• Discounts and special offers
  • Subscriber-only articles and interviews
  • Breaking news and trending topics

Already a subscriber?

By signing up, you accept Moneywise's Terms of Use, Subscription Agreement, and Privacy Policy.

Not interested ?

Stop overpaying for home and car insurance

Just like food, gas, and energy prices, home insurance premiums are on the rise. The average price of a home insurance policy is nearly 40% higher than it was 12 years ago.

But you can save instantly on your home and car insurance by comparing prices from different home insurance companies.

SmartFinancial, for example, makes it incredibly easy to find the best insurance rates in your local area for your home.

All you need to do is share your zip code and answer a couple of quick questions. SmartFinancial will then sort through over 200 insurers in a few minutes to find you the best deals available and the discounts you could collect on your home insurance.

A cheaper insurance rate can certainly cut down expenses, leaving you with more in your account every month to spend on what you love.

Kiss Your Credit Card Debt Goodbye

Millions of Americans are struggling to crawl out of debt in the face of record-high interest rates. A personal loan offers lower interest rates and fixed payments, making it a smart choice to consolidate high-interest credit card debt. It helps save money, simplifies payments, and accelerates debt payoff. Credible is a free online service that shows you the best lending options to pay off your credit card debt fast — and save a ton in interest.

Explore better rates

Don’t feel forced to play the stock market game

Alternative investments have traditionally been exclusive to ultra-high-net-worth individuals. But new platforms make it easier and cheaper for everyday investors like you to buy in, grow your portfolio value, or find a much needed stabilizer.

For example, contemporary art has outperformed the S&P 500 by 131% for the past 26 years, and it has a near zero correlation to stocks, according to Citi. And platforms like Masterworks let you invest in shares of individual works by world-famous artists — just select which shares you want to buy and they will handle the rest.

Similar to art, fine wine has historically offered a great hedge against inflation as it’s more stable than stocks. Vinovest for example, is a platform that removes the constraints of specialized knowledge and logistical factors like proper storage so anyone can invest in fine wine.

They do all the work for you and will even select the best wines for your portfolio based on your goals, then tell you the ideal times to sell to get the most value for your wine.

Another option for investing outside the stock market is real estate, which has surprisingly demonstrated resilience in times of rising interest rates.

Origin — a private equity firm — offers bundled real estate investments by acquiring and operating multifamily properties. Their team provides accredited investors with the opportunity to access this lucrative asset without the responsibility of property management.

Plus, because Origin’s founders invest company capital in all the funds they offer, you know they’ve got skin in the game too and can trust that your goals are aligned.


This 2 Minute Move Could Knock $500/Year off Your Car Insurance in 2024

Saving money on car insurance with BestMoney is a simple way to reduce your expenses. You’ll often get the same, or even better, insurance for less than what you’re paying right now.

There’s no reason not to at least try this free service. Check out BestMoney today, and take a turn in the right direction.

Moneywise Moneywise Editorial Team

The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.


The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.