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Warning sign for gift card scams next to gift cards for sale Anatoliy Tesouro/Shutterstock

Canadian man faces eviction after falling for an elaborate Elon Musk scam: 'It was really methodological'

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“He started asking me about what I do,” said Karim to the Times Colonist. “I started straight away, giving him my story, that I had just undergone an operation and now I’m doing the chemo.”

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The scammer promised him millions of dollars and a free Tesla — but only if Karim would send the fraudster money first. Karim followed through, sending the pretend Musk enough money that he was unable to pay his rent.

“It was really methodological,” said Karim to the Times Colonist. “Step by step, they got me wrapped up.”

The 61-year-old is now facing eviction if he can’t pay back $3,600 in missed rent payments.

Here’s how the scammer defrauded Karim — and what you can do to avoid similar scams.

The Elon Musk impersonator used Apple gift cards to enact a scam there’s ‘no real way to trace’

Karim’s goals for messaging the faux Musk were honorable: He wanted to provide for his extended family in Sierra Leone. He wanted to build a six-bedroom house for them, something he was almost able to do before he was diagnosed with cancer.

Unfortunately, not only is Karim out the $5 million the fraudster promised, but he’s also unlikely to get his money back.

The scammer asked Karim to send his payments in Apple gift cards, not in regular cash. That makes it harder for police to return the payments.

“Once they scratch that back off and transfer the monetary value of that… it’s gone,” said Sgt. Brent Keleher of the Victoria Police Department to the Times Colonist. “There’s no real way to trace it, as I’ve been told by Apple.”

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In America, one out of four people who lose money to fraud said the scammer asked for money through gift cards in 2021, while Canadians lost over $6.8 million in gift card fraud in 2024.

If you report the scam before the scammer takes money off the card, you might be able to take it back; if they’ve already taken it off, you’re likely out of luck.

Karim says the fraudster asked him to buy the gift cards himself and send the card numbers and security codes through WhatsApp and Telegram. Both apps are popular with scammers because they’re end-to-end encrypted and they allow scammers to hide their personal information.

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How to protect yourself against imposter scams like this one

Always be wary if a famous person contacts you online — you’re likely a target for an imposter scam, where someone pretends to be someone else to trick you into giving them money.

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Most famous people do not give away money or expensive goods randomly to people online. If you’re contacted by someone famous who says they want to give you money, you’re generally safe to report them immediately. If they ask for money in return, that’s always a scam. You should cut contact immediately and report them.

Some imposters instead say they’re from a government office and try to convince you that you owe money urgently — if you don’t pay quickly, you could be arrested or steeply fined.

If someone claiming to be a government official contacts you through text messages or WhatsApp, you’re dealing with a scammer. If you’re unsure if a specific message is actually from the government, check the appropriate government webpage — they’ll generally give specifics on how they would contact you in case of an issue.

If you’re still not sure, you can reach out using an approved method listed on the governmental body’s website and ask if they sent you a message. Don’t use any contact information the potential scammer gave you — that could just route you back to them.

The government will never ask for payment in cryptocurrency, gold, or gift cards, but all three payment methods are popular with scammers. If someone asks for payment in one of those forms, report them.

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Kit Pulliam Freelance Writer

Kit Pulliam is a DC-based financial journalist with over five years of experience writing, editing and fact-checking financial content.

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