Jan 22, 2021
While we adhere to strict editorial guidelines, partners on this page may provide us earnings.
Cash-back programs should be amazing: Earn free money just for buying the same stuff you normally do.
But here’s the catch. A lot of so-called cash-back rewards apps don’t actually pay cash. Instead, you’ll earn points, or zoinks, or whatever other buzzword your app uses for “not cash.”
Advertisement
Once you’ve accumulated enough fun bucks, you can usually trade them in for a gift card, but there are typically extra steps along the way, like scanning every single one of your receipts.
Thanks for subscribing!
Read the best of Moneywise in 5 minutes or less.
By signing up, you accept Moneywise Terms of Use, Subscription Agreement, and Privacy Policy.
Fortunately, Dosh is different.
Download, connect and earn free money
Dosh gives you cash back — real cash, not points — when you shop, dine or book hotels, both in-person and online. There are no hoops to jump through, and Dosh is totally free.
To get started, take 20 seconds to download the Dosh app from the App Store or Google Play. Once the app is installed, create a Dosh account and link your preferred credit card or a digital payment service, like Venmo or Jelli.
Now just spend money at any one of Dosh’s 10,000 partner brands — including Walmart, Walgreens, PetSmart, Nike, Instacart, GNC, Dunkin’ and Disney+ — and you’ll automatically start earning cash back.
Once you’ve earned $25 with your Dosh account, you can transfer your balance directly to your bank, PayPal or Venmo. (Or, if you’re feeling generous, you can donate some of that cash to charity.)
That’s all there is to it. Just download, connect and earn free money. Simple, right?
Must Read
- The ultra-rich use these 5 real estate strategies to build wealth while they sleep — you can start with just $100
- Here’s the average income of Americans by age in 2026. Are you keeping up or falling behind?
- Insurance companies profit most from drivers who auto-renew without shopping around. Comparing 100+ quotes takes 2 minutes and costs nothing
Join 250,000+ readers and get Moneywise’s best stories and exclusive interviews first — clear insights curated and delivered weekly. Subscribe now.
A safe way to score rewards
Advertisement
If you’re worried about connecting your credit card to a new app, don’t be.
Dosh says it doesn’t actually store any of your credit or banking information — instead, it’s held by the same ultra-safe banking vault PayPal uses.
And Dosh promises it will never sell your data and in fact uses bank-level security to ensure your personal info is protected. Plus, multi-factor authentication helps prevent unauthorized access to your account.
The bottom line: Not only is Dosh super easy to use, it’s also super secure.
Bye-bye points, hello cash
It only takes a few minutes to download the Dosh app and connect your card, allowing you to start earning cold, hard cash right away.
Dosh is safe, simple and 100% free. So stop wasting your time fiddling with points and start earning real cash back today.
You May Also Like
- JP Morgan sees gold hitting $6,000/oz before 2027 — and a Gold IRA lets you hold the physical metal while deferring the tax bill. Get your free guide from Priority Gold
- Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and the simple steps to fix it ASAP
- Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's how
- Millionaires under 43 are reshaping investing — just 25% of their portfolios are in stocks. Here’s where their money is going
Shane is a reporter for Moneywise. He holds a bachelor’s degree in English Language & Literature from Western University and is a graduate of the Algonquin College Scriptwriting program.
Insurance • Feb 15
Here’s how to get the best rate on your homeowners insurance
Insurance • Jan 20
