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Stop overpaying for home and car insurance

Just like food, gas, and energy prices, home insurance premiums are on the rise. The average price of a home insurance policy is nearly 40% higher than it was 12 years ago.

But you can save instantly on your home and car insurance by comparing prices from different home insurance companies.

SmartFinancial, for example, makes it incredibly easy to find the best insurance rates in your local area for your home.

All you need to do is share your zip code and answer a couple of quick questions. SmartFinancial will then sort through over 200 insurers in a few minutes to find you the best deals available and the discounts you could collect on your home insurance.

A cheaper insurance rate can certainly cut down expenses, leaving you with more in your account every month to spend on what you love.

Discover how a simple decision today could lead to an extra $1.3 million in retirement

Learn how you can set yourself up for a more prosperous future by exploring why so many people who work with financial advisors retire with more wealth.

Discover the full story and see how you could be on the path to an extra $1.3 million in retirement.

Read More

Don’t feel forced to play the stock market game

Alternative investments have traditionally been exclusive to ultra-high-net-worth individuals. But new platforms make it easier and cheaper for everyday investors like you to buy in, grow your portfolio value, or find a much needed stabilizer.

For example, contemporary art has outperformed the S&P 500 by 131% for the past 26 years, and it has a near zero correlation to stocks, according to Citi. And platforms like Masterworks let you invest in shares of individual works by world-famous artists — just select which shares you want to buy and they will handle the rest.

Similar to art, fine wine has historically offered a great hedge against inflation as it’s more stable than stocks. Vinovest for example, is a platform that removes the constraints of specialized knowledge and logistical factors like proper storage so anyone can invest in fine wine.

They do all the work for you and will even select the best wines for your portfolio based on your goals, then tell you the ideal times to sell to get the most value for your wine.

Another option for investing outside the stock market is real estate, which has surprisingly demonstrated resilience in times of rising interest rates.

Origin — a private equity firm — offers bundled real estate investments by acquiring and operating multifamily properties. Their team provides accredited investors with the opportunity to access this lucrative asset without the responsibility of property management.

Plus, because Origin’s founders invest company capital in all the funds they offer, you know they’ve got skin in the game too and can trust that your goals are aligned.

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This 2 minute move could knock $500/year off your car insurance in 2024

OfficialCarInsurance.com lets you compare quotes from trusted brands, such as Progressive, Allstate and GEICO to make sure you're getting the best deal.

You can switch to a more affordable auto insurance option in 2 minutes by providing some information about yourself and your vehicle and choosing from their tailor-made results. Find offers as low as $29 a month.

Moneywise Moneywise Editorial Team

The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.

Disclaimer

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