But there’s another way to earn money on all your purchases, even if you don’t have a perfect credit history: get a cash-back debit card with Aspiration’s Spend & Save account.

You’ll earn up to 10% cash back every time you use your Aspiration debit card, and up to 11 times the average interest rate on any money you put away as savings (the average account only earns 0.09%, according to the FDIC).

Yep, you read that right — there’s finally a cash-back card for the rest of us.

Get rewarded for using your debit card

Aspiration’s Spend & Save account lets you earn cash back at stores like Walmart and Target, grow your nest egg, and rack up interest all in the same place.

There are no monthly maintenance fees, and you can pay Aspiration whatever you think is fair for their services — anything from $20 a month to $0.

So stop trying to impress the big credit card companies and start earning cash back today.

About the Author

Shane Murphy

Shane Murphy

Reporter

Shane is a reporter for MoneyWise. He holds a bachelor’s degree in English Language & Literature from Western University and is a graduate of the Algonquin College Scriptwriting program.