In early May, Andreas Chodura noticed his toilet was backing up, his shower barely drained and the plumbing throughout his Clearwater, Florida home had essentially stopped working, according to Local 12. His family was forced to use a neighbor’s bathroom.
When he called a plumber, he got an answer he wasn’t expecting: a Verizon crew laying fiber-optic cable in his neighborhood had cut right through his sewer line about a week earlier.
The repair bill came to more than $7,500, Local12 reports.
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What followed was a months-long dispute that left Chodura caught between two parties — both of whom said it wasn’t their problem — until a local WFLA TV reporter got involved.
Two parties, zero accountability
Chodura filed claims with both Verizon and the City of Clearwater. Both denied responsibility, according to WFLA. The Verizon crew’s position, as Chodura understood it, was that the underground lines had not been properly marked by the city. The city’s position was the opposite.
“[I’m] very disappointed because big companies like Verizon — a billion-dollar company — they deny any responsibility; the city denies responsibility; $7,500 is a big chunk,” Chodura told WFLA.
The City of Clearwater issued a statement placing responsibility on the contractor: “Under Florida’s Sunshine 811 damage prevention requirements, contractors must verify the location of underground utilities before proceeding with excavation or directional drilling. The city’s findings indicate that the contractor did not complete the required verification before drilling.”
Under Florida Statute Chapter 556, excavators who receive utility location information are still legally required to dig carefully and remain liable for damage caused by their excavation.
Sunshine 811 — Florida’s mandatory call-before-you-dig system — requires contractors to wait two full business days after submitting a locate ticket, verify the marks match the ticket responses and dig with care within a 24-inch tolerance zone around any marked facility.
Chodura’s situation is far from isolated. According to the Common Ground Alliance (CGA), Florida leads all U.S. states in damage to buried utilities, with nearly 26,000 incidents annually or 71 times per day.
Nationally, a CGA economic impact study puts the total cost of underground utility damage at $83.2 billion per year, with direct repair costs representing less than 6% of the total economic impact.
Chodura had already paid $1,500 of his repair bill out of pocket before the dispute stalled. After WFLA contacted the parties, a Verizon representative called Chodura with news that the company would pay the full damages.
Moneywise reached out to Verizon for comment but did not hear back by the time of publication.
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What homeowners can do
What makes Chodura’s case instructive for other homeowners is the gap between who causes the damage and who ends up holding the bill — at least initially. When a contractor damages a line on or near your property, the legal and insurance dispute can take months to resolve, leaving you on the hook in the meantime.
If you find yourself in a similar situation, the CFPB advises taking photos or video of damage before and after any repairs are made, promptly filing claims with your insurance company and requesting any denial of a claim in writing — steps that create the paper trail needed to escalate a dispute.
Sunshine 811 tells homeowners to call 811 before any digging on their own property.
But the bigger lesson from Chodura’s case is that when someone else digs near your home, you should monitor what’s happening and act quickly if problems emerge — before they become a five-figure argument between parties who may all say it wasn’t their fault.
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With a writing and editing career spanning over 15 years, Emma creates and refines content across a broad spectrum of industries, including personal finance, lifestyle, travel, health & wellness, real estate, beauty & fitness and B2B/SaaS/tech.
