Mar 26, 2020
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If you’re struggling with bad credit, turning things around can feel like an uphill battle. It may be tempting to just ignore the problem and hope for the best, but that decision could come back to haunt you.
Just ask Brian, a single parent from Ohio. When his wife passed away unexpectedly, his credit score was the last thing on his mind. He became so focused on taking care of his daughter Lily and managing his own grief that he didn’t even notice the bills piling up.
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Then Brian tried to get a credit card to help pay for Lily’s summer camp, and he was turned down flat.
“No one would give me credit or even consider my application,” he remembers.
After the fourth rejection, Brian was close to giving up hope.
But just as he was preparing to break the news to Lily, he heard about Credit Sesame, a free online service that can help you improve your credit score fast.
The tools to get you back on track
Credit Sesame will analyze your credit report and tell you which bills to pay off first and what moves to make to increase your score.
“Credit Sesame sends me emails to let me know what is happening with my credit score, usage and debt,” says Brian. “It also tells me how I can control my score by increasing my credit limits, reducing my spending, and paying off the smaller limit cards.”
With the help of Credit Sesame’s free credit monitoring services, you could start seeing results in your first month.
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“I signed up with Credit Sesame's free service and received my first credit card offer within 30 days,” says Brian. “Now I have several cards with limits upwards of $10,000... the payments are low, and I don't miss any.”
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No more credit report errors
Credit Sesame will also keep an eye on your credit to make sure your rating isn’t being affected by a mistake on your report.
You’d be surprised how often those can pop up – according to the Federal Trade Commission, one in five credit reports contains errors.
With Credit Sesame, you won’t have to worry about someone else’s blunder hurting your credit score.
Change your credit score, change your life
Credit Sesame helped Brian turn his bad credit around and send Lily to camp. No matter what your financial situation is, they can help you too.
“My credit score went from a 'don't even ask' score of 286 to a 'how much do you need' score of 723 within 9 months,” he says. “Even though due to travel my debt is high, I have the means to control [it]. I recommend Credit Sesame to ANYONE who needs help.”
If your credit could use a boost, sign up for Credit Sesame today. It’s totally free, and it only takes two minutes to get started.
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Shane is a reporter for MoneyWise. He holds a bachelor’s degree in English Language & Literature from Western University and is a graduate of the Algonquin College Scriptwriting program.
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