You buy home insurance to protect you from sky-high bills if your home is damaged or if some sort of accident happens on your property. And that's how it usually works.
But if you haven't read your policy closely, you may be unaware of big and potentially expensive gaps in your coverage. Your insurance covers a lot of things --- but not everything.
Subscribing to MoneyWise Has Its Rewards
Hello! You’ve found us by way of our phenomenal lifestyle content, but did you know MoneyWise is best known for producing thoroughly researched personal finance content, written by the smartest personal finance writers in the industry?
If you subscribe to MoneyWise—for free—you’ll get unlimited, ad-free* access to all of our content (including this article) and you’ll receive a twice-weekly personal finance newsletter that makes you smarter about your money.
*Subscribers must be logged in for display advertising to be disabled. Ad-free refers only to display advertising. Content on MoneyWise often contains affiliate offers. It would be impractical to remove these from content for subscribers. Furthermore, MoneyWise believes linked products and services add sincere value to the content. With that being said, please be aware articles may still contain affiliate offers. These offers will be clearly marked in line with our advertising guidelines.