At OpenAI, some of the company’s most intensive researchers are burning through as much as $140,000 worth of AI tokens a month.
That number has caught the attention of Cathie Wood, founder and CEO of investment management firm ARK Invest.
In a Sept. 8 X post, Wood said soaring AI usage among OpenAI’s researchers, who are writing more code, conducting more experiments and deploying multiple AI agents at once, points to the potential for massive productivity.
Thanks for subscribing!
The money news that actually matters.
By signing up, you accept Moneywise Terms of Use, Subscription Agreement, and Privacy Policy.
“Since the ChatGPT moment, token usage inside OpenAI has scaled astoundingly: to a median $12,000 per researcher per month and $140,000 per top-level researcher per month,” Wood said, citing an OpenAI blogpost. “Their agents seem very busy, and productive. Could be a leading indicator of massive productivity gains!”
That $140,000 figure appears high
Despite impressing business executives like Wood, experts say the $140,000 monthly token spend figure isn’t what a normal OpenAI researcher spends.
“It’s the top of their range, and their own numbers put the middle of the pack about ten times lower,” Nathan Thornhill, owner at 3Rivers WebTech in Fort Wayne, Indiana, told Moneywise.
While OpenAI says researchers using AI agents are writing substantially more code and running more experiments, tech experts, like Thornhill, say they’d need evidence to conclude those increases represent genuine productivity gains rather than simply more activity.
He advises business leaders deploying AI agents to confirm whether the work done is actually finished and measured by something other than lines of code and token spend.
Must Read
- Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
- The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
Is there a world where $140,000 per month is cheap?
Some AI analysts say it’s possible that $140,000 worth of AI tokens a month could be considered budget-friendly one day, but only if it replaces months of work otherwise done by a team of people.
And you can’t tell that just by looking at the token bill alone, Arjun Jaggi, an applied AI researcher and executive advisor in Santa Monica, California, told Moneywise. “You have to compare cost per validated outcome against what the realistic alternative would have actually cost in salary, time, and missed opportunity.”
At the very least, OpenAI’s top researchers are well-equipped to use AI agents, seemingly justifying the expense in 2026.
“They understand how these models behave, know how to specify tasks precisely, and can spot subtle errors most people would not even notice,” he said.
That’s exactly the skill most companies don’t have yet.
“For this kind of gain to actually show up in corporate profits, wages, or GDP, most organizations would need employees who can direct and critically judge AI agents at something close to that level, which is a hiring and training problem, not a token pricing problem,” Jaggi added.
Where does the token trend leave U.S. workers?
A larger question for businesses and workers is whether consuming vastly more AI computing power actually translates into more valuable work. And whether what’s happening inside one of the world’s leading AI labs can eventually spread to the broader economy, which could use a productivity boost.
Eric Turney, president of The Monterey Company, a custom promotional products company, told Moneywise that he regularly deploys AI coding tools for website work, landing pages, troubleshooting, and marketing projects.
When it comes to OpenAI’s report, he said he’d want to see, among other things, the revenue produced, costs saved, and the percentage of AI-generated work that actually gets used from increased output.
“Writing twice as much code sounds impressive, but if the business outcome does not improve, you have measured activity rather than productivity.”
Turney also said that running several AI agents at once as OpenAI does could change knowledge work significantly for businesses. He’s already seeing a smaller version of this play out in his own work, where he can have AI handle coding or research tasks that once required him to wait on another person.
“Smaller teams may eventually produce the amount of work we associate with much larger teams, but that also raises the value of employees who are good at deciding what work should be done [by AI] and judging whether the result is actually good,” he said.
You May Also Like
- Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAP
- A single line on your car insurance policy could be inflating your premium by up to 30% — here's what to change
A former Wall Street bond trader, Brian O'Connell is the author of two best-selling books: “The 401k Millionaire” and “CNBC’s Creating Wealth.” His work is featured on national finance and business platforms like TheStreet.com, CBS News, CNN, The Wall Street Journal and Forbes.
