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Where can I learn more about personal loans?

A great place to get started is Credible, a leading personal loan comparison platform. Operating since 2012, Credible has helped over 8.9 million people save significant amounts of money by letting them compare prequalified loan rates from a range of providers – all for free.

In 2023 alone, Credible helped 69,600 Americans save $63 Million by helping them find lower-interest loans.

Why a personal loan?

Aside from the lower interest rates, a personal loan is a great option for many Americans because you don’t need to own a home to get one.

Personal loans also require a lot less paperwork and are typically much quicker to process, allowing you to access funds faster.

How much can I borrow?

That’s really up to you. That’s why Credible gives you the details upfront so you can explore your different personal loan options without impacting your credit score.

Generally speaking, most personal loans fall in the range of $600 to $200,000. But no matter what amount you decide to borrow, you get the full amount as a lump sum. Giving you total freedom in how you use it.

What can I do with a personal loan?

While some Americans use them to pay off high-interest debts or to cover unexpected pet or medical expenses, you can use a personal loan to help you live some of your life’s biggest dreams – today.

From buying a new car to renovating your kitchen to planning a destination wedding, fitting out a nursery for a new baby, or traveling overseas, there really are no limits as to how you can use your personal loan.

How to get a personal loan

With Credible, getting a personal loan is quick and easy. All you need to do is fill in one simple form, and Credible will ask you some questions along the way to help you narrow down which lenders can help you and your rate eligibility.

Then, all that’s left to do is compare the options that Credible shares with you and select your preferred lender. As soon as you’re approved, all you need to do is then sign your documents, and the funds will be on their way to you as soon as possible.

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