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Add us on GoogleOver $20.2 billion in cash child support payments changed hands in a single year in the U.S., according to the most recent Census data. This money went to 4.1 million parents.
Unfortunately, a significant portion of parents don’t pay support voluntarily, which is why many state governments now take aggressive steps to collect, such as garnishing wages, imposing liens, and even seizing the driver’s licenses or passports of nonpaying parents.
While these tools can help children get critical financial support, they can also cause problems if things go wrong. Let’s pretend, for example, that Percy received his last paycheck and found that 10% of his wages had been taken, with his pay stub stating “Support” under garnishments.
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When Percy called HR in a panic, he was told that his Social Security number had been included in a case for child support, despite the fact that he has no children and the mother is someone that he has never heard of.
Now, Percy’s trying to figure out what to do next to stop 10% of his pay from disappearing. And, unfortunately, family law attorneys say this could be a complicated problem to solve.
What should Percy do to try to get the garnishment to stop?
If Percy wants his pay to stop disappearing, experts say his first call should be to HR.
“You should immediately notify your employer that you are not the correct person that the child support garnishment has named,” Faran Douglas, a divorce and custody law expert on AskALawyerOnCall.com, told Moneywise.
Douglas advised Percy to get a copy of the garnishment order from the employer, then contact the child support office in the jurisdiction where it was issued. And Tina Sharma, a divorce attorney in the D.C. metro area, agrees.
“To remove the garnishment, you need to contact child support enforcement to let them know your Social Security number was improperly used,” she told Moneywise.
It’s important to find out exactly where to call to expedite things because, as Laura Chickering, managing attorney from Fenchel Family Law PC, said to Moneywise, “each state runs its own agency, often called Department of Child Support Services, or similar.” A list of these agencies is available through the Department of Health and Human Services.
It’s also worth noting that the employer must comply with the support order, even if it’s in dispute, until the court says otherwise.
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Telling the agency about the error may not be enough
Calling the office handling the case and speaking with a case worker is a good first step and, as Chickering explained, you’ll likely be asked to provide ID such as a driver’s license, birth certificate, or Social Security card to prove that you aren’t the person who actually owes.
Unfortunately, however, if this isn’t just a data entry error, getting the garnishment removed could be a lot more complicated than you’d expect.
“If a support or paternity order was actually entered against you in error, for example, a default judgment because notice went to the wrong address or wrong person, you’ll likely need to formally contest it, not just [make a] call,” said Chickering.
Chickering said this could mean you have to file “a motion to vacate the order or a paternity disestablishment petition in the court that issued it.”
Alternatively, Tracy Moore-Grant, a family law attorney and founder of Amicable Divorce Network, said that, if identity theft was the issue, “you’ll want to file a motion to set aside for identity theft” and attach “any information you can, like the police report.”
The good news is, Moore-Grant did say that “you may even be able to ask for it to be heard as an ‘emergency’.” Still, this process could require attending a hearing and putting up evidence and Chickering adds that “this is the point where talking to a family law attorney or a legal aid office is worth it.”
Percy may be able to seek reimbursement of the money paid out, as well.
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Christy Bieber has 15 years of experience as a personal finance and legal writer. She has written for many publications including Forbes, Kilplinger, CNN, WSJ, Credit Karma, Insurify and more.
