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Bring in a professional to help

When it comes to life’s biggest financial decisions, there’s no need to make them alone.

SmartAsset is an online hub for consumer-focused financial information and advice. Their platform connects you with specialized financial advisors who can help you achieve your financial goals.

Just complete a short survey about your financial status as well as your retirement and investment goals and their algorithm will match you with three options for a vetted fiduciary advisor in your area.

SmartAsset’s platform is built on data and trust from their users — just ask the thousands of people who used it to find a financial advisor last month.

Advisor consultations are free so take the short quiz today and get matched with advisors near you.

Discover how a simple decision today could lead to an extra $1.3 million in retirement

Learn how you can set yourself up for a more prosperous future by exploring why so many people who work with financial advisors retire with more wealth.

Discover the full story and see how you could be on the path to an extra $1.3 million in retirement.

Read More

Save hundreds on auto insurance

If your financial situation has been affected by the pandemic, and now by rising inflation, you’re probably on the lookout for a quick way to trim down your monthly expenses.

Ask yourself this: When was the last time you shopped for a better rate on your car insurance?

WalletHub conducted a study saying that the minimum amount of monthly coverage costs the average American $60.

But, depending on which state you live in, driving history and the make and model of your car, there are some insurers that can offer you as little as $22 a month for insurance.

Thanks to Bestmoney.com, comparing multiple insurance companies is easier than ever.

They’ll ask you some quick questions that help determine your insurance rate and what discounts you're eligible for.

In the same amount of time it takes to watch a cat video on YouTube, you could save almost $40 a month.

An app that invests your spare change

Acorns is an investing service and savings tool rolled into one.

When you make a purchase on your credit or debit card, Acorns automatically rounds up the price to the nearest dollar and places the excess — the coins that would wind up in your pocket if you were paying cash — into a smart investment portfolio.

Let’s say you purchase a doughnut for $2.30. Before you’re done licking the sugar off your fingers, Acorns will round the amount to $3.00 and invest the 70-cent difference for you. That’s all there is to it.

Your spare change may not seem like much, but look at this math: $2.50 worth of daily round-ups add up to $900 per year — and that’s before your savings earn money in the market.

Acorns' portfolios aren’t just your average work of algorithmic wizardry. They were put together with assistance from the very human, very Nobel Prize-winning economist Harry Markowitz. It is also backed by celebrity entrepreneurs such as Ashton Kutcher, Dwayne “The Rock” Johnson and Bono.

Sign up today and collect a $10 bonus just for getting started. Where your savings go from there is up to you.

Kiss your credit card debt goodbye

Millions of Americans are struggling to crawl out of debt in the face of record-high interest rates. A personal loan offers lower interest rates and fixed payments, making it a smart choice to consolidate high-interest credit card debt. It helps save money, simplifies payments, and accelerates debt payoff. Credible is a free online service that shows you the best lending options to pay off your credit card debt fast — and save a ton in interest.

Explore better rates

Compare rates on home insurance

Your home is one of the biggest financial investments you’ll ever make, so protecting it against risks like damage, theft and vandalism is a no-brainer.

But, as with food and gas prices, home insurance premiums are on the rise. The average price of a home insurance policy in 2022 is $1,680 — nearly 40% higher than it was 12 years ago.

And on top of that, if your home state is prone to severe weather or natural disasters, you could pay up to $1,700 more than the average each year.

If you want to get the best deal possible on coverage for your home — no matter where you live — you’ll need to comparison shop multiple home insurance companies.

With SmartFinancial you can find the lowest prices on home insurance online, and it only takes three minutes.

You just answer some quick questions about yourself and the type of insurance you want, and SmartFinancial will instantly sort through over 200 insurers to find you the best deals available in your area.

SmartFinancial makes it easy to find the best rate available — take a few minutes today and get your home the protection it deserves.

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This 2 minute move could knock $500/year off your car insurance in 2024

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You can switch to a more affordable auto insurance option in 2 minutes by providing some information about yourself and your vehicle and choosing from their tailor-made results. Find offers as low as $29 a month.

Moneywise Moneywise Editorial Team

The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.

Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information on any advertiser product, please visit their website.

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