Jun 7, 2024
While this article is sponsored, we apply strict editorial guidelines to all of our content.
With a cash back rewards credit card, everyday expenses become an opportunity to save while you spend. For many families that’s a nice perk — but if you’re on a budget, optimizing your expenses becomes more of a necessity.
Enter the Credit One Bank Platinum X5 Visa — a cash back rewards credit card that offers premier reward rates and member perks without the high eligibility requirements to match.
Advertisement
The Platinum X5 Visa can help you make the most of your everyday purchases.
Save money without thinking twice about it
Do you drive a car? Do you have a phone? Do you cook at home? With broad bonus categories covering the most common expenses, you can just spend on essentials like you normally would and watch the cash-back rewards roll in.
You’ll earn 5% cash-back rewards on the first $5,000 you spend each year on eligible gas, grocery, internet, cable, satellite TV and mobile phone service purchases, and 1% thereafter. You also earn unlimited 1% cash back on all other purchases.
Those are alluring cash-back reward rates, especially when compared to other cards with similar eligibility requirements.
Meanwhile, the Credit One Bank Platinum X5 Visa offers cash-back rewards wherever you spend — plus up to 5% cash-back rewards when you buy from some of the nation’s top retailers, both in store and online as part of the More Cash Back Rewards program.
As you accumulate cash-back rewards with the Platinum X5 Visa, they are automatically redeemed as statement credits.
Advertisement
Must Read
- Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and the simple steps to fix it ASAP
- Robert Kiyosaki begs investors not to miss this ‘explosion’ — says this 1 asset will surge 400% in a year
- Vanguard reveals what could be coming for U.S. stocks, and it’s raising alarm bells for retirees. Here’s why and how to protect yourself
Join 250,000+ readers and get Moneywise’s best stories and exclusive interviews first — clear insights curated and delivered weekly. Subscribe now.
Watch your progress in real time
Another tangible benefit for people working on their credit is free online access to your credit score and monthly summaries of your credit report, allowing you to keep track of your finances and see how the card is working for you.
And the option to customize your payment date will ensure you only have to pay off your balance at the most convenient time for you.
You can access all of these features through the easy-to-use Credit One Bank Mobile App.
Spend more time saving and less time worrying about saving
Making the purchases you were already bound to make is a little more lucrative with the Platinum X5 Visa.
With cash-back rewards, useful financial tools and bonus cash back at certain stores, the Credit One Bank Platinum X5 Visa proves you don’t need to settle for less.
You May Also Like
- Turning 50 with $0 saved for retirement? Most people don’t realize they’re actually just entering their prime earning decade. Here are 6 ways to catch up fast
- This 20-year-old lotto winner refused $1M in cash and chose $1,000/week for life. Now she’s getting slammed for it. Which option would you pick?
- Warren Buffett used these 8 repeatable money rules to turn $9,800 into a $150B fortune. Start using them today to get rich (and stay rich)
- Here are 5 easy ways to own multiple properties like Bezos and Beyoncé. You can start with $10 (and no, you don’t have to manage a single thing)
Em Norton is a Staff Writer for Moneywise. Em holds a B.A. in Professional Writing from York University and has been writing professionally since 2019. Em's work has previously been published by Room Magazine, IN Magazine, Our Canada and more.
