This Michigan family avoids the stress of finding affordable housing by uniting 4 generations under 1 roof — is this the new reality for US households?

It’s a full house — and a growing trend. According to Pew Research, 18% of Americans now live in multigenerational households, a number that’s been climbing as rent and mortgage prices soar.

For the Lowes, this setup isn’t just practical, it’s necessary. With U.S. rent averaging over $1,700 a month and the median mortgage payments Americans are applying for reaching $2,205, sharing housing is helping them all stretch their dollars.

The pros outweigh the cons

Gema Lowe shares her home with her 84-year-old mother, her daughter Jade and Jade’s three kids.

"I'm blessed to be able to have my mom with me, my daughters with me and my grandbabies with me," Lowe told Good Morning America.

Jade, 29, pays her mom a portion of the rent instead of footing an entire mortgage on her own. The rest of the family chips in to split utilities, groceries and other expenses.

"It allowed me to still live my best life in my 20s,” Jade told GMA. “It allowed me to honestly just be happy and not have to worry about those extra expenses. I get to keep it, and I get to put it in my savings. It means everything, honestly."

The benefits go beyond just financial advantages. Gema helps with school pickups and childcare, giving Jade the kind of backup most working parents dream of.

Of course, sharing a home with six people of different ages can come with challenges.

"There's a lot going on in the household. And sometimes, you know, I want things my way," Lowe said. "And then... I have to think about, 'Oh, but maybe it's not what they would like.'”

But according to the Lowes, the pros outweigh the cons. Family dinners are the norm, the kids grow up surrounded by love and wisdom from every generation and everyone saves on rent, childcare, food and even emotional labor.

It's not just about saving

As housing costs soar and inflation stretches budgets, more Americans are turning to shared living across generations as a smart financial move.

According to the U.S. Census Bureau, about 6 million households in the U.S. included three or more generations living under one roof in 2020, up from 5.1 million 10 years prior.

Why? The answer’s simple: money.