Claudette Hill was one of many L.A. car owners who had their catalytic converters stolen during a rash of thefts in 2020. Right away, the retired seamstress got the auto part replaced.
More than three years later, Hill went to renew her car’s registration. The mechanic told Hill that her replacement catalytic converter didn’t meet California’s smog test requirements and they couldn’t sign off on her car as legal to drive. She took it to another mechanic, who said the same thing.
Now, the retiree, who is living on a fixed income, must buy a new part to legally drive her car.
Thanks for subscribing!
Drive smarter decisions with our newsletter.
By signing up, you accept Moneywise Terms of Use, Subscription Agreement, and Privacy Policy.
“How am I gonna pay for a catalytic converter if… it’s three and four times more than what I paid for this one?” she said in an interview with CBS News Los Angeles.
The National Automobile Dealers’ Association (NADA) says that catalytic converter theft increased by nearly 900% between 2019 and 2023.
If you were a victim of this, here’s how you can ensure that you don’t receive an unapproved replacement part — and then have to buy another one.
Check your part
NADA says that thieves take catalytic converters because they’re not easily traceable and have a high resale value, thanks to the rhodium, platinum, and palladium inside them. During the pandemic, thieves could sell catalytic converters from $20 to $350 on the black market.
Catalytic converters “reduce toxic emissions from internal combustion engine vehicles,” according to NADA. The auto part needs to be approved by California Air Resources Board (CARB) to pass muster during a smog check.
Hill had no idea that her replacement catalytic converter wasn’t CARB-approved. But now she has to buy a new one, which costs an average of $2,500, according to NADA.
Doug Shupe told CBS News Los Angeles that this is a common scenario. The AAA media and public relations manager said an auto parts store sold Hill the wrong aftermarket catalytic converter for her vehicle. It was then installed in her car by another party who didn’t know it was an unapproved part.
Shupe recommends that you make sure your new catalytic convertor is listed on CARB’s aftermarket catalytic converters database. You can search this on the Board’s website by inputting the make, model, and year of your vehicle.
“It is frustrating, it can cost money, it can cost extra time,” Shupe said. “But doing that extra research on the front end can save a lot of trouble down the road.”
Must Read
- Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
- The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
Check your insurance policy
When CBS News Los Angeles reached out to AAA about Hill’s story, they were moved by her unfortunate circumstances. A retired woman living on a fixed income likely can’t afford to shell out more than $2,500 for a new auto part.
AAA contacted O’Reilly Auto Parts and they agreed to pay for Hill’s new CARB-approved catalytic converter, while AAA covered the cost of its installation.
But for most people in this situation, the replacement fee may not be covered by your insurance company.
Most insurers, such as Progressive, TD, and Allstate, require that you have comprehensive coverage to cover a catalytic converter replacement after theft. Even with this insurance plan, it’s likely that you will still pay a deductible.
If you want to be extra cautious, CARB recommends buying a catalytic converter theft insurance policy.
You May Also Like
- Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAP
- A single line on your car insurance policy could be inflating your premium by up to 30% — here's what to change
Sabina Wex is a writer and podcast producer in Toronto. Her work has appeared in Business Insider, Fast Company, CBC and more.
