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The golden ticket to your golden years

The U.S. The Bureau of Labor Statistics reports that the annual inflation rate increased by 3.3% in May compared to the same time last year. With the economy still on shaky ground, your 401(k) or IRA — and your retirement itself — could be at risk.

A Gold IRA is a great alternative to protect and grow your nest egg. Unlike the U.S. dollar, which has lost 87% of its purchasing power since 1971, gold’s value has increased over the last few years.

Goldco can help you safeguard your nest egg by rolling over your retirement account into a gold IRA. This lets you combine the tax advantages of an IRA with the inflation-hedging properties of gold.

By opening a Gold IRA with the help of Goldco, you’re looking out for your future self and helping to secure your retirement fund. While inflation has increased everyone’s expenses, investing in precious metals can help to diversify your portfolio and stabilize your finances.

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Shop around for better insurance rates

It’s not uncommon for people to take what they’re given when it comes to insurance rates. But with so many retirees buying their dream homes and cars, making sure you’re not wasting money on overpriced insurance is essential.

According to data from Forbes, the national average cost for full-coverage car insurance is currently $2,150 per year, or $179 per month.

But, depending on which state you live in, your driving history and the make and model of your car, you can save up to $820 a year.

Luckily, BestMoney.com makes it easier for you to comparison-shop instantly. BestMoney is an online platform that compares car insurance quotes from multiple companies and narrows down the best rates in your area.

After providing some information about yourself and driving history, BestMoney will consolidate your top offers all in one place, so you can get a quote in minutes that maximizes both coverage and affordability.

And saving doesn’t need to stop there. Home insurance is another necessary bill you can look at to try and trim your monthly expenses.

OfficialHomeInsurance is a platform where you can compare the best home insurance rates in your area. All you need to do is answer some quick questions about yourself and they’ll instantly sort through leading insurers to find you the best deals available.

Get professional help with your retirement plan

If you have big plans for retirement but feel overwhelmed about the financial choices you have to make to make them happen, consider speaking to a financial adviser who specializes in retirement planning.

Vanguard — an investment management company — offers hybrid advisory services to help you reach your unique financial goals.

Their team of professional advisers are all fiduciaries, which means they won’t earn a commission on their recommendations, and can provide you with unbiased financial guidance.

Vanguard’s team of professionals will schedule you an appointment to refine your goals, set up an investment portfolio with their own ETF and manage it based on your risk tolerance and needs.

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This 2 Minute Move Could Knock $500/Year off Your Car Insurance in 2024

Saving money on car insurance with BestMoney is a simple way to reduce your expenses. You’ll often get the same, or even better, insurance for less than what you’re paying right now.

There’s no reason not to at least try this free service. Check out BestMoney today, and take a turn in the right direction.

Moneywise Moneywise Editorial Team

The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.

Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.