1. Get cash back — and a $100 bonus

How’s an extra $100 sound? For free? Seriously.

We found a company that will give you $100 just for opening a new debit card. It’s called Aspiration.

Even better: This debit card gives you up to 5% cash back every time you swipe.

Buying groceries? Extra cash.

Filling up the tank? Bam. Even more extra cash.

To earn your $100 bonus, here’s all you need to do: Open your Aspiration account and deposit at least $10. Then set up and receive three direct deposits of at least $500 each from your paycheck or government benefits. That’s it!

You can start earning cash back immediately, then bank your bonus a little later to help pay off those holiday bills.

Simply add Capital One Shopping to your browser, and shop like normal. This free tool does the work for you.

Install Capital One Shopping

2. Swap books for Amazon gift cards

Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.

With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.

Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.

3. Clean out your closet

Take a hard look at your closet while you’re at it. Over the years, you’ve probably collected all kinds of things you don’t really need anymore. Comb through your items and, if you haven’t used them in a while, sell them and make some money.

You don’t need to go through the hassle of having a garage sale, either. Try selling your items online. Market clothes and other random knick knacks to folks in your area through an app like Letgo.

Or if you have old CDs or DVDs — or even smartphones — try selling them to a platform like Decluttr. You scan your items’ barcodes with the app and then print out a label for free shipping. Toss ‘em in a box and be done with them.

You might be surprised by how much money you can make just from cleaning!

Most people don't realize that with the right moves, you can become a millionaire — it's not a question of "if," it's a question of "when."

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4. Find out if the government owes you money

The government could owe you more money than just a stimulus check. Did you know state treasuries throughout the U.S. have had more than $40 billion in unclaimed funds at one time?

To see if you have any unclaimed money, check with the National Association of Unclaimed Property Administrators. (Beware: There are several look-alike sites out there. Be sure you’re searching legitimate ones.)

Kelli Howell, a reader of The Penny Hoarder, performed a quick search and found unclaimed money in her husband’s name. Sure, it was only $56 in an old insurance claim, but that’s not bad for an unexpected check, right?

5. Make money delivering food

Sure, jobs are at a premium right now, but food delivery is booming. The people stuck at home are tired of cooking — so they turn to takeout. That’s where you enter the picture.

A number of apps like Doordash, Uber Eats or Postmates will pay you to pick up and deliver food on your own schedule. All you need to get started is your preferred mode of transportation and your smartphone.

You’ll deliver things like coffee from Starbucks or food from Chipotle, Chick-fil-A or Five Guys. You set your own hours and work as much or little as you want, meaning how much you make is up to you.

Jose Neri, from California, reported earning $500 to $600 a week working just lunches and dinners.

Ultimately, here’s the bottom line: If you want to go all out this holiday season, how do you plan to pay for it? Prime Day is an opportunity to kick-start your holiday shopping by scoring some deals. Hopefully these strategies will help you pay off those sweet purchases!

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Never overpay on Amazon again

Make sure to price-check online purchases with the help of Capital One Shopping. It’s totally free to use and takes less than a minute to set up.

Last year the service saved its customers over $160 million, and with just a few clicks you can start saving, too.

Download Capital One Shopping today and stop paying more than you have to for the exact same stuff.

About the Author

The Penny Hoarder

The Penny Hoarder

Guest Writer

Founded in 2010, The Penny Hoarder is one of the nation’s largest personal finance websites. Its purpose is to help people take control of their personal finances and make smart money decisions by sharing actionable articles and resources on how to earn, save and manage money.

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