Desirae Odjick was formerly a freelance contributor with Moneywise. Desirae realized years ago that in order to afford the life she wanted, she'd have to get serious about money—but she wanted to get serious about it in a fun way. Since then, she's been writing about her personal finance journey in an approachable way, helping people like her demystify everything from choosing the right online bank account to starting to invest their money, even if they were starting from scratch.