If you had just $100 to invest today, where would it go?
For Rich Dad, Poor Dad author Robert Kiyosaki, the answer is simple: silver.
“If I had $100, I would buy more silver coins,” he recently posted on X. Silver prices have surged nearly 45% over the past year — and Kiyosaki believes the rally is far from over. He predicts a 400% jump by next September, claiming the metal “has been manipulated for years.”
That concern isn’t new. Big banks like JPMorgan and Deutsche Bank have faced fines for “spoofing” precious metals markets. Critics also point to “paper silver” markets as suppressing real prices.
Kiyosaki’s bottom line? “I am buying more tomorrow. Please do not miss silver’s explosion.”
Goldco
Diversify your retirement fund with a precious metals IRA
WiserAdvisor
Get matched with 2 or 3 experts based on your needs
Mogul
Build your real estate portfolio with ease starting from $250
Lightstone DIRECT
Multifamily and industrial real estate for accredited investors Kiyosaki doubles down
Kiyosaki’s bullish stance on precious metals is nothing new. In 2023, he predicted gold would jump from $2,000 to $3,700 and silver from $23 to $68 an ounce.
His call on gold has already played out. Prices surged past $3,700 in 2025, and he now forecasts $25,000. Silver has also been on the move, recently topping $47 an ounce — edging closer to his earlier projection.
Kiyosaki’s faith in precious metals stems from his distrust of paper money, especially in an inflationary environment. Earlier this year, he warned of “hyperinflation” in the U.S. that could leave “millions, young and old” financially devastated.
Gold and silver, by contrast, have long been viewed as safe-haven assets. Unlike fiat currencies, they can’t be printed at will by central banks and their value isn’t tied to any single country or economy. That scarcity, combined with their history as a store of value, is why investors often flock to the metals during periods of inflation, economic turmoil or geopolitical instability — pushing prices higher.
This chart shows the price of gold over the past five years. If you want to see whether opening a precious metals IRA is the right investment to diversify your portfolio, download a free info guide.
One way to invest in gold that also provides significant tax advantages is to open a gold IRA.
A gold IRA allows you to directly invest in physical gold or gold-related assets within your retirement portfolio, offering the tax advantages of an IRA alongside the long-term security of gold. It’s a compelling option for those aiming to protect their retirement savings from inflation and economic instability.
There are specific rules around gold IRAs — and some states have different tax structures for the sale of gold and silver. It’s important to choose the right dealer and custodian to help you navigate regulatory and taxation hurdles.
Depending on the company, they may offer free IRA rollovers and free precious metals for qualifying purchases. Goldco, for instance, can match up to 10% of qualified purchases in free silve
If you’re curious whether this is the right investment to diversify your portfolio, you can download a free gold and silver information guide.
Goldco
Diversify your retirement fund with a precious metals IRA How Kiyosaki earns ‘steady cash flow’
Kiyosaki’s playbook goes beyond precious metals.
In a post on X earlier this year, he urged people to prepare for a recession by focusing on one key asset: “I have always recommended people become entrepreneurs, at least a side hustle and not need job security. Then invest in income producing real estate, in a crash, which provides steady cash flow.”
Real estate has long been a go-to for income-focused investors, offering steady cash flow and a hedge against inflation.
When inflation rises, property values often increase as well, reflecting the higher costs of materials, labor and land. At the same time, rental income tends to go up, providing landlords with a revenue stream that adjusts with inflation.
It’s no wonder he once revealed he owns 15,000 houses for investment. Today, real estate investing platforms let everyday investors access similar opportunities — without needing millions to get started.
Mogul, for instance, is a real estate investment platform that offers fractional ownership in blue-chip rental properties, which gives investors monthly rental income, real-time appreciation and tax benefits without the need for a $250,000 down payment or 3 A.M. tenant calls.
Founded by former Goldman Sachs real estate investors, the team hand-picks the top 1% of single-family rental homes nationwide for you. Simply put, you can invest in institutional-quality offerings for a fraction of the usual cost.
These are a few examples of properties from Mogul. Browse available properties on their website.
Across the board, the platform features an average annual IRR of 18.8%. Their cash-on-cash yields, meanwhile, average between 10-12% annually.
Each property undergoes a vetting process, requiring a minimum 12% return even in downside scenarios.
With numbers like that, it's no wonder that offerings sell out in under three hours — with investments typically ranging between $15,000 and $40,000 per property.
Mogul
Build your real estate portfolio with ease starting from $250 Another option is Class B real estate, which is an asset class that tends to perform steadily through market cycles, supported by a broad tenant base and sustained demand for quality, affordable space.
Retail
Oklahoma City, OKC
Multifamily
Grand Rapids, MI These are a few examples of past properties or acquisitions from Lightstone. Explore more investment opportunities when you register with Lightstone DIRECT.
In times of volatility, they often benefit from renters “trading down” from higher-cost options, while limited new supply keeps vacancies in check.
Accredited investors can now tap into this opportunity through platforms such as Lightstone DIRECT, which gives you access to single-asset multifamily and industrial deals — with a minimum investment of $100,000.
Here’s the kicker: Lightstone invests at least 20% of its own capital in every deal — roughly four times the industry average. With skin in the game, the firm ensures its interests are directly aligned with those of its investors.
Lightstone DIRECT
Multifamily and industrial real estate for accredited investors Finding the right asset mix
While gold, real estate and other alternative assets can play an important role in protecting your savings, they’re just a portion of your entire financial puzzle.
Determining the right mix of assets for your portfolio isn’t one-size-fits-all — and a trusted, pre-screened financial advisor can help tailor investment choices to your income, net worth, and long-term goals, where generalized advice often falls short.
According to research by Vanguard, people who work with financial advisors see a 3% increase in net returns. This difference can be substantial over time. For instance, if you start with a $50,000 portfolio, you could potentially retire with an extra $1.3 million after 30 years of professional guidance.
If you have a portfolio of $250,000 or more, platforms like WiserAdvisor can connect you with vetted professionals who specialize in this kind of planning.
Simply answer a few questions about your savings, retirement timeline and overall investment portfolio.
From there, WiserAdvisor reviews its network to match you — for free — with up to three vetted, reputable advisors aligned with your specific needs.
You can then schedule no-obligation consultations with your matches to determine who is the best fit for your long-term goals.
WiserAdvisor is a matching service and does not provide financial advice directly. All matched advisors are third parties, and specific financial results are not guaranteed.
WiserAdvisor
Get matched with 2 or 3 experts based on your needs More money moves to make today
Willow Wealth
Alternative investing Diversify beyond stocks with private markets.
Longbridge
Reverse mortgages Tap into your home equity to pay off debt or supplement your income.
Freedom Debt Relief
Debt relief program Talk to a certified expert for free, and get rid of your debt.
