Jul 14, 2026
News of Taylor Swift and Travis Kelce’s reported $30 million wedding celebration was hard to miss. So was the wave of stories that followed, including speculation that the billionaire pop star had Travis Kelce sign an extensive prenuptial agreement.
Given Swift’s $2 billion net worth, this likely isn’t a surprise. The day after the wedding, author Buzz Patterson posted on X “Taylor Swift forces Travis to sign a 40-page prenuptial agreement that includes an infidelity clause, costing Travis $20M per violation.”
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From there, The Daily Mail and Times of India further circulated this speculation. While details of a prenup between the couple have not been confirmed, some divorce attorneys have been speculating on what one might look like between these two.
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Manhattan divorce attorney and prenup expert Jacqueline Newman told the Daily Mail that she thinks “the prenup is actually going to be a pretty simple document — what’s his right now will be his and what’s hers is hers.” When asked if she thought Kelce would get any of Swift’s earnings in the event of a split, she added “My guess is not. Unless they decide to do something together in some capacity.”
Newman also added that it’s likely there would be a confidentiality agreement in the prenup, to protect Swift’s songwriting and music prior to releases.
Regardless of whether Swift and Kelce even have a prenuptial agreement, prenups aren’t just for the rich and famous. Younger couples are driving a rise in their use, and many Swift fans have voiced support for the idea of the singer protecting her assets with one.
The prenup boom
According to a recent Harris Poll survey conducted for Bloomberg, 3% of engaged or married Americans under age 45 said they’d signed a prenup as of May, up from 41% of Gen Z and 34% of Millennials in 2022, when Harris conducted a similar poll.
Bloomberg cites a growth in women’s earnings, people marrying later in life and marriage being an institution primarily reserved for well-educated, affluent people who have more assets and earnings as some of the potential reasons why prenups are on the rise.
Mrs. Dow Jones made a video detailing Swift and Kelce’s suspected prenup, in full support of Swift’s choice to have one: “It’s like buying health insurance, you don’t buy it to get sick, you buy it just in case” she said, adding “marry me Juliet, but make him sign first.”
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Are prenups necessary for the average person?
Regardless of wealth, prenups garner mixed opinions. While many Swift fans are in full support of her having a prenup, not everyone agrees that they are necessary.
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Shivana Talks on Instagram is a Google software engineer who considers herself both a long-time Taylor Swift fan and a personal finance nerd. In a video she posted, she says that prenups are great for business owners, real estate investors and people with valuable assets. Swift and Kelce both fall under these categories. “Im 23, I don’t have any of those things and even I know not to get married without a prenup first” she said, similarly comparing a prenup to insurance as Mrs. Dow Jones did.
On the other hand, some people deem them unnecessary. One Reddit user posted in a thread discussing prenups saying “If you don’t have any assets to begin with, you’re wasting your money getting a lawyer and having one of these drafted up.”
While it varies by city and state, a prenuptial agreement can cost between $1,000 to $10,000 to have drafted, according to The Knot. If you don’t have many assets to begin with, or enough extra cash on hand to pay an attorney to develop a prenup for you and your future spouse, it might not feel totally necessary to have one.
Whether it is necessary is ultimately up to you, with your individual assets in mind. The risk of what you could lose in a divorce without a prenup in place is what you should consider before deciding if it’s right for you. In Swift’s case, it’s safe to say she has some valuable assets to her name that she’d want to protect — whether it be multiple properties, businesses or lyrics.
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Em Norton is a Content Specialist at moneywise.com. They have been with the company since 2022.
