• Discounts and special offers
  • Subscriber-only articles and interviews
  • Breaking news and trending topics

Already a subscriber?

By signing up, you accept Moneywise's Terms of Use, Subscription Agreement, and Privacy Policy.

Not interested ?

Investing for the future

Ramsey is a big proponent of the importance of investing for the long term. In a February blog post, he wrote: “A solid investment strategy gives you focus, clarity and direction — and you need all three to become a successful investor.”

But having this clarity and direction is easier said than done, whether you're just starting to build your portfolio or looking ro expand it.

Luckily, there are investing platforms out there that come equipped with expert guidance so you can start building your wealth without having to become an investing savant.

Motley Fool Stock Advisor is a subscription-based service that provides users with market insights and expert-stock picks, so you can better allocate your money for the returns you want.

From informational articles and market reports to a community of more than half a million investors and more, Stock Advisor is a one-stop shop for valuable investing tips to help you diversify and improve your portfolio — or your money back.

Grow your money with real estate

Research published by The National Association of Realtors in February found that home prices are on the rise in 85% of U.S. cities, with the median price of a new home sitting at $430,700 in March according to The U.S. Census Bureau. With mortgage rates also still hovering near 7%, it shouldn’t come as a shock that many Gen Zers and millennials aren’t yet able to purchase their first home.

That being said, even if you’re not able to purchase a home, you can still invest in the real estate market in a number of ways.

Ramsey himself is passionate about earning passive income through real estate, and in a March blog post suggested investing in residential and vacation rentals, with the caveat that “renting out a house isn’t for the faint of heart — even if you hire a property manager.”

If you’re looking for an accessible option to invest in vacation and rental properties, Arrived is an online platform that allows you to invest in shares of these types of properties without having to navigate the workload and hassles of property management. — comes into play.

You can browse a curated selection of homes and once you find a property you like, you can choose the number of shares you want to buy and start investing in real estate right away.

Accredited investors can also take the commercial real estate route through First National Realty Partners. Commercial real estate has long been touted as a solid hedge against inflation and a source of passive income.

With FNRP’s investment platform, you can invest in necessity-based commercial real estate without having to find the deals yourself or shell out all your cash. FNRP’s team of professionals will manage your investments throughout their entire cycle, so you can sit back and trust their professional guidance.

Prioritize planning

Recently, the hashtag #daveramseywouldntapprove on TikTok has appeared across thousands of posts and millions of views. In these videos, millennials and Gen Z are exposing their money habits that the financial guru in question definitely wouldn't approve of — like a Disney World shopping spree on credit or a $16 cocktail.

Creating a budget and overall financial plan can be the exact spark you need to ignite to improve your financial situation. In a video with his daughter Rachel Cruze on her YouTube channel, Ramsey shared that getting on a budget is one of the best things you can do with your money in 2024.

He quipped that “no one accidentally wins the Super Bowl, The World Series or the World Cup.”

In other words, you can’t expect wealth to fall in your lap without effort, and we can’t all call in to the Ramsey Show when we need advice. But, hiring a professional near you could help ensure your financial plan is comprehensive.

With Advisor.com, getting set up with a suitable — and professionally-vetted— financial advisor is easy. All you need to do is answer a few questions about your financial situation, and they'll match you with advisors who suit your needs. Then, you can set up a free consultation with no obligation to hire to ensure you find the right fit for your wealth-building goals.

Em Norton Staff Writer

Em Norton is a Staff Writer for Moneywise. Em holds a B.A. in Professional Writing from York University and has been writing professionally since 2019. Em's work has previously been published by Room Magazine, IN Magazine, Our Canada and more.


The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.