Terri Bashoor thought she had found a buyer for her 91-year-old father’s Florida home.
Then the title search turned up a problem dating back four years: two false-alarm fees totaling just $150 had somehow ballooned to more than $23,000 in liens against the property.
The alarms had gone off in error in August and September 2022, according to local news station WFLA. The original charges were $50 and $100. Bashoor has since paid the $150.
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Now Hillsborough County says it will dismiss the lien, but it won’t waive all of the fees.
It’s an unusual situation, but it also serves as a stark reminder that some bills can follow a property for a lot longer than expected — especially when no one realizes there’s money owing.
A $150 bill became a $23,100 problem
The false alarms happened after the home’s security system alerted in error, according to Bashoor.
The county says it mailed a notice of violation to the property owner, but the letter came back marked “unclaimed” and “unable to forward.”
The case eventually went before a special magistrate in May 2023. The magistrate ordered the false-alarm penalty to be paid within 30 days. When the deadline passed without payment, the county began adding $20 a day on June 12, 2023.
That daily penalty continued to pile up, turning the original $150 charge into a lien of more than $23,000 by the time Bashoor was trying to sell the home.
“I’m shocked that anybody can charge $20 [a] day for a late fee,” Bashoor told WFLA. “That just seems very excessive and abusive.”
Hillsborough County Government has since said the lien will be dismissed. But a county spokesperson said the government would not waive all of the fees because the property has a history of false alarms dating back to 2020.
For Bashoor, the problem is that the original $150 has already been paid, but she says she can’t afford the rest of the amount — and the issue didn’t surface until the home was being sold, catching the entire family off guard.
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The small bills homeowners forget
It’s generally easier to keep track of the big bills directly tied to a home — the mortgage, property taxes, and insurance are hard to miss.
The smaller ones are a different story. Depending on where you live and what the debt is for, an unpaid charge can sometimes lead to a lien being placed against the property, which can become a problem when you eventually try to sell or refinance.
That can include certain unpaid municipal charges, code-enforcement fines, utility bills, homeowners association fees, or condo fees and other debts that local or state law allows to be attached to a property. Not every unpaid bill can become a lien, and the rules can be very different from one place to another.
What makes a lien particularly easy to overlook is that it isn’t necessarily something you see when you’re paying your regular household bills. A homeowner might know about the original charge — or might not — without realizing that it has turned into a claim against the property.
A title search is typically part of the process when a home is being sold, and that’s when an old lien can suddenly become a problem. Depending on the circumstances, the debt may need to be paid or otherwise resolved before the sale can go through.
But the Florida case is a good reminder that a small bill isn’t necessarily something you can forget about forever.
Homeowners who have moved, changed mailing addresses, stopped using a service, or simply assumed an old dispute was resolved may want to check their local property records periodically, particularly before putting a home on the market.
It may also be worth making sure the government offices, HOAs, or other organizations that send property-related notices have your current mailing address. In Bashoor’s case, the county says the notice of violation was returned as “unclaimed” and “unable to forward.”
A $50 or $100 bill may not seem like a big deal at the time. But as Bashoor’s family found out, it can be a very different story if the bill is left sitting there and the fees keep adding up.
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Laura Grande is a freelance contributor with nearly 15 years of industry experience. Throughout her career she's written about and edited a range of topics, from personal finance and politics to health and pop culture.
