Mortgages

‘He did this all so fast’: Her boyfriend wants her name on his $575K mortgage — but her ‘spidey senses’ are going off. Ramsey Show says listen

Host Rachel Cruze didn’t mince words with her response, saying “there’s a lot wrong with the situation.”

By Emma Caplan-Fisher

One big mistake Americans make when picking a mortgage — Dave Ramsey warns it could end up costing you thousands

Here are the personal finance expert’s words of advice — plus a few more of our own.

By Rebecca Holland

It now takes an average of 15 years to break even on a home compared to renting — and nearly 50 years in these markets

Think buying is always better than renting? The numbers suggest the answer depends heavily on where you live.

By Mike Crisolago

Latest Articles

Dave Ramsey warns TikTok's viral mortgage assumption 'hack' could get buyers foreclosed on and cost them everything

By Laura Grande| 09.02.2026
Michigan woman forced to dip into $50,000 in stocks to save brother-in-law's condo from foreclosure after her husband cosigned for him

By Vawn Himmelsbach| 08.30.2026
My girlfriend asked me to move in and split her $2,100 mortgage — a financial planner explains why that's riskier than it sounds

By Rinna Diamantakos| 07.19.2026
Your MIL gave you $60,000 for a down payment — but now she's taking over the home search. Here's how experts say you should handle it

By Christy Bieber| 07.19.2026
A Michigan couple reportedly became the first to use Bitcoin to get a standard US mortgage — and they didn’t even have to sell their coins

By Laura Boast| 06.16.2026
21% of seniors seeking reverse mortgages are already in the red — here are alternatives that could work better

By Jessica Wong| 06.14.2026
The Ramsey Show says the house is 'indeed haunted' — but is it worth leaving a cheap home to escape an ex-wife's ghost?

By Danielle Antosz| 06.08.2026
Ramsey Show hosts slam TikToker's first-lien HELOC plan after caller reveals she'd swap a 2.75% mortgage for an 8% variable rate

By Rebecca Payne| 06.07.2026
74% of Americans would take a 50-year mortgage, TD Bank survey finds — but experts warn the true cost is staggering

By Danni Santana| 06.06.2026
Wells Fargo's $100 million settlement creates mortgage assistance fund for homebuyers in 51 metro areas — full list of eligible cities

By Jessica Wong| 05.25.2026
A Dallas man's wife earns $300K but Ramsey Show hosts say buying a $700K home is too risky — here's why they say rent instead

By Em Norton| 05.13.2026
Dave Ramsey tells Tennessee woman to sell her $660K multigenerational home after mother-in-law stops paying her share

By Godwin Oluponmile| 05.03.2026
I want to buy my dad's house now that mom has died. Is it too risky to borrow the money from him instead of a bank?

By Daniel Liberto| 04.28.2026
Dave Ramsey slams couple earning $80K for buying an $800K house with $300K from in-laws: 'That's a nightmare'

By Monique Danao| 04.23.2026
'No tax on tips' could help 4 million Americans qualify for mortgages — but there's a 2-year catch lenders won't waive

By Clay Halton| 04.18.2026
Japan quietly built a massive stake in American homebuilding. Here's what that means for your next purchase

By Chris Clark| 04.01.2026
The Cost Of Pulling Credit Reports Could Rise By As Much As 50% In 2026 — What's Behind The Steep Increase

By Rebecca Holland| 03.14.2026
Lower mortgage rates now offer refinance savings for millions of homeowners but here's why they'll need to hurry

By Thomas Kent| 03.14.2026
I Pay My Ex’s Mortgage To Protect My Kids. Will Lenders Count That Against Me?

By Vawn Himmelsbach| 03.11.2026
You Can Make $100K And Get Down Payment Assistance

By Will Kenton| 03.04.2026
First-Time Home Buyer Programs

By Sigrid Forberg| 02.17.2026
Reverse Mortgages — Eligibility, Types and Alternatives

By Chris Middleton| 02.17.2026
FHA vs. Conventional Loans: How to Choose The Right Loan

By Sigrid Forberg| 02.15.2026
Morgan Housel Says Real Estate Is Still a Cornerstone of the American Dream — but It’s Also the Root of the US’s ‘Biggest Social Problems.’ Here’s Why

By Victoria Vesovski| 01.14.2026
My Wife and I Can Now Afford To Pay Off Our $483K Mortgage — but Should We? What To Weigh Before Killing Your Loan

By Monique Danao| 01.12.2026
I’m 30 and Earning a High Income, but Buying My First Home Feels out of Reach — Should I Just Hit Pause on My 401(k) Contributions To Make It Happen?

By Danielle Antosz| 01.08.2026
Dallas Caller Says He Plans To Buy a House With His Girlfriend’s Mom Cosigning the Mortgage. Why the Ramsey Show Says This Is ‘Next-Level Stupid’

By Chris Clark| 01.07.2026
A Baby, a Big Truck Loan and No Wedding Rings: Ramsey Hosts Tell an Unmarried Tennessee Couple That Marriage Must Come Before Any Dream of a Mortgage

By Monique Danao| 01.05.2026
Is Trump Guilty Of Mortgage Fraud He Sees In Foes?

By Emma Caplan-Fisher| 12.24.2025
Rates of foreclosure spiking across the U.S., with several states at high risk

By Libby MacDonald| 12.11.2025
This Chicago Couple Says They Long to Burn Their Mortgage — How The Ramsey Show Says They Can Get There Sooner

By Emma Caplan-Fisher| 12.08.2025
'In Debt Forever, in Debt for Life': Republicans Are Hating on Trump’s 50-Year Mortgage Idea. Why Some Think It Will 'Ultimately Reward the Banks'

By Chris Clark| 11.29.2025
A Quick Way To Cut Your Mortgage Bill

By Rebecca Holland| 11.22.2025
Former Treasury Secretary Issues Stark Warning

By Rebecca Payne| 11.08.2025
Single Women Are 30% More Likely to Be Denied a Mortgage — Bnd Improving Debt-to-Income Ratio Could Change Those Odds

By Rebecca Holland| 10.26.2025
Should You Pay Off Your Mortgage Early or Buy Stocks With the Fed Cutting Rates? Here’s What Homeowners Should Know

By Vishesh Raisinghani| 10.09.2025
How Much Income Should You Spend On Housing?

By Christy Bieber| 10.06.2025