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And if you’re juggling multiple credit cards, while only making minimum payments every month, you'll be paying a fortune in interest.

Try Credible, a free online service that shows you the best lending options to pay off your credit card debt fast – and save a ton in interest.

Pay off debt with a Credible loan

Credible lets you comparison-shop for the lowest interest rates with just a few clicks of your mouse. In just two minutes you’ll see all the lenders willing to help pay off your credit cards or other debts with a single personal loan.



You can borrow up to $100,000 (with no collateral) at interest rates as low as 4.60% APR with autopay, and repayment schedules ranging from 24 to 84 months.

Depending on how much interest you pay on your credit cards, a debt consolidation loan could save you thousands of dollars.

Credible marketplace offers rates from top lenders

Trying to chip away at your credit card debt little by little is a losing battle. Take some time to change your whole financial outlook.

Even if you're just curious about your options, checking rates on Credible is a smart idea. It won't hurt your credit score, it’s totally free, and it will probably save you a bundle.

Shane is a reporter for MoneyWise. He holds a bachelor’s degree in English Language & Literature from Western University and is a graduate of the Algonquin College Scriptwriting program.

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