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Here’s How to Earn Legit Cash Back Without the Usual Hassle

Why bother with fun bucks when you can earn real dollars and cents?

Antonio Guillem / Shutterstock

By Shane Murphy

Jan. 22, 2021

Cash-back programs should be amazing: Earn free money just for buying the same stuff you normally do.

But here’s the catch. A lot of so-called cash-back rewards apps don’t actually pay cash. Instead, you’ll earn points, or zoinks, or whatever other buzzword your app uses for “not cash.”

Once you’ve accumulated enough fun bucks, you can usually trade them in for a gift card, but there are typically extra steps along the way, like scanning every single one of your receipts.

Fortunately, Dosh is different.

Download, connect and earn free money

Hand tapping card — leungchopan / Shutterstock

Dosh gives you cash back — real cash, not points — when you shop, dine or book hotels, both in-person and online. There are no hoops to jump through, and Dosh is totally free.

To get started, take 20 seconds to download the Dosh app from the App Store or Google Play. Once the app is installed, create a Dosh account and link your preferred credit card or a digital payment service, like Venmo or Jelli.

Now just spend money at any one of Dosh’s 10,000 partner brands — including Walmart, Walgreens, PetSmart, Nike, Instacart, GNC, Dunkin’ and Disney+ — and you’ll automatically start earning cash back.

Once you’ve earned $25 with your Dosh account, you can transfer your balance directly to your bank, PayPal or Venmo. (Or, if you’re feeling generous, you can donate some of that cash to charity.)

That’s all there is to it. Just download, connect and earn free money. Simple, right?

A safe way to score rewards

Padlock on credit cards — wk1003mike / Shutterstock

If you’re worried about connecting your credit card to a new app, don’t be.

Dosh says it doesn’t actually store any of your credit or banking information — instead, it’s held by the same ultra-safe banking vault PayPal uses.

And Dosh promises it will never sell your data and in fact uses bank-level security to ensure your personal info is protected. Plus, multi-factor authentication helps prevent unauthorized access to your account.

The bottom line: Not only is Dosh super easy to use, it’s also super secure.

Bye-bye points, hello cash

It only takes a few minutes to download the Dosh app and connect your card, allowing you to start earning cold, hard cash right away.

Dosh is safe, simple and 100% free. So stop wasting your time fiddling with points and start earning real cash back today.

About the Author

Shane Murphy

Reporter

Shane is a reporter for MoneyWise. He holds a bachelor’s degree in English Language & Literature from Western University and is a graduate of the Algonquin College Scriptwriting program.

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