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Jing Pan
Updated Mar 25, 2026
If you had just $100 to invest today, where would it go?
For Rich Dad, Poor Dad author Robert Kiyosaki, the answer is simple: silver.
“If I had $100, I would buy more silver coins,” he recently posted on X. Silver prices have surged nearly 45% over the past year — and Kiyosaki believes the rally is far from over. He predicts a 400% jump by next September, claiming the metal “has been manipulated for years.”
That concern isn’t new. Big banks like JPMorgan and Deutsche Bank have faced fines for “spoofing” precious metals markets. Critics also point to “paper silver” markets as suppressing real prices.
Kiyosaki’s bottom line? “I am buying more tomorrow. Please do not miss silver’s explosion.”
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Kiyosaki doubles down
Kiyosaki’s bullish stance on precious metals is nothing new. In 2023, he predicted gold would jump from $2,000 to $3,700 and silver from $23 to $68 an ounce.
His call on gold has already played out. Prices surged past $3,700 in 2025, and he now forecasts $25,000. Silver has also been on the move, recently topping $47 an ounce — edging closer to his earlier projection.
Kiyosaki’s faith in precious metals stems from his distrust of paper money, especially in an inflationary environment. Earlier this year, he warned of “hyperinflation” in the U.S. that could leave “millions, young and old” financially devastated.
Gold and silver, by contrast, have long been viewed as safe-haven assets. Unlike fiat currencies, they can’t be printed at will by central banks and their value isn’t tied to any single country or economy. That scarcity, combined with their history as a store of value, is why investors often flock to the metals during periods of inflation, economic turmoil or geopolitical instability — pushing prices higher.
One way to invest in gold and silver that also provides significant tax advantages is to open a precious metals IRA with the help of U.S. Gold Bureau.
This chart shows the price of gold over the past five years. If you want to see whether opening a precious metals IRA is the right investment to diversify your portfolio, download a free info guide.
Precious metals IRAs allow investors to hold physical gold, silver or other related assets within a retirement account, which combines the tax advantages of an IRA with the protective benefits of investing in gold and silver, making it an option for those looking to help shield their retirement funds against economic uncertainties.
When you make a qualifying purchase with U.S. Gold Bureau, you can receive up to $20,000 in gold for free.
How Kiyosaki earns ‘steady cash flow’
Kiyosaki’s playbook goes beyond precious metals.
In a post on X earlier this year, he urged people to prepare for a recession by focusing on one key asset: “I have always recommended people become entrepreneurs, at least a side hustle and not need job security. Then invest in income producing real estate, in a crash, which provides steady cash flow.”
Real estate has long been a go-to for income-focused investors, offering steady cash flow and a hedge against inflation.
When inflation rises, property values often increase as well, reflecting the higher costs of materials, labor and land. At the same time, rental income tends to go up, providing landlords with a revenue stream that adjusts with inflation.
It’s no wonder he once revealed he owns 15,000 houses for investment. Today, real estate investing platforms let everyday investors access similar opportunities — without needing millions to get started.
For instance, the Fundrise Flagship Fund¹ is a $1 billion private real estate fund that lets you invest in an expertly crafted strategy without needing hundreds of thousands of dollars. You don’t need to be an accredited investor, and you can get started with as little as $10.
With 4,700+ single-family homes and 2,500+ residential units owned by the Fundrise Flagship Fund, you get exposure to institutional-style scale and diversification.
Industrial
215 Interchange
Las Vegas, NV
Build-for-rent
Pine Ridge
Fountain Inn, SC
Build-for-rent
Omnia
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These are a few examples of properties powering the Fundrise Flagship Fund. For a full list of the Fundrise Flagship Fund's portfolio properties see the Flagship Fund website.
After you place your first investment, the Fundrise Flagship Fund will work to find and add new assets to your portfolio over time and send you transparent updates along the way.
It only takes a few minutes to sign up now and become a real estate investor today.
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Another option is Class B real estate, which is an asset class that tends to perform steadily through market cycles, supported by a broad tenant base and sustained demand for quality, affordable space.
Featured
Residential
Columbus, OH
Featured
Industrial
Tobyhanna, PA
Featured
Residential
Beverly Hills, MI
These are a few examples of past properties or acquisitions from Lightstone. Explore more investment opportunities when you register with Lightstone DIRECT.
In times of volatility, they often benefit from renters “trading down” from higher-cost options, while limited new supply keeps vacancies in check.
Accredited investors can now tap into this opportunity through platforms such as Lightstone DIRECT, which gives you access to single-asset multifamily and industrial deals — with a minimum investment of $100,000.
Here’s the kicker: Lightstone invests at least 20% of its own capital in every deal — roughly four times the industry average. With skin in the game, the firm ensures its interests are directly aligned with those of its investors.
Finding the right asset mix
While gold, real estate and other alternative assets can play an important role in protecting your savings, they’re just a portion of your entire financial puzzle.
Determining the right mix of assets for your portfolio isn’t one-size-fits-all — and a trusted, pre-screened financial advisor can help tailor investment choices to your income, net worth, and long-term goals, where generalized advice often falls short.
According to research by Vanguard, people who work with financial advisors see a 3% increase in net returns. This difference can be substantial over time. For instance, if you start with a $50,000 portfolio, you could potentially retire with an extra $1.3 million after 30 years of professional guidance.
Finding the right advisor for your needs is simple with Advisor.com. Their platform connects you with an experienced, qualified financial professional in your local area who can provide personalized guidance.
A professional advisor can also help you assess how many years you have left to invest before retirement and determine your comfort level with market fluctuations, both of which are key to creating the right asset mix for your portfolio.
Through Advisor.com, you can schedule a free consultation with no obligation to hire to discuss your financial goals and retirement planning needs.
A finer alternative
Although Kiyosaki didn't mention it in his X post, there is another alternative investment that you may want to consider.
With the current volatility in the market, diversification isn’t just smart — it’s essential. Billionaires like Jeff Bezos and Bill Gates continue to invest heavily in stocks, but they also carve out a portion of their portfolios for assets that behave differently from the market.
One standout example: post-war and contemporary art, which outpaced the S&P 500 by 15% from 1995 to 2025 while showing near-zero correlation to traditional equities.
Until recently, this world was off-limits. Now, with Masterworks, you can buy fractional shares in multimillion-dollar works by icons like Banksy, Picasso and Basquiat. While art can be illiquid and typically requires a long-term hold, it offers unique portfolio diversification.
This chart illustrates how the Artprice100 index, which tracks the financial performance of the world’s 100 most successful blue-chip artists, has consistently outpaced the S&P 500 since 2000. Learn how you can invest in art with Masterworks.
Masterworks has sold 25 artworks so far, yielding net annualized returns like 14.6%, 17.6%, and 17.8%.*
Moneywise readers can get priority access to diversify with art: Skip the waitlist here
*Past performance is not indicative of future returns. Investing involves risk. See important Regulation A disclosures at Masterworks.com/cd
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- Carefully consider the investment objectives, risks, charges and expenses of the Fundrise Flagship Fund before investing. This and other information can be found in the Fund’s prospectus. Read them carefully before investing. This marketing was vetted by the Moneywise team and sponsored by the Fundrise Flagship Fund.
Jing Pan
Investment Reporter
Jing is an investment reporter for MoneyWise. He is an avid advocate of investing for passive income. Despite the ups and downs he’s been through with the markets, Jing believes that you can generate a steadily increasing income stream by investing in high quality companies.
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