• Discounts and special offers
  • Subscriber-only articles and interviews
  • Breaking news and trending topics

Already a subscriber?

By signing up, you accept Moneywise's Terms of Use, Subscription Agreement, and Privacy Policy.

Not interested ?

Real Estate
Willy Choy rents out his home to gain income to help care for his sister. However, tenants Todd and Missy Brewer did not pay their rent leaving him in the lurch. Courtesy of KHNL News

Oahu homeowner is out $60K in rent, taxes after tenants found on Facebook refuse to pay — but tenants shockingly plan to sue for ‘breach of contract’

Scrolling through Facebook Marketplace for a used couch or a rental property isn’t unusual, but it can come with risks.

That’s what Oahu resident Willy Choy learned after listing a family home. The tenants who moved in refused to pay rent, leaving Choy tangled in months of court battles to evict them.

Advertisement

“I’ve been able to be a landlord and didn’t have any problems with anybody ever,” Choy told KHNL News [1].

Choy manages the three-bedroom house and detached cottage on Nawiliwili Street in Hawaii Kai.

He is also the legal guardian of his mentally and physically disabled sister. The rental income goes toward her care, with the long-term plan of moving her back into the home.

Now, the tenants who stopped paying rent are fighting back and even threatening to sue Choy for breach of contract. Here’s how the situation escalated.

From one eviction to the next

Choy handed over the keys in March to Todd and Missy Brewer, a couple from New York, with a monthly rent of $8,500.

Court records on eCourt Kokua, however, revealed that Brewers have a pattern of behaviour when dealing with rent and landlords. They were already embroiled in eviction proceedings on a previous rental in Aina Haina, where their landlord claimed he’s owed $30,000 in unpaid rent, property damage and attorney fees.

In 2023, the couple was also evicted from a home in Kapolei and ordered to pay another $30,000 in rent, damages and fees.

And while their story may sound extreme, eviction itself isn’t rare. Landlords file an estimated 3.6 million eviction cases across the U.S. each year, according to Eviction Lab [2]. In Hawaii, just 38% of filings in 2019 resulted in an actual eviction. But every filing remained on a tenant’s record, Hawaii Appleseed Centre for Law and Economic Justice notes [3].

Advertisement

When asked about those evictions, Todd Brewer remained mum. When pressed on why he hasn’t paid Choy rent, he countered that the landlord failed to disclose problems with the property and plans to sue for breach of contract.

“We have huge bills for my sister’s care that we haven’t paid because we have no way to pay them,” Choy said. “And then of course, we have a huge property tax bill. We can’t pay that either.”

Must Read

Join 250,000+ readers and get Moneywise’s best stories and exclusive interviews first — clear insights curated and delivered weekly. Subscribe now.

Screen now, save later

According to attorney Andrew Stewart, there are steps Choy could have taken early on to protect himself.

“This might have been avoided if my client had spent some more time doing something like a credit check or getting copies of pay stubs or looking at the court records,” Stewart told KHNL. “It can really save them on the backside in terms of legal fees and headaches and significant damage to the property.”

For landlords, the most expensive mistakes often happen before a tenant even moves in. A quick credit check, requesting pay stubs or running a search through public court records might sound like extra homework [4], but those steps can make the difference between steady rental income and months of unpaid bills.

Think of tenant screening as a form of insurance. Spending a little time and money up front is almost always cheaper than shelling out for legal fees, repairs or lost rent if things go south. Never underestimate the power of a paper trail. Having written documentation — from income verification to past rental history — can be a landlord’s best defense.

Advertisement

The courts returned the property to Choy in July, and he’s still waiting on a final decision. In the meantime, he hopes others can learn from the mistakes he made.

“You have to be more diligent and less gullible,” Choy admitted. “Because I was gullible.”

Article sources

At Moneywise, we consider it our responsibility to produce accurate and trustworthy content that people can rely on to inform their financial decisions. We rely on vetted sources such as government data, financial records and expert interviews and highlight credible third-party reporting when appropriate.

We are committed to transparency and accountability, correcting errors openly and adhering to the best practices of the journalism industry. For more details, see our editorial ethics and guidelines.

[1]. KHNL News. “Homeowner shares costly eviction process after tenants found on Facebook refuse to pay rent”

[2]. Eviction Lab. “In a typical year, landlords file 3.6 million eviction cases.”

[3]. Hawaiʻi Appleseed. “Hawaiʻi already has the tools to create a locals-only housing market; we just need to use them”

[4]. Good Life Property Management. “How to Screen Tenants for a Rental Property - 2025 Guide”

You May Also Like

Share this:
Victoria Vesovski Staff Reporter

Victoria Vesovski is a Toronto-based Staff Reporter at Moneywise, where she covers the intersection of personal finance, lifestyle and trending news. She holds an Honours Bachelor of Arts from the University of Toronto, a postgraduate certificate in Publishing from Toronto Metropolitan University and a Master’s degree in American Journalism from New York University’s Arthur L. Carter Journalism Institute. Her work has been featured in publications including Apple News, Yahoo Finance, MSN Money, Her Campus Media and The Click.

more from Victoria Vesovski

Explore the latest

Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither investment, tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities, enter into any loan, mortgage or insurance agreements or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information on any advertiser product, please visit their website.

†Terms and Conditions apply.