Vanguard projects modest annualized U.S. stock returns of 3.3% to 5.3% over the next decade.
Diversifying beyond stocks can help smooth out market swings. Consider locking in a certificate of deposit through CD Valet to help grow your cash with lower risk.
Consider alternative investments that can hedge against volatility. A gold IRA with Newport Gold allows you to reap the tax perks of a retirement account and the protective benefits of gold.
- Securities offered through NCPS, member FINRA/SIPC. Investments in private placements are speculative, illiquid, and may result in the complete loss of capital. See here for more information: https://www.realberry.com/disclaimer/.
The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.
Explore the latest articles
Americans might be celebrating retirement too soon
A market downturn could be particularly detrimental for new retirees unless they have a strategic plan to manage their assets throughout their retirement.
Disclaimer
The content provided on Moneywise is information to help users become financially literate. It is neither investment, tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities, enter into any loan, mortgage or insurance agreements or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information on any advertiser product, please visit their website.
†Terms and Conditions apply.
