Compare rates from multiple lenders

Man holding a piece of paper, typing into calculator, with coins stacked nearby.
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A whopping 86% of students find paying for college stressful, according to a 2020 College Ave survey conducted by Barnes & Noble College Insights.

It doesn’t take a college degree to figure out why. On top of tuition, you have to find cash for room and board, textbooks and supplies, travel and any unexpected costs that might come up.

And while federal student loans are an excellent way to pay for your education, sometimes they fall a little short.

The maximum you’ll be able to borrow using a federal student loan is just $12,500 a year. And for some students, you’ll be maxed out at $5,500 for the year.

That’s where Credible comes in. With a private student loan, you can borrow the extra funds you need to make ends meet stress-free.

Through Credible, you’ll be able to shop around for a great rate by comparing offers from multiple lenders. And with no origination fees, service fees or prepayment penalties, you can be confident in the loan you end up choosing.

Credible is a website that helps you save on interest. Interested? Use Credible to shop around and find the best rate for you on a variety of personal loan products, including student loan refinancing and personal loans for debt consolidation.

Find your rate

Find out what you qualify for

Senior hispanic father and mature son looking at student loan rates on laptop.
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If you’re not sure if a private loan is the right option for you, there’s no obligation or impact to your credit score just for checking to see what rates you’ll qualify for. Rates on Credible start at 3.34% APR for fixed rates and 1.04% for variable rates.

But if you’ve hit the limit on what you can borrow from the Department of Education, Credible will help ensure you get a great rate on your loan which means you can focus on learning and soaking up the experience of college rather than worrying about what it’ll cost you once you graduate.

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Download Capital One Shopping today and stop paying more than you have to for the exact same stuff.

About the Author

Sigrid Forberg

Sigrid Forberg

Reporter

Sigrid is a reporter with MoneyWise. Before joining the team, she worked for a B2B publication in the hardware and home improvement industry and ran an internal employee magazine for the federal government. As a graduate of the Carleton University Journalism program, she takes pride in telling informative, engaging and compelling stories.

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