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Find a cheaper bank account

Getting the most out of your cash is difficult when you’re being charged for having any at all.

A bank account from Chime has no minimum balance requirement, no account maintenance fees and is compatible with mobile payment platforms like Google Pay and Apple Pay.

Plus, you get overdraft coverage of up to $200, providing a safety net for when times are tough. With access to over 60,000 fee-free ATMs nationwide, cash withdrawals are convenient and cost-free.

Chime’s direct deposit lets you get your paycheck up to two days early, so you can start saving faster.

Make your money work for you

Believe it or not, there are banking options available that will actually make you money in the long run, rather than discreetly deplete your balance.

Acorns is an online platform that automatically saves and invests for you. Acorns will invest your spare change from purchases you make, and even a piece of your paycheck, automatically — you don’t even have to click a button.

Fees for your account are low and transparent, starting as low as $3 per month so you can focus your funds on making investments instead.

Opening an Acorns account takes under three minutes, and once you make your first investment, you’ll get an extra $20 in the bank with this exclusive offer.

Save on your insurance premium

Sometimes banking fees are unavoidable. But there are other areas of your finances where you can avoid paying too much.

Shopping around for a better rate with BestMoney is one of the easiest ways to shave some money off your car insurance bill and make up for those pesky bank fees.

All you have to do is answer some quick questions about the factors that can affect your rate and BestMoney will help you find the lowest prices available in your area., saving you up to $820 a year.

Jing Pan Investment Reporter

Jing is an investment reporter for MoneyWise. He is an avid advocate of investing for passive income. Despite the ups and downs he’s been through with the markets, Jing believes that you can generate a steadily increasing income stream by investing in high quality companies.


The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.