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Harness the potential power of compounding interest by saving and investing your spare change with Acorns

Acorns is an app that invests your spare change for you automatically. All you need to do is sign up and link your cards — which just takes a couple of minutes. Then it’ll round up your recent purchases to the nearest dollar and then automatically invest the difference — your spare change — in a diversified portfolio.

With over 4.5 million users and a 4.7 star rating (from 700,000+ reviews) Acorns is a trusted way for many to start their saving, and investing, journey.

Sure, it’s just a few cents here and there to begin with. But it can quickly add up and before you know it, you’ll be saving and investing with every purchase.

Invest it and forget it

Set up your Acorns account in under 3 minutes, and you can start investing on autopilot — whether it's for retirement or for a future home purchase.

Get $20 bonus

How to invest your spare change with Acorns

Investing with Acorns costs less than you would think. And don’t forget, as soon as your account is set up, it does everything for you — automatically. Making saving and investing your spare change super easy.

Acorns then invests your spare change in diversified portfolios that are built by experts, and includes ETFs managed by top investing firms. And if you sign up to get started with Acorns with this link from Moneywise, you’ll get a $20 bonus to help you get started with setting up recurring investments.

Get started now

Sure, we all know that money doesn’t grow on trees. But with Acorns, your money can grow on itself — because Acorns automatically reinvests any gains and dividends to help you harness the potential power of compounding.

Join 4.5 million people already using Acorns to save and invest spare change — today!

Sign up today

Paid non-client endorsement. Compensation provides an incentive for the promoter to positively endorse Acorns, material may be biased. Additional important disclosures [here](https://acorns.com/moneywise). Investing involves risk, including the loss of principal. Penny illustration uses a hypothetical 100% daily compounding rate to showcase mathematical concept only, 100% daily compounding is not possible when investing. Compounding is the process in which an asset's earnings are reinvested to generate additional earnings over time. It does not ensure positive performance nor does it protect against loss. Acorns reserves the right to restrict and revoke any and all offers at any time. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Terms and conditions apply. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC. Member FINRA/SIPC. Total subscribers as of 03/28/23 and star rating as of 3/18/23.


This 2 Minute Move Could Knock $500/Year off Your Car Insurance in 2024

Saving money on car insurance with BestMoney is a simple way to reduce your expenses. You’ll often get the same, or even better, insurance for less than what you’re paying right now.

There’s no reason not to at least try this free service. Check out BestMoney today, and take a turn in the right direction.

Diana Bird Associate Editor

Diana Bird is an Associate Editor for Moneywise. She has a bachelor’s degree from the University of Toronto in English Literature and Classical Civilizations as well as a Certification in Publishing from Toronto Metropolitan University. Prior to joining Moneywise, Diana worked for a non-profit organization that delivered training to financial supervisors in emerging and developing economies.


The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.