Only around 26% of Americans have a will, even though 73% say estate planning is important. A will lets you specify what happens to your assets, making it a crucial way to take control of your legacy.
In an ideal world, when someone takes the time to create a will, probate goes smoothly, and the chosen loved ones inherit. In the real world, that’s not always what happens. A will can often be challenged or contested and, if successful, it won’t be enforced. The key question is whether the challenge succeeds, and lawyers say that depends on the circumstances.
Let’s say, for example, that Isla is upset because her mother Marion adjusted her will at the last minute. Marion died at 84, and she’d changed her will about two weeks before passing. The updated will left Marion’s entire $1.2 million estate to Isla’s sister, Piper, and Isla suspects Piper convinced Marion to change the planned split.
Thanks for subscribing!
Take control — get our free newsletter.
By signing up, you accept Moneywise Terms of Use, Subscription Agreement, and Privacy Policy.
Now, Isla is trying to figure out what to do. She wants to know how to challenge Marion’s will, but experts say things aren’t that simple.
Isla likely has a right to contest the will
First things first. Isla can only challenge Marion’s will if she has standing, or a personal stake in the case and the potential to be directly harmed by the situation.
The good news for Isla is that she likely does have standing, according to Evan H. Farr, a certified elder law attorney.
“Standing typically belongs to another child who would have inherited under an earlier version of the will or under the state’s intestacy laws,” Farr told Moneywise.
However, Farr warned that “the time for will contests often is short,” and Isla needs to act quickly to find an attorney and start the process.
“You will need to file a contest in time in order to preserve your rights under an earlier will,” he explained.
Must Read
- Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
- The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
Isla must be able to prove there is a problem
While Isla likely has standing to challenge the will, she also needs to have grounds, or a solid legal argument, that the will shouldn’t be considered valid. Simply not liking what the will said doesn’t give Isla a solid legal argument, nor does the fact that her mom was old and the change happened late in life.
“Your mother’s age and the timing of this change do not automatically invalidate her will,” Farr said. “Someone with sufficient capacity who acts voluntarily can change their estate plan at any time prior to their death.”
As Amanda Butler Schley, a business attorney and founder of Business Law Group, told Moneywise, Isla could successfully challenge her mother’s will “if her mother lacked the mental capacity to make the change or was under undue influence when she changed the will, and [there is] a way to prove it.”
Fraud, forgery or failure to follow the formal requirements for a will could also support a successful challenge, but Isla needs evidence of these issues.
“Isolation, control of the decedent by others, communications with the drafting attorney by the sister and a sudden change in the will that is very favorable to the sister all indicate possible undue influence,” Farr said. “However, helping a parent with their affairs or setting up an appointment with an attorney for the parent doesn’t, in itself, prove undue influence.”
Farr recommends obtaining copies of prior wills, gathering messages with deceased loved ones and working with friends or professionals like doctors who may be able to provide insight into Marion’s condition before the will was signed.
“Find out who hired the attorney for your mother, who attended meetings with the attorney and who witnessed your mother’s signature,” Farr said.
He also advised working with a lawyer who can obtain medical records and interview witnesses to the revised will.
If Isla can prove Marion didn’t act on her own to make the change, or wasn’t of sound mind, then Isla may be able to successfully challenge the will. If she can’t do that, then Isla is out of luck, and her sister should inherit the assets that Marion presumably intended her to collect.
You May Also Like
- Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAP
- A single line on your car insurance policy could be inflating your premium by up to 30% — here's what to change
Christy Bieber is a US based personal finance and legal writer who has 15 years of experience. She has written for many publications including Forbes, Kilplinger, CNN, WSJ, Credit Karma, Insurify and more.
