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Going to a restaurant for lunch or getting carry-out is the highlight of the workday for many people, but it's also a completely controllable drain on income.

You're paying the restaurant's overhead costs, like labor. If you pack your lunch, you simply pay for your food.

Brown-bagging seems too boring? It doesn't have to be, if you follow these six tips.

1. Don't deprive yourself

Healthy Grilled Chicken Caesar Salad with Cheese and Croutons
Brent Hofacker / Shutterstock

If you're used to buying a footlong sub, chips and a cookie every day for lunch, it's not reasonable that you'll suddenly be satisfied by a homemade cheese sandwich.

You're already forming a new habit of not eating out. Don't sabotage your success by trying to form another new habit of eating less.

Pack enough food for lunch to keep you full all day long, and pack food you really want to eat. If you love the Caesar salad at your local diner, make your own Caesar salad. 

Don't deprive yourself of time either. Make enough for dinner so you'll have leftovers for lunch, or spend a few hours at the beginning of the week preparing food rather than making your entire lunch every morning.

2. Stock up on staples

raw rice
Gayvoronskaya_Yana / Shutterstock

Rice, beans and bread are all cheap, filling and versatile. These ingredients from the core of thousands of meals. They are also very easy to put together.

Rice only requires boiling, and a can of beans simply needs to be poured out and drained.

Bread is the backbone of every delicious sandwich, and black beans and rice make a perfect entre or a side. 

3. Switch things up

Top view of ham and salami mix with herbs and pepper spice on wooden boards
Linda Vostrovska / Shutterstock

If you force yourself to eat the exact same bland meal every single day, you'll be sure to return to your favorite restaurant due to boredom with your routine.

If you want to have sandwiches one week, buy bread and a pack of lunch that includes multiple kinds of meat. Alternate the condiments all week, and bring different fruits and chips for a side. 

4. Balance your meals

Celery sticks stuffed with organic creamy peanut butter
MSPhotographic / Shutterstock

Include a protein, carbs, vegetables and fruit with each meal. An apple, a PB and J and a stick of celery with peanut butter include all of those food groups. 

It doesn't take a huge amount of each food group to keep a person satisfied throughout the workday.

5. Pack snacks, too

oat crumble bars with strawberries
YuliiaHolovchenko / Shutterstock

The average workday lasts for eight hours. In that time, nutritionists suggest eating one meal and two snacks in order to keep the metabolism going.

Depending on how physically and/or mentally strenuous the work is, you might need even more food to get through the day. 

If you're used to a midafternoon candy bar, that's even more reason to pack something sweet. 

6. Enjoy!

Woman Sitting On Sofa And Eating Lunch In Design Studio
Monkey Business Images / Shutterstock

Packing your lunch is not a punishment. Pack the foods you enjoy eating. Plan ahead so that preparation doesn't become a pain in the neck.

Keep track of your budget so you can see that you're saving money, compared to when you were hitting restaurants at midday.