Credit card interest hits harder because it compounds — your interest accumulates interest. That means if you’re making only minimum payments every month, your credit card balance just keeps going up.

Don’t drown in interest. It’s time to trade in your expensive credit card debt for a low-interest debt consolidation loan.

Let Fiona help you pay off credit card debt faster

This is where the loan comparsion website Fiona can be a huge help. Fiona shows you the best lending options to refinance or consolidate your debt — and save yourself a lot of money on interest charges.

With Fiona, you see all the lenders willing to help you pay off your credit cards and eliminate the headache of dealing with multiple bills. Instead, you'll make just one payment each month, and at lower interest.

You can borrow up to $100,000 (with no collateral) at interest rates that can be as low as 3.84%. Fiona helps you comparison-shop to secure a personal loan at a much better rate than you're probably paying on your credit cards, and that can help you save thousands of dollars.

Borrowers can opt for repayment plans ranging from 24 to 84 months.

Take, for example, Julia, who was swamped with $12,500 in credit card debt. She had a store credit card with a killer 22.99% interest rate. By trading in that debt for an 84-month personal loan at 5% interest, she's saving a total of $10,400 in interest costs.

If she'd just made her minimum credit card payment of $350 per month, she would have paid something like $22,000 in interest alone over 11 years. Brutal.

Even if you're just curious about what's out there, checking rates on Fiona won't hurt your credit score — and can probably save you a ton of money.

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