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You’re likely also watching your credit score drop, which just adds insult to injury.

Darlene gets it. She was stuck with the high interest on her credit cards, and a monthly payment she couldn’t afford. Her credit score was getting dragged down. Then Darlene let a company called Credible help her cover her debt.

“My credit score went up 81 points after paying off my credit cards with Credible!" She writes in her review. "My credit card monthly payments were way over the amount that I have to pay back the personal loan.”

How Credible can help you break up with your debt

Companies like Credible can help you pay your bills this month through a debt consolidation loan. Consolidating your debts helps you pay off your debt fast.

Credible lets you compare multiple lenders in a couple of minutes. You just need to complete a short survey. It’s fast. It’s simple.

Darlene was happy with how easy the process was, writing that, “Credible asks the right questions and gives you lots of options to choose which interest-rate and [loan] suits you best. Very user-friendly website.”

You can consolidate debts up to $100,000 at interest rates as low as 3.99% APR. That’s over 10% lower than the average for credit cards. Plus, you get to choose your repayment schedule – typically 24 to 84 months.

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Break free of your debt and start rebuilding your score

Battling your credit card every month hurts when you can’t keep up with payments, and Credible can help you just like it did Darlene. Your bill relief arrives days later, and you may even have a shot to repair your credit score along the way.

“[Q]uickly [got] the money within a couple days Right into my bank account. Very happy customer,” Darlene writes.

Even if you're just curious about how much you can save, checking rates on Credible won't hurt your credit score at all. It’s totally free, and it could save you thousands.

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About the Author

Sarah Cunnane

Sarah Cunnane

Former Staff Writer

Sarah Cunnane was formerly a staff writer at MoneyWise. She is a writing and marketing professional with an Honors Bachelor's degree in English and Creative Writing from the University of Toronto.

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