The ‘grandparent scam’ that swindled 400 US seniors out of $5M comes to an end as 13 now face charges — how Uber played a role and what to watch for

Although nine suspects in this grandparent scam are in custody, four remain at large. Similar operations could still be active, meaning older Americans remain at risk of losing their savings to schemes just like this.

With that in mind, here are some common red flags to watch for:

• Emotional hooks: A call from a supposed grandchild in an “accident” or needing “bail money.”
• Authority impersonation: Follow-up calls from fake lawyers, police or bail bondsmen demanding cash.
• Pressure tactics: Urgent instructions not to tell anyone and to act immediately.
• Unusual payment requests: Demands for cash, gift cards, wire transfers, or crypto.
• Third-party couriers: Strangers, like rideshare drivers or couriers, sent to pick up money.

Protection strategies: What seniors and families can do

Recognizing the warning signs is only the first step. Experts say the best defense is to prepare in advance for how to respond if a suspicious call ever comes through. That means seniors and their families should talk openly about scams and create a plan together.

Here are key strategies to help safeguard against grandparent scams and other forms of elder fraud:

• Pause and verify. Hang up, then call a trusted family member before sending money. If you make the call yourself, you can be sure you’re really talking to your grandchild.
• Verify with authorities. If someone claims to be a lawyer, police officer or bail bondsman, independently verify with the actual institution before sending money.
• Recognize pressure tactics. Any call demanding immediate payment is a red flag.
• Report suspicious activity. Contact local police and file a report with the FBI at IC3.gov.

Scams like this are designed to exploit the trust between grandparents and their grandchildren. While this particular ring has been largely dismantled, others are still operating, and older Americans remain a prime target. Staying alert, talking with loved ones and slowing down before acting on an emotional call can make the difference between protecting a lifetime of savings and losing it in an instant.