Mortgages

Latest Articles

• 50-Year Mortgages: Could They Work In the US?

  By Dina Al-Shibeeb| 03.19.2025
• I’m 36 and Locked In a 3% Mortgage on My $400,000 Home, but I Need More Space as My Family Grows. Should I Stay Put and Make It Work, or Is Upgrading Worth the Financial Hit?

  By Sarah Li-Cain, AFC| 03.14.2025
• I’m 40, Make $50K a Year and Have Been Renting for Years in the Twin Cities. How Can I Afford a Home in Minneapolis?

  By Maurie Backman| 03.11.2025
• We Have $170K Saved — But Buying Our $1,900/Month Rental Would Mean $3,000 for a Monthly Mortgage. I’ve Done the Math and It Makes No Sense To Buy a Home Versus the S&P 500. Am I Wrong?

  By Maurie Backman| 02.25.2025
• I just realized my mortgage lender used $5,100 of my escrow money to pay someone else’s property taxes twice — 20 years ago. I’m furious. What can I do now?

  By Sarah Li-Cain, AFC| 01.25.2025
• I lost my $1,700,000 home in the L.A. wildfire — what happens to my mortgage?

  By Vawn Himmelsbach| 01.24.2025
• We bought our dream home in LA for $1.5M 6 months ago. Now it’s gone in the wildfires, and we still owe $1M. Do we still need to pay off the mortgage even if our insurance can’t cover it?

  By Maurie Backman| 01.20.2025
• My wife and I earn $167K/year, and are pondering a $5K/month mortgage for our ‘forever’ dream home. Is it foolish to slash our 401(k) contributions to make it work?

  By Maurie Backman| 01.20.2025
• Oklahoma father is facing foreclosure on his $70k home despite 15 years of monthly payments

  By Maurie Backman| 01.10.2025
• ‘Never thought it was possible’: This 78-year-old Vietnam War veteran just bought his first house — but can’t afford to furnish it on a fixed income. 3 homebuying tips for American seniors

  By Christy Bieber| 01.05.2025
• Texas Woman, 85, Says She Faces Homelessness After Her Bank Disputed an ‘Oral Agreement’ to Modify Her Mortgage — Here’s What Happened and How to Avoid It

  By Danielle Antosz| 11.28.2024
• This young North Dakota couple had no luck in the ‘hot’ housing market until they agreed to take this ‘rare’ type of mortgage — and they ended up saving $800/month. Should you use it, too?

  By Christy Bieber| 11.10.2024
• Our Dream Retirement Home Was Swept Away by a Hurricane — but the Bank Won’t Forgive the Mortgage We Can No Longer Afford. What Are Our Options Now?

  By Christy Bieber| 10.28.2024
• Super rich Americans like Mark Zuckerberg, Elon Musk, Jay-Z take out mortgages for homes they can easily afford — here’s why

  By Maurie Backman| 10.25.2024
• I spent $150K trying to flip a house in Dallas like those reality TV gurus — but it’s been sitting on the market and my mortgage costs are suffocating me. What are my options?

  By Christy Bieber| 10.10.2024
• I’m 45, single, earn $65K/year and have never owned a home. But I hear 40-year mortgages are all the rage — should I take one out and finally get onto America’s housing ladder?

  By Christy Bieber| 10.04.2024
• I’m 67 and Want to Buy My Dream Retirement Home in Florida but I Don’t Have Enough Money to Buy in Cash — Can I Still Get a Mortgage as a Retiree?

  By Christy Bieber| 09.26.2024
• This Mortgage Trend May Be Making a Comeback — and It’s Completely Terrifying. Are You Playing Along?

  By Maurie Backman| 09.17.2024
• Single mom was shocked to discover she owes $180K after mortgage came back from the dead — how to deal with old debts coming back to haunt you

  By Danielle Antosz| 08.06.2024
• This California couple surrendered their low mortgage rate to rent and build their savings instead — why homeownership is no longer part of the American dream

  By Serah Louis| 07.09.2024
• Kentucky Woman Chooses to File for Bankruptcy to Save Home After Husband’s Death Triggered Freeze on Mortgage Payments — As Home Foreclosures Surge Across the Country

  By Serah Louis| 06.21.2024
• Texas Couple Puts 40% of Their Income Toward Mortgage. Here’s Why More Homeowners Have Regrets About Their Purchase, and Ways to Handle It

  By Vishesh Raisinghani| 05.22.2024
• ‘A Time Machine to the Low Rates of the Past’: Assuming Someone Else’s Mortgage Could Mean Cheaper Financing for Your New Home — but Is It Right for You?

  By Serah Louis| 05.17.2024
• US homeowners are now sitting on record-setting $17 trillion in home equity — and these 5 West Coast housing markets account for nearly 25% of that staggering sum

  By Lou Carlozo| 05.14.2024
• Homebuyers Call Out Dave Ramsey’s ‘Unrealistic’ Mortgage Advice. Are They Right?

  By Bethan Moorcraft| 02.14.2024
• First-Time Homebuyer Tips To Use in 2024

  By Sigrid Forberg| 12.28.2023
• Young Americans View the Opportunity to Rent Out a Portion of Their Home as ‘Very’ or ‘Extremely’ Important

  By Serah Louis| 12.08.2023
• 39% of Americans say they have skipped meals to make housing payments — take these 5 simple steps to get back on track ASAP

  By James Battiston| 12.08.2023
• A Record Share of American Homeowners Are Living Mortgage-Free — A Stark Contrast to Buyers Being Crushed by High Rates. Who’s in the Lucky Group?

  By Bethan Moorcraft| 11.28.2023
• Home Equity Conversion Mortgage (HECM)

  By Chris Clark| 11.17.2023
• The US is dealing with 'a very savagely unhealthy' housing market, says this real estate expert. Here's why and what to do about it

  By Chris Clark| 11.14.2023
• Why and How to Avoid Buying a Haunted House

  By Esther Trattner| 10.30.2023
• Long Island mom pays $3,850 in rent for a one-bedroom apartment — and can’t afford to buy a home with a nursery for her baby. Is now a bad time to buy?

  By Sabina Wex| 10.27.2023
• Adjustable-Rate vs. Fixed-Rate Mortgages

  By Chris Clark| 10.27.2023
• The Credit Score You Need To Buy a House Today

  By Vishesh Raisinghani| 10.27.2023
• Assumable Mortgage: What Is It & Why Is This Loan Becoming Attractive?

  By Lauren Bird| 10.23.2023
• Dave Ramsey Says You Should Buy the House You Want — If You Meet These 2 Financial Criteria

  By Bethan Moorcraft| 10.10.2023