Moneywise - Personal Loans

Debt-Free Missouri Woman Worth $3M Says Family Keeps Asking for Handouts — and She Wants To Set Boundaries

Finances and relationships can be strained.

By Rebecca Payne

Personal Loans vs. Credit Cards

Personal loans and credit cards can be used as tools of growth or tools of destruction.

By Mitchell Glass

What is the prime rate today? [CURRENT AND HISTORICAL DATA]

By Eric Rosenberg

Latest Articles

Best Personal Loans of 2026

By Lucas Elliott| 02.17.2026
Think Twice About Paying Rent With ‘Buy Now, Pay Later’

By Emma Caplan-Fisher| 02.09.2026
My Brother’s Always Asking To Borrow Money. I Can Easily Afford To Help, but I’m Just Sick of Being Treated Like an ATM. What Should I Do?

By Monique Danao| 12.18.2025
New York Woman Says She’s Losing Sleep Over Whether to Lend $900 to an Old Friend in an Emergency. Why the Ramsey Show Hosts Give It a ‘Hard No’

By Chris Clark| 11.18.2025
My Sister Freelances and Often Comes to Me to Borrow Cash for Rent When She’s Between Jobs. Is It Time to Cut Her Off?

By Sarah Li-Cain, AFC| 11.09.2025
I’ve Got $10K for New Camera Gear But the Seller Has 0% Interest for a Year — Is There Any Harm in Financing It?

By Danielle Antosz| 09.14.2025
My Wife and I Love Our Kids Equally — but We Always End Up Giving Our Daughter — Who’s Married With a Baby — More Money Than Our Single Son and I Worry He’ll Resent Us One Day. What Do We Do?

By Sarah Sharkey| 09.03.2025
A New Jersey Man Borrowed $20K From His Brother To Go to Law School, but Bought a Car Instead — Then Crashed It. Here’s the Advice He Got on John Mulaney’s New Netflix Talk Show

By Victoria Vesovski| 06.05.2025
This Vietnam Vet, 91, Took Out a $900 Loan Online and Only After Discovered He Was Being Charged a 682% Interest Rate — and Yes, It’s Legal. What You Need to Know to Avoid Steep Rates

By Christy Bieber| 05.18.2025
My Brother Paid Me Back for Grocery Money — But Now He's Short Again. How Do I Decide When it's Appropriate to Lend Money to Family or Friends?

By Sarah Li-Cain, AFC| 05.13.2025
This Ohio couple was swindled of thousands in a fake check and gift card scam after being promised an $8,000 personal loan — here's their warning for others

By Christy Bieber| 05.12.2025
Here’s Dave Ramsey’s No. 1 Technique for Achieving Financial Freedom in America

By Vishesh Raisinghani| 04.15.2025
People with bad credit are being offered a new type of loan called a vehicle-secured credit card

By William Koblensky Varela| 01.17.2025
Should I lend my son money to build his own house on land we own?

By Maurie Backman| 12.27.2024
You can boost your retirement income with this special type of mortgage — but is it worth the risk?

By Christy Bieber| 12.16.2024
I’m 52-years-old and just went through a difficult divorce — now I owe $11,000 in legal bills that I can’t afford to pay. Should I take a 401(k) loan to settle this?

By Maurie Backman| 11.21.2024
What Is the Prime Rate Today?

By Rose Shilling| 01.31.2024
How ‘Barbie’ Star Margot Robbie Paid Off Her Mom’s Mortgage Once She Hit It Big — But Watch Out For These 3 Major Risks When Helping Loved Ones With Their Loans

By Serah Louis| 08.31.2023
5 Ways to Improve your P2P Investment

By Larry Ludwig| 06.07.2023
Interview With Brendan Ross | How to Invest Like a Millionaire

By Miranda Marquit| 06.07.2023
Is Lending Club or Prosper a Risky Investment?

By Larry Ludwig| 06.07.2023
Five Ways to Improve your P2P Investment

By Melanie Lockert| 06.07.2023
What Is a Personal Loan?

By Shane Murphy| 05.11.2023
Are Pawnshop Loans a Good Idea?

By Esther Trattner| 04.13.2023
Buy Now, Pay Later poses a ‘true risk’ to older Americans — why this attractive payment option can also be dangerous for your retirement savings

By Bethan Moorcraft| 04.10.2023
Installment Loans: How Online Loans with Monthly Payments Work

By Rudro Chakrabarti| 03.17.2023
What Is Simple Interest?

By Moneywise| 03.14.2023
6 Payday Loan Alternatives To Consider

By Doug Whiteman| 03.14.2023
When Should You Get a Personal Loan?

By John Ellis| 03.14.2023
How To Get a Personal Loan If You Have Bad Credit

By Doug Whiteman| 03.14.2023
Personal Loan vs. Personal Line of Credit

By Josh Wilson| 03.14.2023
How to Get a Small Personal Loan in 2024

By Esther Trattner| 03.14.2023
Guide: What is a Personal Loan

By Sigrid Forberg| 03.13.2023
8 Best Apps Like SoLo Funds: Small Loans & Cash Advances

By Kate Underwood| 11.09.2022
Pawn Shop Loans Increasing as More Americans Financially ‘Living On the Edge’

By Lauren Bird| 09.30.2022
Understanding the Types of Student Loans Available

By Doug Whiteman| 06.28.2022
Is Lending Club No Longer a Good Investment?

By Larry Ludwig| 11.19.2020