SPY -1.90%

BND +0.89%

QQQ -4.51%

DIA +0.56%

VNQ +0.38%

GLD +3.87%

BTC -2.04%

AAPL +0.52%

GOOGL -3.67%

NVDA -6.16%

MSFT -2.82%

META -6.92%

AMZN -3.32%

TSLA -5.86%

UBER -1.36%

GS -3.76%

BAC -4.78%

JPM +2.44%

BRK.A +2.26%

COST +3.32%

XOM +2.81%

BABA -1.40%

WMT +5.61%

SPCX -6.66%

DIS +1.95%

F +2.73%

Joseph Zeballos-Roig

Joseph Zeballos-Roig

Joseph Zeballos-Roig

Contributor

Joseph Zeballos-Roig is a policy and politics journalist based in Washington D.C with a focus on economics. He is experienced in connecting the significance of events in the capital to the lives of everyday Americans whether its taxes, tariffs, interest rates or federal programs.

Joseph Zeballos-Roig is a policy and politics journalist based in Washington D.C with a focus on economics. He is experienced in connecting the significance of events in the U.S. capital to the lives of everyday Americans. Joseph has reported on economic and finance issues for Semafor, Business Insider and Quartz. He has contributed to MS NOW, Vox and now Moneywise.

EXPERIENCE

B

Business Insider
Reporter 2019–2022

EDUCATION

N

New York University
M.A. in Journalism & European Studies 2019

FIND ME ON

josephazeballos.com

Joseph Zeballos-Roig's Expertise

A middle-aged woman with her head on the steering wheel of her car

Loans • Jul 11

Average car payment are now $770/month — could a credit union's lower rate save you, or will longer loans cost you more?

By Joseph Zeballos-Roig

BlackRock CEO Larry Fink.

News • 10h ago

BlackRock's Larry Fink says a data center moratorium would trigger a U.S. recession as public opposition grows

By Joseph Zeballos-Roig

Russian President Vladimir Putin and President Donald Trump meeting to discuss the war in Ukraine in 2025.

News • Oct 15

McConnell and 5 GOP senators demand Trump rescind Russia diesel deal as diesel hits $6.30 a gallon

By Joseph Zeballos-Roig

Elon Musk stands next to Trump in the Oval Office.

News • Oct 13

Elon Musk just gave $276M to help the GOP win mid-term elections. For a trillionaire, that’s like you spending about $60

By Joseph Zeballos-Roig

Michael Burry attends the premiere of "The Big Short" at Ziegfeld Theatre.

Investing • Oct 06

Michael Burry warns the stock market is in the first stage of a crash — with just 6 to 9 months to go until Stage 2

By Joseph Zeballos-Roig

Person analyzing the stock market.

Investing • Sep 27

Citi tells clients to buy the next stock market dip as AI trade gathers momentum ahead of midterms

By Joseph Zeballos-Roig

Employee watching the markets.

Investing • Sep 25

J.P. Morgan says $115B could flow into India's stock market as investors rush to hedge the crowded AI trade

By Joseph Zeballos-Roig

L: State Farm sign, R: Roof damaged by weather

Insurance • Aug 27

State Farm made $1.4 billion cheating Oklahoma homeowners on roof claims, unsealed documents allege

By Joseph Zeballos-Roig

Savannah James and April McDaniel speaking on an episode of "Mental Wealth."

Managing Money • Oct 09

LeBron James' wife flies first class while her best friend sits in business — they say the wealth gap isn't an issue

By Joseph Zeballos-Roig

ray dalio

Managing Money • Sep 12

Billionaire Ray Dalio says money has no value — unless you consider 1 key thing

By Joseph Zeballos-Roig

World Cup fans watch the final between Spain and Argentina in Vancouver, Canada.

Managing Money • Aug 25

Sports fandom is a nearly $2,000-a-year habit for Americans — and for almost half, it means going into debt

By Joseph Zeballos-Roig

US actor and producer Seth Rogen poses during a photocall in Cannes.

Life • Jul 05

Seth Rogen says wealthy people create ‘insane’ stress chasing money they don't need — but he fears dying with too much

By Joseph Zeballos-Roig

Scottish First Minister John Swinney (right) with Scotland fans at the FIFA Fan Festival ahead of the FIFA World Cup, Group C match between Haiti and Scotland.

Life • Jun 18

‘All they had was Bud Light’: Scottish fans drink Boston bars dry during World Cup

By Joseph Zeballos-Roig

More articles from Joseph Zeballos-Roig

More from Joseph Zeballos-Roig

LATEST

BlackRock CEO Larry Fink.

News • 10h ago

BlackRock's Larry Fink says a data center moratorium would trigger a U.S. recession as public opposition grows

The BlackRock CEO is doubling down on America’s AI buildout, saying data centers will create more jobs than ever before.

By Joseph Zeballos-Roig

BlackRock CEO Larry Fink.

News • 10h ago

BlackRock's Larry Fink says a data center moratorium would trigger a U.S. recession as public opposition grows

The BlackRock CEO is doubling down on America’s AI buildout, saying data centers will create more jobs than ever before.

By Joseph Zeballos-Roig

Russian President Vladimir Putin and President Donald Trump meeting to discuss the war in Ukraine in 2025.

News • Oct 15

McConnell and 5 GOP senators demand Trump rescind Russia diesel deal as diesel hits $6.30 a gallon

The White House says the deal will help farmers, truckers and families, but a bipartisan group of senators are arguing it offers “limited to no relief.”

By Joseph Zeballos-Roig

Russian President Vladimir Putin and President Donald Trump meeting to discuss the war in Ukraine in 2025.

News • Oct 15

McConnell and 5 GOP senators demand Trump rescind Russia diesel deal as diesel hits $6.30 a gallon

The White House says the deal will help farmers, truckers and families, but a bipartisan group of senators are arguing it offers “limited to no relief.”

By Joseph Zeballos-Roig

Elon Musk stands next to Trump in the Oval Office.

News • Oct 13

Elon Musk just gave $276M to help the GOP win mid-term elections. For a trillionaire, that’s like you spending about $60

Musk’s plans to establish a third American political party that would rival the GOP appear to be behind him.

By Joseph Zeballos-Roig

Elon Musk stands next to Trump in the Oval Office.

News • Oct 13

Elon Musk just gave $276M to help the GOP win mid-term elections. For a trillionaire, that’s like you spending about $60

Musk’s plans to establish a third American political party that would rival the GOP appear to be behind him.

By Joseph Zeballos-Roig

News • Oct 12

Apollo's Torsten Slok says AI boom is draining housing and auto sectors, forcing the Fed to keep rates higher for longer

The firm's chief economist argues that the Fed may continue to keep rates higher to curb AI spending, but that alone isn’t enough.

By Joseph Zeballos-Roig

News • Oct 12

Apollo's Torsten Slok says AI boom is draining housing and auto sectors, forcing the Fed to keep rates higher for longer

The firm's chief economist argues that the Fed may continue to keep rates higher to curb AI spending, but that alone isn’t enough.

By Joseph Zeballos-Roig

A two-column photo collage featuring economist Peter Schiff, left, and U.S. Treasury Secretary Scott Bessent.

News • Oct 10

Peter Schiff says bond yields could surpass 8% as risk of government default rises

The libertarian economist warns that talk of a 6% ceiling misses how high Treasury yields could climb, even after a strong auction briefly pulled the 10-year yield back to 5.25%.

By Joseph Zeballos-Roig

A two-column photo collage featuring economist Peter Schiff, left, and U.S. Treasury Secretary Scott Bessent.

News • Oct 10

Peter Schiff says bond yields could surpass 8% as risk of government default rises

The libertarian economist warns that talk of a 6% ceiling misses how high Treasury yields could climb, even after a strong auction briefly pulled the 10-year yield back to 5.25%.

By Joseph Zeballos-Roig

JPMorgan CEO Jamie Dimon speaking at an event.

News • 101870 views

Jamie Dimon tells AI companies to stop fighting data center opposition: 'Build them where they're wanted'

The AI construction spree has sparked fierce opposition and turned data centers into a midterm flashpoint, with half of Americans saying they’re bad for energy costs.

By Joseph Zeballos-Roig

JPMorgan CEO Jamie Dimon speaking at an event.

News • 101870 views

Jamie Dimon tells AI companies to stop fighting data center opposition: 'Build them where they're wanted'

The AI construction spree has sparked fierce opposition and turned data centers into a midterm flashpoint, with half of Americans saying they’re bad for energy costs.

By Joseph Zeballos-Roig

Trump dances as he leaves the stage after speaking during a campaign rally.

News • 14485 views

Kids can get donated stocks under new rule changes for Trump accounts — but there's a catch

Trump’s tax-advantaged savings accounts for children are getting a big overhaul, one that would tie them closer to the ups and downs of the stock market.

By Joseph Zeballos-Roig

Trump dances as he leaves the stage after speaking during a campaign rally.

News • 14485 views

Kids can get donated stocks under new rule changes for Trump accounts — but there's a catch

Trump’s tax-advantaged savings accounts for children are getting a big overhaul, one that would tie them closer to the ups and downs of the stock market.

By Joseph Zeballos-Roig

Savannah James and April McDaniel speaking on an episode of "Mental Wealth."

Managing Money • Oct 09

LeBron James' wife flies first class while her best friend sits in business — they say the wealth gap isn't an issue

Social media users are debating how to handle big wealth gaps between friends — and whether the richer one should be footing the bill.

By Joseph Zeballos-Roig

Savannah James and April McDaniel speaking on an episode of "Mental Wealth."

Managing Money • Oct 09

LeBron James' wife flies first class while her best friend sits in business — they say the wealth gap isn't an issue

Social media users are debating how to handle big wealth gaps between friends — and whether the richer one should be footing the bill.

By Joseph Zeballos-Roig

Michael Burry attends the premiere of "The Big Short" at Ziegfeld Theatre.

Investing • Oct 06

Michael Burry warns the stock market is in the first stage of a crash — with just 6 to 9 months to go until Stage 2

The famed “Big Short” investor isn’t letting go of his bearish views towards Wall Street.

By Joseph Zeballos-Roig

Michael Burry attends the premiere of "The Big Short" at Ziegfeld Theatre.

Investing • Oct 06

Michael Burry warns the stock market is in the first stage of a crash — with just 6 to 9 months to go until Stage 2

The famed “Big Short” investor isn’t letting go of his bearish views towards Wall Street.

By Joseph Zeballos-Roig

Daron Acemoglu

News • Oct 06

Nobel Prize-winning economist Daron Acemoglu warns of unemployment tripling in a decade without government intervention

“The first phase of the industrial revolution lasted for 80 years. Today, it’s taking place in one or two years."

By Joseph Zeballos-Roig

Daron Acemoglu

News • Oct 06

Nobel Prize-winning economist Daron Acemoglu warns of unemployment tripling in a decade without government intervention

“The first phase of the industrial revolution lasted for 80 years. Today, it’s taking place in one or two years."

By Joseph Zeballos-Roig

U.S. Treasury Secretary Scott Bessent speaking in Washington, D.C.

News • Oct 06

Scott Bessent dismisses bond market backlash as 10-year Treasury yield briefly hits its highest level since 2002

Bessent is standing by his bond policy, insisting "you win over time," even as 10-year and 30-year Treasury yields climb to their highest levels since 2002.

By Joseph Zeballos-Roig

U.S. Treasury Secretary Scott Bessent speaking in Washington, D.C.

News • Oct 06

Scott Bessent dismisses bond market backlash as 10-year Treasury yield briefly hits its highest level since 2002

Bessent is standing by his bond policy, insisting "you win over time," even as 10-year and 30-year Treasury yields climb to their highest levels since 2002.

By Joseph Zeballos-Roig

Tesla CEO Elon Musk speaking at an event.

News • Oct 06

Elon Musk vowed Tesla would never raise money again in 2012 — then came 29 funding rounds and a $465M federal loan

Musk was once adamant his EV company had the cash to sustain itself — it has since received 29 funding rounds and a loan from the Energy Department.

By Joseph Zeballos-Roig

Tesla CEO Elon Musk speaking at an event.

News • Oct 06

Elon Musk vowed Tesla would never raise money again in 2012 — then came 29 funding rounds and a $465M federal loan

Musk was once adamant his EV company had the cash to sustain itself — it has since received 29 funding rounds and a loan from the Energy Department.

By Joseph Zeballos-Roig

President Donald Trump speaking at an event.

News • Oct 03

Trump holds up to $9.5M in AI stocks while pushing communities to accept data centers

The president says opponents of AI data centers want to be poor, while admitting he also wouldn't want one as a neighbor.

By Joseph Zeballos-Roig

President Donald Trump speaking at an event.

News • Oct 03

Trump holds up to $9.5M in AI stocks while pushing communities to accept data centers

The president says opponents of AI data centers want to be poor, while admitting he also wouldn't want one as a neighbor.

By Joseph Zeballos-Roig

Woman online banking.

News • Oct 02

Apollo's Torsten Slok warns AI agents could move $5.4 trillion in household cash out of banks paying just 0.1%

Banks have long counted on customers leaving money in accounts that pay next to nothing. With about 40% of consumers already turning to AI for money help, that era may be ending.

By Joseph Zeballos-Roig

Woman online banking.

News • Oct 02

Apollo's Torsten Slok warns AI agents could move $5.4 trillion in household cash out of banks paying just 0.1%

Banks have long counted on customers leaving money in accounts that pay next to nothing. With about 40% of consumers already turning to AI for money help, that era may be ending.

By Joseph Zeballos-Roig

Left: President Donald Trump Right: Bill Gates

News • Oct 01

Bill Gates slams Trump's AI self-regulation stance as 'insane,' warns industry can't police itself

The president just sat down with some of the biggest names in AI and walked away convinced the industry can keep itself in check. Bill Gates thinks it’s a dangerous bet.

By Joseph Zeballos-Roig

Bill Gates speaking at an event.

News • Oct 01

Bill Gates slams Trump's AI self-regulation stance as 'insane,' warns industry can't police itself

The president just sat down with some of the biggest names in AI and walked away convinced the industry can keep itself in check. Bill Gates thinks it’s a dangerous bet.

By Joseph Zeballos-Roig

A woman speaks to a friend on her phone after her Spirit Airlines flight to Guatemala was canceled when the company went out of business.

News • Sep 30

When Spirit Airlines fell, travelers paid the price — how to still find low-cost flights before Thanksgiving

Round-trip fares for Thanksgiving are up 31%, or $95, on average from last year.

By Joseph Zeballos-Roig

A woman speaks to a friend on her phone after her Spirit Airlines flight to Guatemala was canceled when the company went out of business.

News • Sep 30

When Spirit Airlines fell, travelers paid the price — how to still find low-cost flights before Thanksgiving

Round-trip fares for Thanksgiving are up 31%, or $95, on average from last year.

By Joseph Zeballos-Roig

The Nobel Prize in Economics Paul Krugman speaks during the Metafuturo 2025 forum.

News • Sep 30

Paul Krugman rips Scott Bessent as 30-year Treasury yield hits 5.59%, the highest level since 2002

Other analysts think naysayers like Krugman are being ‘ridiculously bearish’ about bonds.

By Joseph Zeballos-Roig

The Nobel Prize in Economics Paul Krugman speaks during the Metafuturo 2025 forum.

News • Sep 30

Paul Krugman rips Scott Bessent as 30-year Treasury yield hits 5.59%, the highest level since 2002

Other analysts think naysayers like Krugman are being ‘ridiculously bearish’ about bonds.

By Joseph Zeballos-Roig

Trump wearing USA ball cap

News • Sep 29

Trump's diesel export ban could cut diesel prices at first — then add 30 cents per gallon to gas, Goldman Sachs warns

How a diesel export ban might play out.

By Joseph Zeballos-Roig

Trump wearing USA ball cap

News • Sep 29

Trump's diesel export ban could cut diesel prices at first — then add 30 cents per gallon to gas, Goldman Sachs warns

How a diesel export ban might play out.

By Joseph Zeballos-Roig

mark zandi

News • Sep 29

Moody's Mark Zandi says AI-powered economic growth could help the US tackle its huge $40 trillion debt

Goldman Sachs thinks AI could push productivity growth to 3%.

By Joseph Zeballos-Roig

mark zandi

News • Sep 29

Moody's Mark Zandi says AI-powered economic growth could help the US tackle its huge $40 trillion debt

Goldman Sachs thinks AI could push productivity growth to 3%.

By Joseph Zeballos-Roig

Person analyzing the stock market.

Investing • Sep 27

Citi tells clients to buy the next stock market dip as AI trade gathers momentum ahead of midterms

Citi says stocks have held up despite soaring oil prices and the Fed's first rate hike in 3 years — but it’s expecting a dip leading up to the midterm election.

By Joseph Zeballos-Roig

Person analyzing the stock market.

Investing • Sep 27

Citi tells clients to buy the next stock market dip as AI trade gathers momentum ahead of midterms

Citi says stocks have held up despite soaring oil prices and the Fed's first rate hike in 3 years — but it’s expecting a dip leading up to the midterm election.

By Joseph Zeballos-Roig

Employee watching the markets.

Investing • Sep 25

J.P. Morgan says $115B could flow into India's stock market as investors rush to hedge the crowded AI trade

It’s getting harder to build a portfolio the AI boom doesn’t touch, but one of the world’s largest stock markets could offer steady growth and supportive government policies.

By Joseph Zeballos-Roig

Employee watching the markets.

Investing • Sep 25

J.P. Morgan says $115B could flow into India's stock market as investors rush to hedge the crowded AI trade

It’s getting harder to build a portfolio the AI boom doesn’t touch, but one of the world’s largest stock markets could offer steady growth and supportive government policies.

By Joseph Zeballos-Roig

Michael Burry at a screening of "The Big Short" in New York City.

Investing • Sep 24

Michael Burry says $3 trillion in off-balance-sheet AI commitments could blow a hole in Big Tech's revenue

The famed short seller says the companies leading the AI boom are amassing trillions in financial commitments that aren’t reflected in their balance sheets.

By Joseph Zeballos-Roig

Michael Burry at a screening of "The Big Short" in New York City.

Investing • Sep 24

Michael Burry says $3 trillion in off-balance-sheet AI commitments could blow a hole in Big Tech's revenue

The famed short seller says the companies leading the AI boom are amassing trillions in financial commitments that aren’t reflected in their balance sheets.

By Joseph Zeballos-Roig

The original photo taken for the campus ad next to the AI-altered image on the right.

News • Sep 23

Stanford's dining arm used AI to change a student's race and gender in ads — and slim down others

One Stanford student said he felt "silenced and erased" after the school's dining department used AI to replace him in a promo photo. Stanford admits the edit broke its own AI policy.

By Joseph Zeballos-Roig

The original photo taken for the campus ad next to the AI-altered image on the right.

News • Sep 23

Stanford's dining arm used AI to change a student's race and gender in ads — and slim down others

One Stanford student said he felt "silenced and erased" after the school's dining department used AI to replace him in a promo photo. Stanford admits the edit broke its own AI policy.

By Joseph Zeballos-Roig

Michael Saylor

Investing • Sep 23

Michael Saylor's Strategy adds 950 Bitcoin worth $76 million, bringing total holdings to $74 billion

Per Saylor, crypto is alive and well.

By Joseph Zeballos-Roig

Michael Saylor

Investing • Sep 23

Michael Saylor's Strategy adds 950 Bitcoin worth $76 million, bringing total holdings to $74 billion

Per Saylor, crypto is alive and well.

By Joseph Zeballos-Roig

dimon

News • Sep 22

'We simply don't know': JPMorgan waves the white flag forecasting where oil prices will go due to Iran War

After the war blew past JPMorgan's three 'economic redlines' — $100 oil, $5 gas and 5% Treasury yields — the bank says it can no longer model where prices go next. And diesel is the bigger worry.

By Joseph Zeballos-Roig

dimon

News • Sep 22

'We simply don't know': JPMorgan waves the white flag forecasting where oil prices will go due to Iran War

After the war blew past JPMorgan's three 'economic redlines' — $100 oil, $5 gas and 5% Treasury yields — the bank says it can no longer model where prices go next. And diesel is the bigger worry.

By Joseph Zeballos-Roig

Explore more authors

We’re proud of our contributors, and can’t wait for you to meet them.

About Moneywise

About Moneywise

Lawrence Strauss

Contributor

Emma Johnston-Wheeler

Staff Writer

Contributor

Dragana Kovacevic

Associate Editor