Here’s How to Earn Cash Back On Your Debit Card Without Paying Fees

Fee-free cash back is the best kind of cash back.

crystalmariesing / Twenty20

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By Shane Murphy Jun. 15, 2020

Cash back rewards are king. You’re getting paid to shop — earning cash back when you get groceries, fill your gas tank, and order stuff online.

But qualifying for a good cash-back card isn’t always easy — you pretty much need a perfect credit history if you want a card that earns a premium rate.

On top of that, if you apply for a credit card and get turned down, it could hurt your credit score.

But there’s another way to get cash back without the risk of coming up short.

It’s a cash management account from a company called Aspiration, and it’ll let you earn up to 10% cash back every time you shop with your Aspiration debit card at stores like Walmart, Target, and CVS.

You can also use your Aspiration cash management account to build your savings and earn a ton of interest — close to 17 times more than with a normal savings account.

Swipe your card, get paid

An Aspiration cash management account is super convenient — it’s like having your checking and savings all in one place.

Here are some of the perks:

Cash back whenever you use your debit card
Serious interest on your savings (close to 17 times the FDIC’s national average of 0.06%)
Unlimited free withdrawals from more than 55,000 AllPoint ATMs
No monthly account fees

Aspiration also lets you decide how much you pay them for their services, even if that’s $0. How many credit card companies would do that? (Spoiler alert: none.)

Enter your email address here and link your bank account to see how much extra cash you can get with your Aspiration cash management account.

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About the Author

Shane Murphy

Reporter

Shane is a reporter for MoneyWise. He holds a bachelor’s degree in English Language & Literature from Western University and is a graduate of the Algonquin College Scriptwriting program.

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