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A two-column collage with a older woman, left, and a crumpled up Powerball ticket. Lost in the Midwest and Justlight / Shutterstock

Scammers are posing as real Powerball winners, promising $1M giveaways to seniors — but first they want you to cover the ‘taxes’ in Apple gift cards

What would you do if you were approached by someone online claiming you had won a cash prize, but you had to pay fees in order to claim it? For many, winning the lottery is a dream come true, and it’s easy to understand why the excitement of the win could cloud your judgment. But the tactic is a clear sign of a lottery or prize scam.

This is what happened to one Orange County woman. She turned to WFTV Action 9 News after coming across what she believed to be a lottery winner scam.

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The woman — who asked to remain anonymous — said someone claiming to be a lottery winner named Mavis Wanczyk messaged her and said she wanted to share her winnings with a few lucky people. Wanczyk is a real lottery winner who, in 2017, won what was at the time the largest jackpot in U.S. history.

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“Saying that she wanted to give me a million dollars and a car, a brand-new vehicle,” the woman said about the encounter.

However, there was a catch. The scammer told the woman she needed to pay fees in order to obtain her share of the prize. In this case, they wanted fees paid in Apple gift cards. Scammers even sent her what appeared to be an AI photo of Wanczyk holding her ID as proof she was real.

Unfortunately, the woman’s experience with scammers made her suspicious. She told WFTV 9 News that she had already lost more than $30,000 to an online scammer after she was contacted by someone on Facebook who claimed they were in need.

Despite her experience, she still struggled to accept that this new series of messages was a scam, only believing it after Action 9’s investigators convinced her it wasn’t real.

How the scam works

According to AARP, consumers lost $145 million to prize scams in 2024, though many cases go unreported. The scam often unfolds on social media, via calls, emails or direct messages and victims are told they won a sweepstakes, lottery or another prize.

But there’s always a catch. According to the Federal Trade Commission (FTC), scammers ask victims for money or to give them access to their account information in order to claim the prize. What happens next is simple: scammers take the money and give you nothing. The prize never existed.

The FTC says there are three signs of a prize scam:

  1. If you have to pay to get your prize: real prizes are free, so if someone tells you that there’s a fee or “taxes” connected to it, then you’re being scammed.
  2. If you’re told you have to pay to increase your odds of winning: this is illegal. Real sweepstakes are free, and winning is by chance.
  3. If you have to give your financial or personal information: credit card numbers, bank accounts or other personal information are never needed in order to claim a prize.

Oftentimes scammers will try to look “official” in order to convince victims they are legitimate. In prize scams, they often pretend to be from real government-supervised lotteries, or they pretend to be lottery winners themselves.

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Prizes can vary from smaller things, like gift cards or electronics, to bigger prizes like lottery winnings. Scammers often make it seem like you’re the only person who won the prize and pressure you to act fast to claim it.

If you receive a message from someone claiming you won a prize, do not click any links in the messages, do not give out your personal information and do not send them money. If you are unsure if something is a scam, contact official state lottery commissions or organizations directly to verify if something is true.

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How to protect yourself

If you do fall victim, the FTC says you should report it at ReportFraud.ftc.gov and contact your state attorney general and your local consumer protection office. If a scammer uses your personal information, you should also go to IdentityTheft.gov to learn how to protect your identity.

There are ways to get your money back if you are scammed, including reporting it to your financial institution and attempting to reverse payments. However, scammers often ask you to pay in ways that make it harder to get your money back. The most important thing is to act fast.

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Rinna Diamantakos Contributing Editor

Rinna Diamantakos is a contributing editor at Moneywise.com. A versatile journalist, she has experience as a writer, editor and producer. Her work has focused on politics, business and financial news.

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