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Joseph Zeballos-Roig

Joseph Zeballos-Roig

Joseph Zeballos-Roig

Contributor

Joseph Zeballos-Roig is a policy and politics journalist based in Washington D.C with a focus on economics. He is experienced in connecting the significance of events in the capital to the lives of everyday Americans whether its taxes, tariffs, interest rates or federal programs.

Joseph Zeballos-Roig is a policy and politics journalist based in Washington D.C with a focus on economics. He is experienced in connecting the significance of events in the U.S. capital to the lives of everyday Americans. Joseph has reported on economic and finance issues for Semafor, Business Insider and Quartz. He has contributed to MS NOW, Vox and now Moneywise.

EXPERIENCE

B

Business Insider
Reporter 2019–2022

EDUCATION

N

New York University
M.A. in Journalism & European Studies 2019

FIND ME ON

josephazeballos.com

Joseph Zeballos-Roig's Expertise

A middle-aged woman with her head on the steering wheel of her car

Loans • Jul 11

Average car payment are now $770/month — could a credit union's lower rate save you, or will longer loans cost you more?

By Joseph Zeballos-Roig

Federal Reserve Chairman Kevin Warsh at the Jackson Hole Economic Symposium August 28, 2026 in Jackson Hole, Wyoming

News • 5h ago

Fed Chair Kevin Warsh names 3 questions the central bank will track as the $700B AI buildout reshapes the economy

By Joseph Zeballos-Roig

President Donald Trump expressively speaking

News • Aug 28

Trump's SBA wants to reclassify billion-dollar corporations as 'small businesses,' opening door to federal contracts

By Joseph Zeballos-Roig

The Microsoft founder has serious concerns about the future of AI.

News • 15341 views

Bill Gates warns leaders have no plan for AI's 'most turbulent' era — and lays out his 3 biggest fears

By Joseph Zeballos-Roig

Nvidia CEO Jensen Huang and DoubleLine Capital CEO Jeff Gundlach.

Investing • Aug 19

The billionaire 'Bond King' just compared Wall Street's $500 billion AI bet to a warehouse full of bananas

By Joseph Zeballos-Roig

A two-column collage of Intel CEO Lip-Bu Tan and U.S. President Donald Trump.

Investing • Aug 11

‘This isn’t a socialist takeover’: White House says Trump gets final call on how long they keep Intel stake

By Joseph Zeballos-Roig

A photo of CNBC's Jim Cramer

Investing • Aug 04

‘I lived through 2000, I don't want the sequel’: Jim Cramer says AI's circular financing is getting out of hand

By Joseph Zeballos-Roig

L: State Farm sign, R: Roof damaged by weather

Insurance • 21788 views

State Farm made $1.4 billion cheating Oklahoma homeowners on roof claims, unsealed documents allege

By Joseph Zeballos-Roig

World Cup fans watch the final between Spain and Argentina in Vancouver, Canada.

Managing Money • Aug 25

Sports fandom is a nearly $2,000-a-year habit for Americans — and for almost half, it means going into debt

By Joseph Zeballos-Roig

Man looks at a sheet of paper, wondering if he should pay off his debts.

Managing Money • Jun 21

He's 49 with $300K in savings and $180K left on his mortgage — here's when paying it off beats investing

By Joseph Zeballos-Roig

US actor and producer Seth Rogen poses during a photocall in Cannes.

Life • Jul 05

Seth Rogen says wealthy people create ‘insane’ stress chasing money they don't need — but he fears dying with too much

By Joseph Zeballos-Roig

Scottish First Minister John Swinney (right) with Scotland fans at the FIFA Fan Festival ahead of the FIFA World Cup, Group C match between Haiti and Scotland.

Life • Jun 18

‘All they had was Bud Light’: Scottish fans drink Boston bars dry during World Cup

By Joseph Zeballos-Roig

More articles from Joseph Zeballos-Roig

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Federal Reserve Chairman Kevin Warsh at the Jackson Hole Economic Symposium August 28, 2026 in Jackson Hole, Wyoming

News • 5h ago

Fed Chair Kevin Warsh names 3 questions the central bank will track as the $700B AI buildout reshapes the economy

The Fed Chair has argued that the technology will calm inflation and unlock productivity.

By Joseph Zeballos-Roig

Federal Reserve Chairman Kevin Warsh at the Jackson Hole Economic Symposium August 28, 2026 in Jackson Hole, Wyoming

News • 5h ago

Fed Chair Kevin Warsh names 3 questions the central bank will track as the $700B AI buildout reshapes the economy

The Fed Chair has argued that the technology will calm inflation and unlock productivity.

By Joseph Zeballos-Roig

President Donald Trump expressively speaking

News • Aug 28

Trump's SBA wants to reclassify billion-dollar corporations as 'small businesses,' opening door to federal contracts

Some small businesses could be decimated by this change.

By Joseph Zeballos-Roig

President Donald Trump expressively speaking

News • Aug 28

Trump's SBA wants to reclassify billion-dollar corporations as 'small businesses,' opening door to federal contracts

Some small businesses could be decimated by this change.

By Joseph Zeballos-Roig

L: State Farm sign, R: Roof damaged by weather

Insurance • 21788 views

State Farm made $1.4 billion cheating Oklahoma homeowners on roof claims, unsealed documents allege

The insurance company is under fire for short-changing insurance claims.

By Joseph Zeballos-Roig

L: State Farm sign, R: Roof damaged by weather

Insurance • 21788 views

State Farm made $1.4 billion cheating Oklahoma homeowners on roof claims, unsealed documents allege

The insurance company is under fire for short-changing insurance claims.

By Joseph Zeballos-Roig

The Microsoft founder has serious concerns about the future of AI.

News • 15341 views

Bill Gates warns leaders have no plan for AI's 'most turbulent' era — and lays out his 3 biggest fears

The billionaire philanthropist is worried about the technology’s impact on jobs, crime, and children’s social development.

By Joseph Zeballos-Roig

The Microsoft founder has serious concerns about the future of AI.

News • 15341 views

Bill Gates warns leaders have no plan for AI's 'most turbulent' era — and lays out his 3 biggest fears

The billionaire philanthropist is worried about the technology’s impact on jobs, crime, and children’s social development.

By Joseph Zeballos-Roig

Moodys Analytics Chief Economist Mark Zandi speaks onstage at the Yahoo Finance All Markets Summit.

News • 79930 views

'Day of reckoning': Moody's economist Mark Zandi warns that conditions for economic crisis are falling in place for US

“All I can tell you is all the preconditions for that are coming into place and I don’t think that’s appreciated.”

By Joseph Zeballos-Roig

Moodys Analytics Chief Economist Mark Zandi speaks onstage at the Yahoo Finance All Markets Summit.

News • 79930 views

'Day of reckoning': Moody's economist Mark Zandi warns that conditions for economic crisis are falling in place for US

“All I can tell you is all the preconditions for that are coming into place and I don’t think that’s appreciated.”

By Joseph Zeballos-Roig

World Cup fans watch the final between Spain and Argentina in Vancouver, Canada.

Managing Money • Aug 25

Sports fandom is a nearly $2,000-a-year habit for Americans — and for almost half, it means going into debt

Being a sports fan in the U.S. can be an expensive hobby.

By Joseph Zeballos-Roig

World Cup fans watch the final between Spain and Argentina in Vancouver, Canada.

Managing Money • Aug 25

Sports fandom is a nearly $2,000-a-year habit for Americans — and for almost half, it means going into debt

Being a sports fan in the U.S. can be an expensive hobby.

By Joseph Zeballos-Roig

A photo of Scott Bessent

News • Aug 22

Scott Bessent predicts AI's boom will drive productivity so high that prices fall long-term

Treasury Secretary Scott Bessent believes that AI will provide such a big productivity boom that it will lower prices in the future. Others are more concerned with the here and now.

By Joseph Zeballos-Roig

A photo of Scott Bessent

News • Aug 22

Scott Bessent predicts AI's boom will drive productivity so high that prices fall long-term

Treasury Secretary Scott Bessent believes that AI will provide such a big productivity boom that it will lower prices in the future. Others are more concerned with the here and now.

By Joseph Zeballos-Roig

hosts

News • Aug 21

Indiana family discovers $100K in hidden damage after buying $200K home — Ramsey hosts weigh the $30K gamble to sue

A previous buyer's inspection caught $100,000 in structural damage the sellers never disclosed — but suing could cost $30,000 they don't have, and selling means losing tens of thousands more.

By Joseph Zeballos-Roig

hosts

News • Aug 21

Indiana family discovers $100K in hidden damage after buying $200K home — Ramsey hosts weigh the $30K gamble to sue

A previous buyer's inspection caught $100,000 in structural damage the sellers never disclosed — but suing could cost $30,000 they don't have, and selling means losing tens of thousands more.

By Joseph Zeballos-Roig

Cattle farmer talking on the phone with cows in a field behind him

News • Aug 20

Tyson cuts 3,200 jobs and closes 3 beef plants as U.S. cattle herds shrink to their lowest level since the 1950s

There’s no time for grazing as the cattle industry struggles.

By Joseph Zeballos-Roig

Cattle farmer talking on the phone with cows in a field behind him

News • Aug 20

Tyson cuts 3,200 jobs and closes 3 beef plants as U.S. cattle herds shrink to their lowest level since the 1950s

There’s no time for grazing as the cattle industry struggles.

By Joseph Zeballos-Roig

Nobel laureate Professor Paul Krugman says not to worry about a Greek-style debt crisis.

News • Aug 20

Paul Krugman dismisses bond market panic as 30-year Treasury yields hit 5.3% and national debt nears $40 trillion

The national debt is projected to hit $40 trillion soon, thanks in part to Trump’s tax cuts.

By Joseph Zeballos-Roig

Nobel laureate Professor Paul Krugman says not to worry about a Greek-style debt crisis.

News • Aug 20

Paul Krugman dismisses bond market panic as 30-year Treasury yields hit 5.3% and national debt nears $40 trillion

The national debt is projected to hit $40 trillion soon, thanks in part to Trump’s tax cuts.

By Joseph Zeballos-Roig

Nvidia CEO Jensen Huang and DoubleLine Capital CEO Jeff Gundlach.

Investing • Aug 19

The billionaire 'Bond King' just compared Wall Street's $500 billion AI bet to a warehouse full of bananas

Jeff Gundlach, the founder of DoubleLine Capital, was skeptical about the $500 billion fund, saying it “will not likely age well.”

By Joseph Zeballos-Roig

DoubleLine Capital CEO Jeff Gundlach.

Investing • Aug 19

The billionaire 'Bond King' just compared Wall Street's $500 billion AI bet to a warehouse full of bananas

Jeff Gundlach, the founder of DoubleLine Capital, was skeptical about the $500 billion fund, saying it “will not likely age well.”

By Joseph Zeballos-Roig

Trump dances as he departs after delivering remarks at the Nassau County Police Academy Center.

News • Aug 18

Trump says he will 'never apologize' if Americans have to pay 'a tiny little bit more' for gas thanks to the Iran War

"You just have to remember what we’re doing is a great service for the world.”

By Joseph Zeballos-Roig

Trump dances as he departs after delivering remarks at the Nassau County Police Academy Center.

News • Aug 18

Trump says he will 'never apologize' if Americans have to pay 'a tiny little bit more' for gas thanks to the Iran War

"You just have to remember what we’re doing is a great service for the world.”

By Joseph Zeballos-Roig

OpenAI CEO Sam Altman speaks onstage at artificial intelligence conference.

News • Aug 15

Sam Altman's vision for self-building data centers could threaten demand for skilled trade labor

What the CEO of OpenAI is proposing could automate many of the jobs for data center construction in demand through at least 2030.

By Joseph Zeballos-Roig

OpenAI CEO Sam Altman speaks onstage at artificial intelligence conference.

News • Aug 15

Sam Altman's vision for self-building data centers could threaten demand for skilled trade labor

What the CEO of OpenAI is proposing could automate many of the jobs for data center construction in demand through at least 2030.

By Joseph Zeballos-Roig

Sen. Elizabeth Warren, D-Mass., questions a representative during a Senate Finance Committee hearing.

News • Aug 14

Elizabeth Warren calls Trump's move to let shell companies hide ownership 'a gift to cartels' amid bipartisan backlash

Even some Republicans think this makes it too easy for traffickers, smugglers and fraudsters to obscure their sources of funding.

By Joseph Zeballos-Roig

Sen. Elizabeth Warren, D-Mass., questions a representative during a Senate Finance Committee hearing.

News • Aug 14

Elizabeth Warren calls Trump's move to let shell companies hide ownership 'a gift to cartels' amid bipartisan backlash

Even some Republicans think this makes it too easy for traffickers, smugglers and fraudsters to obscure their sources of funding.

By Joseph Zeballos-Roig

New York City Mayor Zohran Mamdani and U.S. President Donald Trump in the Oval Office.

News • Aug 13

Trump threatens federal intervention against NYC's pied-a-terre tax — and his own $6M penthouse could be affected

The president is looking for a way to stop New York City's new tax on luxury second homes, calling it a "dangerous" experiment that will "destroy" the city.

By Joseph Zeballos-Roig

New York City Mayor Zohran Mamdani and U.S. President Donald Trump in the Oval Office.

News • Aug 13

Trump threatens federal intervention against NYC's pied-a-terre tax — and his own $6M penthouse could be affected

The president is looking for a way to stop New York City's new tax on luxury second homes, calling it a "dangerous" experiment that will "destroy" the city.

By Joseph Zeballos-Roig

Beth Hammack speaks at a City Club of Cleveland Event in June.

News • Aug 12

Cleveland Fed's Beth Hammack warns one rate hike won't cut it as inflation swallows workers' wage gains

Beth Hammack voted to raise interest rates to help put downward pressure on gasoline and grocery prices.

By Joseph Zeballos-Roig

Beth Hammack speaks at a City Club of Cleveland Event in June.

News • Aug 12

Cleveland Fed's Beth Hammack warns one rate hike won't cut it as inflation swallows workers' wage gains

Beth Hammack voted to raise interest rates to help put downward pressure on gasoline and grocery prices.

By Joseph Zeballos-Roig

A two-column collage of Intel CEO Lip-Bu Tan and U.S. President Donald Trump.

Investing • Aug 11

‘This isn’t a socialist takeover’: White House says Trump gets final call on how long they keep Intel stake

The President rues the fact that he was too quick to pull the trigger on a deal, and should have ‘asked for more’.

By Joseph Zeballos-Roig

A two-column collage of Intel CEO Lip-Bu Tan and U.S. President Donald Trump.

Investing • Aug 11

‘This isn’t a socialist takeover’: White House says Trump gets final call on how long they keep Intel stake

The President rues the fact that he was too quick to pull the trigger on a deal, and should have ‘asked for more’.

By Joseph Zeballos-Roig

President Donald Trump has defended the construction of data centers after Texas Governor placed a moratorium on them.

News • Aug 08

Trump says AI data centers 'could be bigger than oil' after Texas Governor places moratorium on construction

Trump’s defense of data centers puts him at odds with how many Americans feel about having facilities built in their town.

By Joseph Zeballos-Roig

President Donald Trump has defended the construction of data centers after Texas Governor placed a moratorium on them.

News • Aug 08

Trump says AI data centers 'could be bigger than oil' after Texas Governor places moratorium on construction

Trump’s defense of data centers puts him at odds with how many Americans feel about having facilities built in their town.

By Joseph Zeballos-Roig

U.S. President Donald Trump speaking from the White House.

News • Aug 07

Trump says Venezuelan oil revenue paid for 48-minute war 'many, many, many times' over

Seven months after a brief U.S. military operation ousted Nicolás Maduro, Trump says "billions and billions of barrels” worth of Venezuelan oil is flowing to America.

By Joseph Zeballos-Roig

U.S. President Donald Trump speaking from the White House.

News • Aug 07

Trump says Venezuelan oil revenue paid for 48-minute war 'many, many, many times' over

Seven months after a brief U.S. military operation ousted Nicolás Maduro, Trump says "billions and billions of barrels” worth of Venezuelan oil is flowing to America.

By Joseph Zeballos-Roig

U.S. President Donald Trump taking questions from the White House.

News • Aug 06

Trump doubles down on Credit Card Competition Act as merchants paid $198 billion in swipe fees last year

The president is once again backing a bill that could shave down the fees hidden in card swipes — and banks are spending millions trying to kill the legislation.

By Joseph Zeballos-Roig

U.S. President Donald Trump taking questions from the White House.

News • Aug 06

Trump doubles down on Credit Card Competition Act as merchants paid $198 billion in swipe fees last year

The president is once again backing a bill that could shave down the fees hidden in card swipes — and banks are spending millions trying to kill the legislation.

By Joseph Zeballos-Roig

Chair of the Federal Reserve Kevin Warsh speaks during a news conference at the William McChesney Martin Jr. Federal Reserve Board Building.

News • Aug 04

'A serious mistake': Moody's Analytics economist says the Fed is putting the economy at risk with its silence

Reserve chair Kevin Warsh’s reluctance to offer forward guidance is fueling market uncertainty, sending bond yields higher and raising concerns about future volatility.

By Joseph Zeballos-Roig

Chair of the Federal Reserve Kevin Warsh speaks during a news conference at the William McChesney Martin Jr. Federal Reserve Board Building.

News • Aug 04

'A serious mistake': Moody's Analytics economist says the Fed is putting the economy at risk with its silence

Reserve chair Kevin Warsh’s reluctance to offer forward guidance is fueling market uncertainty, sending bond yields higher and raising concerns about future volatility.

By Joseph Zeballos-Roig

A photo of CNBC's Jim Cramer

Investing • Aug 04

‘I lived through 2000, I don't want the sequel’: Jim Cramer says AI's circular financing is getting out of hand

For investors attempting to gauge the risks to their portfolio, these circular arrangements are causing some to expand their holdings beyond AI companies and the tech sector.

By Joseph Zeballos-Roig

A photo of CNBC's Jim Cramer

Investing • Aug 04

‘I lived through 2000, I don't want the sequel’: Jim Cramer says AI's circular financing is getting out of hand

For investors attempting to gauge the risks to their portfolio, these circular arrangements are causing some to expand their holdings beyond AI companies and the tech sector.

By Joseph Zeballos-Roig

A photo of Microsoft headquarters

Investing • Jul 31

Microsoft's $450 billion one-day surge tops Turkey's entire stock market as Azure hits $100B milestone

Microsoft added $450 billion in market value in a single day after posting $90 billion in quarterly revenue.

By Joseph Zeballos-Roig

A photo of Microsoft headquarters

Investing • Jul 31

Microsoft's $450 billion one-day surge tops Turkey's entire stock market as Azure hits $100B milestone

Microsoft added $450 billion in market value in a single day after posting $90 billion in quarterly revenue.

By Joseph Zeballos-Roig

Amazon CEO Jeff Bezos speaking at an event.

News • Jul 31

Amazon blew $1.8 million on a failed AI task — and didn't notice for 5 months

Amazon is pouring $200 billion into AI this year, but a new report reveals there have been instances of “catastrophically expensive” overspending on failed AI projects.

By Joseph Zeballos-Roig

Amazon CEO Jeff Bezos speaking at an event.

News • Jul 31

Amazon blew $1.8 million on a failed AI task — and didn't notice for 5 months

Amazon is pouring $200 billion into AI this year, but a new report reveals there have been instances of “catastrophically expensive” overspending on failed AI projects.

By Joseph Zeballos-Roig

Dr. Oz

News • Jul 29

Dr. Oz says 'many' seniors will see lower premiums next year — but only about a quarter are projected to

As the Trump administration winds down a $9.8 billion subsidy program, Dr. Mehmet Oz says premiums will barely budge for most seniors. But the Government Accountability Office warns millions could face monthly increases.

By Joseph Zeballos-Roig

Dr. Oz

News • Jul 29

Dr. Oz says 'many' seniors will see lower premiums next year — but only about a quarter are projected to

As the Trump administration winds down a $9.8 billion subsidy program, Dr. Mehmet Oz says premiums will barely budge for most seniors. But the Government Accountability Office warns millions could face monthly increases.

By Joseph Zeballos-Roig

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