51. Missouri
Taking out a mortgage — or refinancing one — is more affordable in Missouri than any other state.
Closing costs in the Show-Me State average $1,571. That's 2.74% of the state's median household income of $57,409.
If you're refinancing a mortgage, closing costs will average $1,290.
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50. Indiana
Closing costs in the Hoosier State average $2,101. That's 3.65% of the state's median household income of $57,603.
If you're refinancing a mortgage, closing costs will average $1,396.
49. Iowa
Closing costs in the Hawkeye State average $2,272. That's 3.68% of the state's median household income of $61,691.
If you're refinancing a mortgage, closing costs will average $1,803.
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48. North Dakota
Closing costs in the Peace Garden State average $2,381. That's 3.69% of the state's median household income of $64,577.
If you're refinancing a mortgage, closing costs will average $1,894.
47. South Dakota
Closing costs in the Mount Rushmore State average $2,276. That's 3.82% of the state's median household income of $59,533.
If you're refinancing a mortgage, closing costs will average $1,828.
46. Wyoming
Closing costs in the Equality State average $2,572. That's 3.69% of the state's median household income of $65,003.
If you're refinancing a mortgage, closing costs will average $1,982.
45. Kansas
Closing costs in the Sunflower State average $2,548. That's 4.1% of the state's median household income of $62,087.
If you're refinancing a mortgage, closing costs will average $2,042.
44. Kentucky
Closing costs in the Bluegrass State average $2,229. That's 4.26% of the state's median household income of $52,295.
If you're refinancing a mortgage, closing costs will average $1,887.
43. Nebraska
Closing costs in the Cornhusker State average $2,715. That's 4.29% of the state's median household income of $63,229.
If you're refinancing a mortgage, closing costs will average $2,007.
42. Alaska
Closing costs in the Last Frontier average $2,442. That's 4.56% of the state's median household income of $75,463.
If you're refinancing a mortgage, closing costs will average $2,582.
41. Alabama
Closing costs in the Yellowhammer State average $2,371. That's 4.58% of the state's median household income of $51,735.
If you're refinancing a mortgage, closing costs will average $1,885.
40. Colorado
Closing costs in the Centennial State average $3,659. That's 4.74% of the state's median household income of $63,229.
If you're refinancing a mortgage, closing costs will average $2,906.
39. North Carolina
Closing costs in the Tar Heel State average $2,803. That's 4.89% of the state's median household income of $57,341.
If you're refinancing a mortgage, closing costs will average $2,776.
38. Wisconsin
Closing costs in the Badger State average $3,221. That's 5.02% of the state's median household income of $64,168.
If you're refinancing a mortgage, closing costs will average $1,883.
37. Minnesota
Closing costs in the North Star State average $3,843. That's 5.15% of the state's median household income of $74,593.
If you're refinancing a mortgage, closing costs will average $2,331.
36. Arkansas
Closing costs in the Natural State average $2,578. That's 5.27% of the state's median household income of $48,952.
If you're refinancing a mortgage, closing costs will average $1,785.
35. Montana
Closing costs in the Treasure State average $3,021. That's 5.29% of the state's median household income of $57,153.
If you're refinancing a mortgage, closing costs will average $2,496.
34. Oklahoma
Closing costs in the Sooner State average $2,943. That's 5.41% of the state's median household income of $54,449.
If you're refinancing a mortgage, closing costs will average $2,511.
33. New Mexico
Closing costs in the Land of Enchantment average $2,825. That's 5.44% of the state's median household income of $51,945.
If you're refinancing a mortgage, closing costs will average $2,676.
32. Mississippi
Closing costs in the Magnolia State average $2,578. That's 5.63% of the state's median household income of $45,792.
If you're refinancing a mortgage, closing costs will average $2,016.
31. Ohio
Closing costs in the Buckeye State average $3,319. That's 5.66% of the state's median household income of $58,642.
If you're refinancing a mortgage, closing costs will average $2,160.
30. Idaho
Closing costs in the Gem State average $3,544. That's 5.81% of the state's median household income of $60,999.
If you're refinancing a mortgage, closing costs will average $2,789.
29. South Carolina
Closing costs in the Palmetto State average $3,269. That's 5.81% of the state's median household income of $56,227.
If you're refinancing a mortgage, closing costs will average $2,944.
28. Georgia
Closing costs in the Peach State average $3,610. That's 5.83% of the state's median household income of $61,980.
If you're refinancing a mortgage, closing costs will average $2,727.
27. Oregon
Closing costs in the Beaver State average $3,911. That's 5.83% of the state's median household income of $67,058.
If you're refinancing a mortgage, closing costs will average $3,149.
26. Texas
Closing costs in the Lone Star State average $3,754. That's 5.86% of the state's median household income of $64,034.
If you're refinancing a mortgage, closing costs will average $3,494.
25. Utah
Closing costs in the Beehive State average $4,612. That's 6.09% of the state's median household income of $74,780.
If you're refinancing a mortgage, closing costs will average $2,157.
24. Maine
Closing costs in the Pine Tree State average $3,761. That's 6.38% of the state's median household income of $58,924.
If you're refinancing a mortgage, closing costs will average $1,961.
23. Rhode Island
Closing costs in the Ocean State average $4,619. That's 6.49% of the state's median household income of $71,169.
If you're refinancing a mortgage, closing costs will average $1,968.
22. Arizona
Closing costs in the Grand Canyon State average $4,190. That's 6.75% of the state's median household income of $62,055.
If you're refinancing a mortgage, closing costs will average $1,662.
21. Tennessee
Closing costs in the Volunteer State average $3,790. That's 6.76% of the state's median household income of $56,071.
If you're refinancing a mortgage, closing costs will average $2,080.
20. West Virginia
Closing costs in the Mountain State average $3,352. That's 6.86% of the state's median household income of $48,850.
If you're refinancing a mortgage, closing costs will average $3,039.
19. Michigan
Closing costs in the Great Lake State average $4,211. That's 7.07% of the state's median household income of $59,584.
If you're refinancing a mortgage, closing costs will average $2,844.
18. Louisiana
Closing costs in the Pelican State average $3,827. That's 7.49% of the state's median household income of $51,073.
If you're refinancing a mortgage, closing costs will average $2,681.
17. Virginia
Closing costs in the Old Dominion average $6,186. That's 8.09% of the state's median household income of $76,456.
If you're refinancing a mortgage, closing costs will average $2,735.
16. Massachusetts
Closing costs in the Bay State average $7,035. That's 8.2% of the state's median household income of $85,843.
If you're refinancing a mortgage, closing costs will average $2,689.
15. California
Closing costs in the Golden State average $6,879. That's 8.55% of the state's median household income of $80,440.
If you're refinancing a mortgage, closing costs will average $3,474.
14. Hawaii
Closing costs in the Aloha State average $7,127. That's 8.58% of the state's median household income of $83,102.
If you're refinancing a mortgage, closing costs will average $4,154.
13. Nevada
Closing costs in the Silver State average $5,586. That's 8.83% of the state's median household income of $63,276.
If you're refinancing a mortgage, closing costs will average $2,915.
12. New Jersey
Closing costs in the Garden State average $7,828. That's 9.13% of the state's median household income of $85,751.
If you're refinancing a mortgage, closing costs will average $4,645.
11. Connecticut
Closing costs in the Constitution State average $7,303. That's 9.26% of the state's median household income of $78,833.
If you're refinancing a mortgage, closing costs will average $2,717.
10. Illinois
Closing costs in the Prairie State average $6,530. That's 9.44% of the state's median household income of $69,187.
If you're refinancing a mortgage, closing costs will average $1,955.
9. Vermont
Closing costs in the Green Mountain State average $5,947. That's 9.44% of the state's median household income of $63,001.
If you're refinancing a mortgage, closing costs will average $2,387.
8. New Hampshire
Closing costs in the Granite State average $8,039. That's 10.32% of the state's median household income of $77,933.
If you're refinancing a mortgage, closing costs will average $2,183.
7. Maryland
Closing costs in the Old Line State average $11,710. That's 13.5% of the state's median household income of $86,738.
If you're refinancing a mortgage, closing costs will average $3,476.
6. Florida
Closing costs in the Sunshine State average $8,213. That's 13.87% of the state's median household income of $59,227.
If you're refinancing a mortgage, closing costs will average $4,606.
5. Washington
Closing costs in the Evergreen State average $11,513. That's 14.63% of the state's median household income of $78,687.
If you're refinancing a mortgage, closing costs will average $4,687.
4. Pennsylvania
Closing costs in the Keystone State average $9,437. That's 14.87% of the state's median household income of $63,463.
If you're refinancing a mortgage, closing costs will average $6,376.
3. New York
Closing costs in the Empire State average $13,262. That's 18.39% of the state's median household income of $72,108.
If you're refinancing a mortgage, closing costs will average $8,256.
2. Delaware
Closing costs in the First State average $17,727. That's 25.26% of the state's median household income of $70,176.
If you're refinancing a mortgage, closing costs will average $2,676.
1. District of Columbia
Taking out a mortgage — or refinancing one — is least affordable in D.C. than any other state.
Closing costs in the nation's capital average $29,330. That's 31.79% of the state's median household income of $92,266.
If you're refinancing a mortgage, closing costs will average $13,722.
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