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About six years ago, Mark Durrenberger started accumulating credit card debt -- just a little at first, but then more and more and more. He would end up piling on a ton of debt: more than $25,000 worth across as many as seven credit cards.

"I felt like I couldn't enjoy my life because there was this giant unseen weight crushing anything I wanted to do," he recalls.

One big source of stress was that Durrenberger felt he ought to know better. As a certified financial planner, he was helping people cope with the same kinds of financial struggles he was experiencing.

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