• Discounts and special offers
  • Subscriber-only articles and interviews
  • Breaking news and trending topics

Already a subscriber?

By signing up, you accept Moneywise's Terms of Use, Subscription Agreement, and Privacy Policy.

Not interested ?

Compare rates from multiple lenders

According to the 2023 College Ave Student Loans survey, 61% of students shared that inflation has impacted their saving and spending habits — the words “broke” and “stressful” being some of the most commonly associated when students think about their finances.

It doesn’t take a college degree to figure out why. On top of tuition, you have to find cash for room and board, textbooks and supplies, travel and any unexpected costs that might come up. The maximum you’ll be able to borrow using a federal student loan is just $12,500 a year. And for some students, you’ll be maxed out at $5,500 for the year.

That’s where Credible comes in. With a private student loan, you can borrow the extra funds you need to make ends meet stress-free.

Through Credible, you’ll be able to shop around for a great rate by comparing offers from multiple lenders. And with no origination fees, service fees or prepayment penalties, you can be confident in the loan you end up choosing.

And while federal student loans are an excellent way to pay for your education, sometimes they fall a little short.

Compare rates now

Pay less on student loans

Shop around for the best student loan refinancing rates from top lenders using Credible. Using Credible is 100% free – plus, it doesn’t affect your credit score.

Get Started

Find out what you qualify for

If you’re not sure if a private loan is the right option for you, there’s no obligation or impact to your credit score just for checking to see what rates you’ll qualify for. Compare rates on Credible from 3.65% - 15.99% APR for fixed rates and 5.09% - 16.33% APR for variable rates.

But if you’ve hit the limit on what you can borrow from the Department of Education, Credible will help ensure you get a great rate on your loan which means you can focus on learning and soaking up the experience of college rather than worrying about what it’ll cost you once you graduate.

Sponsored

Kiss your credit card debt goodbye

Millions of Americans are struggling to crawl out of debt in the face of record-high interest rates. A personal loan offers lower interest rates and fixed payments, making it a smart choice to consolidate high-interest credit card debt. It helps save money, simplifies payments, and accelerates debt payoff. Credible is a free online service that shows you the best lending options to pay off your credit card debt fast — and save a ton in interest.

Sigrid Forberg Senior Associate Editor

Sigrid is a senior associate editor on the Moneywise team, where she has also worked as a reporter and staff writer.

Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information on any advertiser product, please visit their website.