Ruth Lyons
Ruth Lyons
ContributorRuth Lyon is a freelance contributor for Moneywise.
Trading three decades of financial publishing experience in the corporate world for a life of personal and financial freedom as a freelancer in 2012, Ruth is passionate about helping others take control of their personal finances and to become aware and educated on their options as self-reliant individuals. Disenfranchised with the high cost and lackluster performance of her IRA, college savings and other retirement accounts handled by a full-service broker, Ruth moved her retirement money to a self-directed IRA in 2015. Ruth holds an MS in Finance from Johns Hopkins Carey School of Business (1991) and a Business Management degree from University of Maryland (1984).
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LATEST
Real Estate • Jan 17
Should you buy a house with a friend?
Buying a home requires some upfront capital, which is why some decide to partner with friends or family.
Real Estate • Jan 17
Should you buy a house with a friend?
Buying a home requires some upfront capital, which is why some decide to partner with friends or family.
Real Estate • Jan 08
How rent-to-own homebuying works
Are you sick of paying rent month after month with nothing to show for it? This method could be an option.
Real Estate • Jan 08
How rent-to-own homebuying works
Are you sick of paying rent month after month with nothing to show for it? This method could be an option.
Investing • Jan 03
How to invest in real estate with little money
Yes, it is possible to invest in real estate even if you aren't a millionaire.
Investing • Jan 03
How to invest in real estate with little money
Yes, it is possible to invest in real estate even if you aren't a millionaire.
Real Estate • Jan 03
How to get started with real estate investing
Investing in real estate doesn't have to be complicated. Here's how beginners can jump in.
Real Estate • Jan 03
How to get started with real estate investing
Investing in real estate doesn't have to be complicated. Here's how beginners can jump in.
Investing • Dec 29
Our 5 top sources to passive income.
Passive income can really pay off. Here are five truly passive income sources to consider setting up.
Investing • Dec 29
Our 5 top sources to passive income.
Passive income can really pay off. Here are five truly passive income sources to consider setting up.
Investing • Oct 17
What are mutual funds?
There are thousands of mutual funds to choose from, but are they right for your portfolio?
Investing • Oct 17
What are mutual funds?
There are thousands of mutual funds to choose from, but are they right for your portfolio?
Investing • Aug 03
America’s Best 401k review
America's Best 401k is a retirement plan custodian designed to help small businesses.
Investing • Aug 03
America’s Best 401k review
America's Best 401k is a retirement plan custodian designed to help small businesses.
Investing • Jun 19
6 reasons why I don’t invest in cryptocurrency
Cryptocurrency has been all the rage, but there are several reasons why I believe that it's not a good investment.
Investing • Jun 19
6 reasons why I don’t invest in cryptocurrency
Cryptocurrency has been all the rage, but there are several reasons why I believe that it's not a good investment.
Banking • Jun 16
Do you really need to balance your checkbook?
In the age of digital banking, is updating a checkbook still necessary?
Banking • Jun 16
Do you really need to balance your checkbook?
In the age of digital banking, is updating a checkbook still necessary?
Investing • Jun 13
How I earn $3,439 of passive income each month
There are plenty of ways to earn passive income if you're creative and resourceful.
Investing • Jun 13
How I earn $3,439 of passive income each month
There are plenty of ways to earn passive income if you're creative and resourceful.
Investing • Jun 12
Investing based on your faith takes research
Many people choose to invest in things that align with their religious values, and it can take some work to execute.
Investing • Jun 12
Investing based on your faith takes research
Many people choose to invest in things that align with their religious values, and it can take some work to execute.
Investing • Jun 08
How to invest in farming & agriculture
No, you don't have to be a farmer to invest in this industry.
Investing • Jun 08
How to invest in farming & agriculture
No, you don't have to be a farmer to invest in this industry.
Investing • Jun 08
Debt or equity real estate crowdfunding
A new source of financing for businesses and a new point of entry for individual investors
Investing • Jun 08
Debt or equity real estate crowdfunding
A new source of financing for businesses and a new point of entry for individual investors
Investing • Jun 08
I fell for an investment scam
The advice seemed like a sure thing — until I ended up buying shares at the peak and rode the curve all the way down. Here’s what I learned.
Investing • Jun 08
I fell for an investment scam
The advice seemed like a sure thing — until I ended up buying shares at the peak and rode the curve all the way down. Here’s what I learned.
Investing • Jun 08
How to hold actual real estate in an IRA
Educate yourself to move forward with confidence.
Investing • Jun 08
How to hold actual real estate in an IRA
Educate yourself to move forward with confidence.
Investing • Jun 08
Mobile home park investing for beginners
How mobile home park investing works, what to know, and the pros and cons of investing in a mobile home park.
Investing • Jun 08
Mobile home park investing for beginners
How mobile home park investing works, what to know, and the pros and cons of investing in a mobile home park.
Investing • Jun 08
Is tax lien investing right for you?
Looking for a way to make big gains from real estate investing with relatively low risk?
Investing • Jun 08
Is tax lien investing right for you?
Looking for a way to make big gains from real estate investing with relatively low risk?
Investing • Jun 08
Investing in single-family homes
We dive into how to invest in single family rental properties and some things you’ll want to know before you get started.
Investing • Jun 08
Investing in single-family homes
We dive into how to invest in single family rental properties and some things you’ll want to know before you get started.
Investing • Jun 08
Should you use your 401(k) for a down payment?
While you can technically use money from your 401(k) to fund a down payment, it shouldn't be your first option. Here's why.
Investing • Jun 08
Should you use your 401(k) for a down payment?
While you can technically use money from your 401(k) to fund a down payment, it shouldn't be your first option. Here's why.
Investing • Jun 08
7 Signs it's time to sell your property
While there are benefits to owning property, sometimes it's a good idea to sell.
Investing • Jun 08
7 Signs it's time to sell your property
While there are benefits to owning property, sometimes it's a good idea to sell.
Investing • Jun 08
What are commercial REITs?
REITs generates a steady and reliable income stream for investors.
Investing • Jun 08
What are commercial REITs?
REITs generates a steady and reliable income stream for investors.
Investing • Jun 08
Preferred equity – real estate investing
Preferred equity offers investors a more secure, less risky equity position than common equity.
Investing • Jun 08
Preferred equity – real estate investing
Preferred equity offers investors a more secure, less risky equity position than common equity.
Investing • Jun 07
Renting ro Section 8 tenants
Working with government programs can be an opportunity.
Investing • Jun 07
Renting ro Section 8 tenants
Working with government programs can be an opportunity.
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