • May 23
Fidelity, AARP flash warning over 401(k) plans: ‘You could lose 25% to 35%.’ Here’s the big risk Americans face
An ounce of prevention beats a pound of the cure.
Managing Money • May 23
Fidelity, AARP flash warning over 401(k) plans: ‘You could lose 25% to 35%.’ Here’s the big risk Americans face
An ounce of prevention beats a pound of the cure.
Life • May 22
'It's robots now,' says the 87-year-old Marine vet who's worked at Ford for 65 years. Here's his secret
‘Whatever you do, do it as you want to do it.’
Life • May 22
'It's robots now,' says the 87-year-old Marine vet who's worked at Ford for 65 years. Here's his secret
‘Whatever you do, do it as you want to do it.’
News • May 21
Most Americans retire with this much banked in savings: Will it be enough for you?
Comparing your savings to the typical American’s bank balance could help you measure progress to your financial goals.
News • May 21
Most Americans retire with this much banked in savings: Will it be enough for you?
Comparing your savings to the typical American’s bank balance could help you measure progress to your financial goals.
News • May 18
Social Security in the US is heading for insolvency. Here are 3 ways to fix it — and how you can protect yourself
Lawmakers have a deadline to reform Social Security - 2032. Here’s how you can prepare yourself for any eventuality.
News • May 18
Social Security in the US is heading for insolvency. Here are 3 ways to fix it — and how you can protect yourself
Lawmakers have a deadline to reform Social Security - 2032. Here’s how you can prepare yourself for any eventuality.
News • 10997 views
Goldman Sachs report reveals the most stable income range in America, and it might surprise you. Where do you fall?
The 2025 edition of their annual Retirement Survey and Insights Report found a surprising U-curve in people’s self-assessment.
News • 10997 views
Goldman Sachs report reveals the most stable income range in America, and it might surprise you. Where do you fall?
The 2025 edition of their annual Retirement Survey and Insights Report found a surprising U-curve in people’s self-assessment.
Managing Money • May 16
Social Security could be depleted by 2032 — and a typical retired couple stands to lose $18,400 a year
The Trump administration doesn’t want to talk about Social Security’s trust fund being depleted in six years, but you need to prepare before time runs out.
Managing Money • May 16
Social Security could be depleted by 2032 — and a typical retired couple stands to lose $18,400 a year
The Trump administration doesn’t want to talk about Social Security’s trust fund being depleted in six years, but you need to prepare before time runs out.
News • 14521 views
Social Security now poised for big ‘Trump Bump’ in the months ahead — here’s how much extra cash you’ll likely get
Social Security benefits are going up, but will the bump be enough to cover the massive cost-of-living increase retirees are suddenly dealing with?
News • 14521 views
Social Security now poised for big ‘Trump Bump’ in the months ahead — here’s how much extra cash you’ll likely get
Social Security benefits are going up, but will the bump be enough to cover the massive cost-of-living increase retirees are suddenly dealing with?
Managing Money • May 13
Pennsylvania woman celebrates 108th birthday: ‘I am not going to sit down.’ How to make your money last to 100
At 108 years old, Susan Young Browne’s retirement has been longer than her career. Here’s how you can prepare for a similarly unexpected longevity.
Managing Money • May 13
Pennsylvania woman celebrates 108th birthday: ‘I am not going to sit down.’ How to make your money last to 100
At 108 years old, Susan Young Browne’s retirement has been longer than her career. Here’s how you can prepare for a similarly unexpected longevity.
Managing Money • May 11
Even if you have seven-figure retirement savings, you still may regret retiring early — and here are 3 reasons why
If you’re a millionaire thinking about retiring early, here are 3 reasons you may regret the decision and how you can prepare for a better retired life
Managing Money • May 11
Even if you have seven-figure retirement savings, you still may regret retiring early — and here are 3 reasons why
If you’re a millionaire thinking about retiring early, here are 3 reasons you may regret the decision and how you can prepare for a better retired life
Managing Money • May 11
‘Just one more year’: Here are 3 reasons why delaying retirement might be bad for you
If you're at retirement age, maybe it’s time to consider making the leap even if your nest egg isn’t ‘perfect.’ Here are all the secret costs you’re probably overlooking.
Managing Money • May 11
‘Just one more year’: Here are 3 reasons why delaying retirement might be bad for you
If you're at retirement age, maybe it’s time to consider making the leap even if your nest egg isn’t ‘perfect.’ Here are all the secret costs you’re probably overlooking.
News • May 10
'You never see numbers like this': Trump's economy approval with independents plunges 79 points
Just 15 months into Trump’s second term, the approval rating has plummeted so deeply and abruptly that CNN’s Harry Enten thought it was a typo.
News • May 10
'You never see numbers like this': Trump's economy approval with independents plunges 79 points
Just 15 months into Trump’s second term, the approval rating has plummeted so deeply and abruptly that CNN’s Harry Enten thought it was a typo.
Managing Money • Apr 24
Is $1 million still enough for retirement? That depends entirely on you — here's how to figure it out
A survey of investors finds $1.28 million in savings would be sufficient, but two key factors about your own life could shift that number significantly.
Managing Money • Apr 24
Is $1 million still enough for retirement? That depends entirely on you — here's how to figure it out
A survey of investors finds $1.28 million in savings would be sufficient, but two key factors about your own life could shift that number significantly.
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