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So, you’ve been working your behind off and finally managed to save up a little cash. Now what?

While it feels great to see $1,000 in your bank account, you shouldn’t just let it sit there.

Here are seven ways to make your cash grow and crush your financial goals.

1. Start by knowing your credit score

Woman looking up her credit score.
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Lenders (like wireless carriers, banks, credit unions and credit card companies) and landloards rely on credit scores to decide on whether to do business with you.

Credit Sesame will give you a free look at your current credit score and give you tips to improve it. That will let you borrow more money at a lower cost.

Credit monitoring can also protect you against identity theft. You’ll be notified about potentially fraudulent activity, like applications for credit cards in your name.

Sign up with Credit Sesame for free to get started. And thanks to a current promotion, you can earn up to $100 when you boost your score.

2. Check if your car insurance company is overcharging you

young famly loading car
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Car insurance shouldn’t really be a “set it and forget it” kind of thing. Experts say it pays to check every six months to avoid overpaying — and that’s where SmartFinancial's quote comparison tool comes in handy. SmartFinancial shops through multiple insurance providers to present the lowest rate available to you.

In just a few minutes, you can make sure you're geting the best price for the coverage you actually need. Drivers who comparison shop can save an average $1,127 a year, a study by CarInsurance.com found.

3. Save another $1,000 on home insurance

Home insurance premiums keep going up, so the "trick" to keeping your insurance low is to compare insurance companies.

SmartFinancial will automatically compare over 200 insurance companies, and will even check for discounts.

It just takes a few minutes to find the best rates available in your area.

4. Buy a company (even if you're not a tycoon)

woman on yellow background holding cash
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Almost all millionaires have one thing in common — they invest their money in the stock market. But in 2021 you don't need to be millionaire to start investing.

Over 9 million Americans use an app called Acorns to invest in the stock market using just their "spare change."

Acorns rounds up your purchases to the nearest dollar and automatically invests your "extra" cash.

It takes less than five minutes to sign up, and Acorns will give you $10 after you make your first investment.

5. Invest in real estate (even if you're not a millionaire)

new condo construction
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Real estate is a great investment for long-term growth, but until recently you had to be very wealthy to buy in. And that’s without even getting into the thorny issues that come with managing a property.

But that was then. Now, with Fundrise you can own a stake in high-end real estate without being a millionaire. You won’t have to manage any properties, just enjoy the returns.

You can start building your real estate portfolio for as little as $500. What are you waiting for?

6. Leave your family $1.5 million

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In this world nothing can be said to be certain except death and taxes. If you die, how will your family survive without your income or contributions? The answer is life insurance.

And life insurance doesn't need to be expensive. Peace of mind can cost less per month than the price of a popular streaming service.

With an online life insurance company called Bestow, you can get a free quote in seconds.

Bestow’s policies run from $50,000 to $1.5 million, with terms including 10, 15, 20, 25 and 30 years — and premiums start as low as $10 a month.

7. Protect your income

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No matter how hard you save, all of that money could be wiped out if you lose your job due to an unexpected injury or illness.

Breeze disability insurance can give you financial protection in case of the unexpected, potentially as low as a few dollars per month.

It typically takes less than ten minutes, and you’ll never have to worry about losing your income — or your savings — because of a medical issue.