Apr 30, 2020
While we adhere to strict editorial guidelines, partners on this page may provide us earnings.
When it comes to credit cards, cash-back is king. You earn money just for doing stuff you normally do, like getting groceries, buying gas, and shopping online.
However, qualifying for one of these cards isn’t easy. Most credit card companies expect you to have a ridiculously high credit score if you want to get decent cash back, and a lot of people don’t make the cut.
Advertisement
But there’s another way to earn money on all your purchases, even if you don’t have a perfect credit history: get a cash-back debit card with Aspiration’s Spend & Save account.
You’ll earn up to 10% cash back every time you use your Aspiration debit card, and up to 11 times the average interest rate on any money you put away as savings (the average account only earns 0.09%, according to the FDIC).
Yep, you read that right — there’s finally a cash-back card for the rest of us.
Get rewarded for using your debit card
Aspiration’s Spend & Save account lets you earn cash back at stores like Walmart and Target, grow your nest egg, and rack up interest all in the same place.
There are no monthly maintenance fees, and you can pay Aspiration whatever you think is fair for their services — anything from $20 a month to $0.
So stop trying to impress the big credit card companies and start earning cash back today.
You May Also Like
- Turning 50 with $0 saved for retirement? Most people don’t realize they’re actually just entering their prime earning decade. Here are 6 ways to catch up fast
- This 20-year-old lotto winner refused $1M in cash and chose $1,000/week for life. Now she’s getting slammed for it. Which option would you pick?
- Warren Buffett used these 8 repeatable money rules to turn $9,800 into a $150B fortune. Start using them today to get rich (and stay rich)
- Here are 5 easy ways to own multiple properties like Bezos and Beyoncé. You can start with $10 (and no, you don’t have to manage a single thing)
Shane is a reporter for MoneyWise. He holds a bachelor’s degree in English Language & Literature from Western University and is a graduate of the Algonquin College Scriptwriting program.
Insurance • Feb 15
Here’s how to get the best rate on your homeowners insurance
Insurance • Jan 20
