38-year-old woman accused of stealing $28,000 from six dead customers — and a living one — at a Mississippi credit union

Officers sat down with Tincher, who reportedly said, “It’s pretty clear what was done,” according to 25News.

What happened

According to court documents, Tincher had made multiple withdrawals from a deceased member’s account, created cashier’s checks in her name, transferred money to her CashApp account and made cash withdrawals — stealing $21,279.51 from that account alone. When police questioned her, she denied taking money from any other accounts.

The credit union later found that Tincher had made similar transactions across six additional accounts. Of the seven accounts targeted, six belonged to deceased members. The total amount stolen was $28,326.28.

In one particularly brazen move, Tincher allegedly transferred money from one living victim’s account into the account of a deceased member — apparently to cover the missing funds when beneficiaries started asking questions.

Tincher was charged on several counts, including first-degree theft, ongoing criminal conduct, first-degree fraudulent practice, second-degree theft and fraudulent practice, four counts each of third-degree theft and fraudulent practice, and lesser misdemeanor theft and fraud charges. She was released on a $25,000 bond in early October and has a preliminary hearing scheduled for October 16.

Why deceased accounts are vulnerable

This highlights a specific and possibly underappreciated vulnerability in financial accounts: the period immediately following an account holder’s death, when the account may still be active and accessible to those with system access, but family members or beneficiaries may not yet be monitoring it closely.