Feb 10, 2020
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Everyone loves earning extra money, so we put together a list of simple things you can do to make a side profit — and cover your next vacation or your monthly expenses.
1. Earn easy gift cards
You can even earn cash that goes straight to your PayPal account.
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Users earn Swagbucks (SBs) for watching engaging videos, through the shop and earn program, and by completing surveys — which can then be exchanged for valuable gift cards.
Swagbucks gives out 7,000 gift cards daily. All you need to do to be on the receiving end is sign up and be a part of the program.
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Your account gets credited immediately after finishing any activities, so you can cash out your gift cards instantly.
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2. Rent out your place
You can even just set up a tent in your backyard.
If you want to hack your mortgage payments, consider becoming an Airbnb host.
Airbnb operates in over 100,000 cities, and hosts earn an average of $924 per month according to a survey by Earnest.
Getting started is simple. Plus even if you don't love the idea of guests in your home, hey remember: they don't have to be.
Creative Airbnbers have set up "glamping" tents in their backyards, or on plots of land, charging over $100 per night ($2,800 per month if you have a guest every night).
3. Make weekend food deliveries
Ever feel bored on Sundays? Well you could always hop on DoorDash and earn up to $25 per hour delivering happiness (food).
It's completely flexible with no minimum requirements to keep an active account.
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As an avid eater, I've even had DoorDashers (dropping off my pizza) tell me they do a couple deliveries on the way back home from work.
Each delivery nets a minimum of $6, and you get to keep 100% of your tips.
4. Loan out your ride
Can you guess how much your car costs you? We found that it costs $2,671 on average per year — approximately $222 per month — to own a car in a Moneywise study.
You can easily cover those monthly costs by renting out your car with Turo, especially if you have two vehicles or don't use your car that often.
Data from Turo itself shows that you can earn $474 on average per month with something as simple as a Fiat 500.
You can create a completely free listing in a few clicks, and Turo fully insures your baby for up to $2 million when a renter takes the wheel.
5. Get this company to pay your credit bill
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You finally got paid, only to watch your paycheck get decimated by lingering credit card debt. Well, rejoice. There's a company that will pay your credit card bill this month.
Yes, the whole bill.
A company called Fiona can help you pay off your card tomorrow.
Here’s how it works: Fiona matches you with a low-interest debt consolidation loan you can use to pay off every credit card balance you have.
That leaves you with just one bill to pay every month, and the interest rates will be significantly lower than your credit card interest rates.
Fiona won’t make you stand in line or call a bank. You can compare loans online, and shopping for a loan won't affect your credit score. It takes just two minutes, and it could save you thousands of dollars.
6. Invest with every purchase
Investing in stocks for the first time can be an ordeal, to say the least. It's easy to flood your brain with all the options and questions that arise. If investing overwhelms you, you're not alone.
What if you could just take a hands off approach and invest on autopilot, without spending a ton of time reading up on stocks?
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That’s exactly what Stash has in mind.
After opening an investment account with Stash, you get a personal debit account. The service then allows you to earn Stock-Back™ (cash back, but stocks) on Stash debit card purchases, so every purchase you make builds your automated portfolio.
It’s an easy way to learn the basics of investing, and if you do feel like reading you get access to free financial education courses as you go.
7. Easy emergency loans
If you're in a bind it's easy to feel tempted by payday loans for quick cash. Even though the interest rates are insane.
OppLoans, however, can take just one business day to issue emergency loans for up to $4,000.
Applying won’t affect your credit score, and the interest rates are far more favorable compared to payday loans.
You can use OppLoans even if you have bad credit, and paying off the loan on time helps build your credit history.
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The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.
