Apr 19, 2021
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Life insurance is important no matter how old you are. But when you think about buying insurance, the words “quick” and “easy” probably aren’t the first things that come to mind.
And that’s totally fair. Shopping for life insurance can be a long, complicated nightmare.
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A lot of insurance websites make you put in a ton of personal data — basically everything short of a DNA swab — and many won’t even show you quotes without talking to some shady salesperson on the phone. Um, no thanks.
There’s gotta be a better way, right? Well, there is.
Quotacy is a free online service that will find you the best deal on life insurance in just 90 seconds.
You can get $1 million dollars in coverage for less than a dollar a day, all from the comfort of your own couch.
$1 million in coverage in 90 seconds
Quotacy lets you compare insurance rates the same way you compare hotels — simply, quickly, and without giving up all of your personal information ahead of time.
“Never having applied for life insurance before, I was hesitant… thinking it would be a long drawn-out process,” says Sandesh, a Quotacy user. “Turned out it was quite the opposite.”
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Quotacy’s short and anonymous initial survey takes less than 90 seconds (we timed it) and ends with 3 rates customized to your needs, starting as low as $28 per month for $1 million in coverage.
That means that in just minutes, you can ensure that your loved ones will be protected if the unthinkable should happen.
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Pressure-free insurance
One of the worst parts about shopping for insurance is having to deal with pushy salespeople.
Just ask Rene, who tried looking around for an insurance policy on her own before she discovered Quotacy.
“I applied to various places… [and] many of the reps were using scare tactics to try to get me to sign.”
With Quotacy, you won’t have to worry about feeling bullied into anything you’re not comfortable with.
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“I spoke to [a] Quotacy rep and… at no point was there any ultimatum or pressure to sign,” says Rene. “I trusted them much more than the other companies that were obviously just looking to get paid.”
Personalized rates to fit your needs
If you’re concerned that you won’t be able to get a good rate because of an existing health condition, don’t be.
“One of the most helpful things at the beginning is the comparison... of which companies... do or don't accommodate specific detrimental health histories,” says Joshua, a Quotacy user. “Trying to figure that out by trial and error could literally take years of applications and denials.”
Quotacy was able to find Joshua multiple companies that could meet his unique medical needs at a reasonable rate.
“Once I had selected a well-matched plan to actually apply for, the Quotacy staff kept me going with gentle nudges when I would have personally got discouraged,” he says. “Now I'm actually a responsible adult and my children won't be destitute if I meet an untimely demise!”
Read More: Dave Ramsey says this 7-step plan ‘works every single time’ to kill debt, get rich in America — and that ‘anyone’ can do it
A better way to protect your family
Quotacy takes the stress out of buying life insurance. You’ll have peace of mind about your family’s financial security, for the best price possible.
So, do you want Quotacy to show you exactly how little you'll have to pay for life insurance? It just takes 90 seconds to get your completely anonymous quote.
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Rudro is an Editor with Moneywise. His work has appeared on Yahoo Finance, MSN Money and The Financial Post. He previously served as Managing Editor of Oola, and as the Content Lead of Tickld before that. Rudro holds a Bachelor of Science in Psychology from the University of Toronto.
